CV Holdings (CVHL) AI Stock Analysis

• Market Cap: $456.28K
• Dividend Yield: N/A
• Average Volume (3M): 9.36K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.33
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 13,500
• Sector: Financial
• Sector Strength: 70
• Industry: REIT - Mortgage
• EPS (TTM): N/A
• Shares Outstanding: 53,241,745
• 10 Day Avg. Volume: 6,480
• 30 Day Avg. Volume: 9,363
• PEG Ratio: >-0.01
• Price to Book (P/B): >-0.01
• Price to Sales (P/S): 0.02
• P/FCF Ratio: 0.07
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 37 Underperform
• Price Target: ―

CV Holdings' stock score is low due to its challenging financial position, including negative equity and net losses, which significantly impact its stability. Technical indicators offer some hope for a technical rebound, but the lack of valuation clarity and earnings call insights contribute to the stock's uncertain outlook.

CV Holdings Business Overview & Revenue Model

Company Description

CV Holdings, Inc. operates as a specialty finance company. It owns finance platforms across various businesses, including small-ticket equipment financing and commercial real estate bridge lending. CV Holdings, Inc. was incorporated in 2005 and is based in Newport Beach, California. CV Holdings, Inc. operates as a subsidiary of Tyson Foods, Inc.

How the Company Makes Money

CV Holdings makes money by deploying its capital into various investment opportunities that yield returns over time. Its revenue model is primarily driven by interest income generated from loans and financing solutions it provides to its clients. Additionally, CV Holdings earns income through rental and lease agreements from its real estate investments. The company also benefits from capital appreciation of its real estate holdings and may engage in strategic sales to realize gains. Key factors contributing to its earnings include effective risk management, the ability to identify lucrative investment opportunities, and maintaining strong relationships with financial institutions and real estate developers.

CV Holdings Financial Statement Overview

Summary

CV Holdings is experiencing financial instability with declining revenues, negative net profit margins, and a highly leveraged balance sheet. Despite some positive operating cash flow, the negative equity and persistent losses present significant challenges.

Income Statement

CV Holdings has faced significant challenges in maintaining consistent revenue growth, as demonstrated by the sharp decline in total revenue from 2022 to 2023. The net profit margin is negative, indicating ongoing profitability issues, and the EBIT and EBITDA margins are not strong enough to offset these losses. The company has consistently reported net losses, which is concerning for long-term sustainability.

Balance Sheet

The balance sheet of CV Holdings reveals a highly leveraged position with a negative stockholders' equity, indicating financial instability. The debt-to-equity ratio is effectively negative due to the negative equity, posing a significant risk. The equity ratio is also negative, highlighting the company's high reliance on debt financing, which could lead to solvency issues.

Cash Flow

Cash flow analysis shows some strengths, such as positive operating cash flow in recent years, but free cash flow growth is inconsistent. The operating cash flow to net income ratio is difficult to interpret due to negative net income, but the ability to generate cash flow from operations is a positive sign amidst overall financial struggles.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	25.99M	-4.69M	18.50M	12.56M	9.38M
Gross Profit	-6.46M	-4.69M	18.50M	12.56M	9.38M
EBITDA	5.44M	5.99M	4.28M	2.23M	-3.00M
Net Income	-18.15M	-15.96M	-11.84M	-12.40M	-16.20M
Balance Sheet
Total Assets	154.85M	149.35M	148.84M	112.08M	89.18M
Cash, Cash Equivalents and Short-Term Investments	2.69M	2.54M	11.65M	11.96M	11.65M
Total Debt	250.64M	227.76M	207.95M	160.30M	131.40M
Total Liabilities	260.53M	236.91M	216.79M	168.19M	132.89M
Stockholders Equity	-105.68M	-87.56M	-67.95M	-56.11M	-43.71M
Cash Flow
Free Cash Flow	6.44M	2.49M	5.41M	2.67M	482.69K
Operating Cash Flow	6.44M	2.49M	5.47M	2.73M	548.35K
Investing Cash Flow	-15.20M	-18.39M	-41.88M	-25.49M	-6.30M
Financing Cash Flow	8.91M	6.79M	36.10M	23.06M	676.23K

CV Holdings Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.01
• 50DMA: Negative
• 100DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CVHL, the sentiment is Negative. The current price of 0.01 is below the 20-day moving average (MA) of 0.01, below the 50-day MA of 0.01, and equal to the 200-day MA of ―, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 42.88 is Neutral, neither overbought nor oversold. The STOCH value of 66.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CVHL.

CV Holdings Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
LOAN	73 Outperform	$64.97M	11.83	12.68%	8.13%	-7.13%	-3.24%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
ACR	61 Neutral	$151.27M	66.03	5.05%	―	-16.01%	-98.23%
CHMI	49 Neutral	$87.95M	43.78	-2.56%	22.82%	-2.02%	-20.61%
GPMT	49 Neutral	$133.65M	―	-14.12%	7.38%	-29.55%	42.09%
SACH	47 Neutral	$53.97M	―	-18.82%	18.02%	-61.14%	-1562.60%
CVHL	37 Underperform	$456.28K	―	―	―	―	―