DBS Group Holdings (DBSDF) AI Stock Analysis
DBS Group Holdings
(Other OTC:DBSDF)
No summary available
DBS Group Holdings (DBSDF) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $161.51B
- Dividend Yield
- 2.26%
- Average Volume (3M)
- 7,696
- Price to Earnings (P/E)
- 17.6
- Beta (1Y)
- 0.37
- Revenue Growth
- -2.26%
- EPS Growth
- 2.77%
- Country
- US
- Employees
- 39,892
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks
DBS Group Holdings Business Overview & Revenue Model
Company Description
DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. It operates through Personal Banking; Institutional Banking; and Global Financial...
DBS Group Holdings Earnings Call Summary
The call emphasized a strong set of record results driven by substantial growth in fee-based and customer-driven non-interest income (notably wealth management and treasury sales), robust asset quality, healthy liquidity and solid returns on equity. These positives offset ongoing headwinds from lower interest rates that pressured net interest income, a modest dip in capital ratios (partly due to capital returns), and moderate cost and provisioning dynamics. Management highlighted strategic initiatives (AI, securitization, tokenization, RMB clearing) and maintained disciplined cost and capital stances while acknowledging macro and geopolitical uncertainties.
Q2-2026 Updates
Positive Updates
Negative Updates
Company Guidance
DBS guided that total income for 2026 should exceed last year’s level, with management not expecting any further rate hikes and assuming SORA will average around 1.2 for the rest of the year (no US hikes expected); deposit growth is expected to be in the high single digits and loan growth should be healthy though timing‑dependent. They raised commercial‑book non‑interest income growth to the mid‑teens, expect to narrow the H1 NII gap as rates bottom out (H1 NII was down ~3%), will continue hedging and trading to capture market volatility, and target a cost‑to‑income ratio in the low‑40s. Provisioning is guided with specific provisions in the 17–20 bps range, supported by a $2.4bn general‑provision overlay; relevant reported metrics from the results include Q2 net profit $3.08bn (up 9%), H1 net profit $6.01bn (up 5%), H1 total income $12.0bn, CET1 16.6% (14.6% fully phased‑in), leverage 5.8%, LCR 142%, NSFR 113%, deposits SGD638bn, gross loans SGD475bn, wealth AUM $516bn and Q2 net new money $11bn (annualized dividend assumption of $0.81/quarter implies a 4.4% yield).
DBS Group Holdings Peers Comparison
Overall Rating
SG:U1178Outperform
SG:O3977Outperform
SG:HBND66Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| SG:U11 | 78Outperform | SGD 67.01B | 9.72 | 9.73% | 3.93% | -10.35% | -19.23% |
| SG:O39 | 77Outperform | SGD 127.27B | 15.75 | 13.01% | 3.76% | -2.86% | 7.77% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| SG:HBND | 66Neutral | SGD 392.19B | 8.44 | 8.69% | 3.91% | -2.69% | -7.07% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DBSDF | DBS Group Holdings | 56.14 | 16.43 | 41.38% | |
| SG:O39 | Oversea-Chinese Banking Corporation | 27.91 | 11.53 | 70.43% | |
| SG:U11 | United Overseas Bank (Singapore) | 40.46 | 6.98 | 20.85% | |
| SG:HBND | Bank of China Ltd UnSp Singapore Depositary Receipt Repr 1 Sh | 0.95 | 0.24 | 33.01% | |
| SG:HSHD | HSBC Holdings PLC UnSp Singapore Depositary Receipt Repr 1/5 Sh | 4.39 | 0.89 | 25.50% | |
| SG:IBKD | PT Bank Central Asia Tbk Shs UnSp Singapore Depositary Receipt Repr 2/1 Sh | 0.70 | -0.64 | -47.80% |
Disclaimer
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