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Century Next Financial Corporation (CTUY)
OTHER OTC:CTUY
US Market
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Century Next Financial (CTUY) Price & Analysis

11 Followers

CTUY Stock Chart & Stats

$59.16
-$0.50(-1.30%)
At close: 4:00 PM EST
$59.16
-$0.50(-1.30%)

Bulls Say, Bears Say

Bulls Say
High ProfitabilitySustained high TTM margins indicate strong unit economics and pricing power. Elevated operating and net margins improve internal funding for growth, support dividends and buybacks, and create a cushion versus cyclical revenue swings, enhancing long-term earnings durability.
Accelerating Revenue GrowthRapid revenue acceleration suggests expanding market penetration or successful product/loan growth initiatives. Higher top-line momentum supports operating leverage, enables scale investments, and increases the probability that current profitability can be maintained or expanded over the medium term.
Conservative Balance Sheet & Cash GenerationVery low leverage combined with strong ROE and cash conversion indicates financial resilience. Robust operating cash flow and FCF tracking earnings support liquidity, lower refinancing risk, and give management flexibility to allocate capital, which strengthens long-term solvency and strategic optionality.
Bears Say
Historical Margin VolatilitySharp margin improvement may reflect cyclical or episodic factors; prior lower margins show profitability can swing. If margins revert, earnings and cash generation could compress quickly, making near-term margins less reliable as a base for multi-quarter planning or progressive capital returns.
Limited Credit/Asset-Quality VisibilityFor a regional bank, absence of loan-level credit metrics and charge-off trends reduces visibility into downside risk. Rapid asset growth raises the chance of underwriting dilution; without credit detail, it's harder to assess reserve adequacy and true balance-sheet vulnerability through cycles.
Cash-Flow Data InconsistencyApparent data inconsistencies hinder confidence in cash-flow analysis. Reliable cash metrics are key for assessing liquidity, dividend sustainability and stress resilience; unresolved reporting anomalies could mask weaker coverage or volatile free cash flow in stress scenarios.

CTUY FAQ

What was Century Next Financial Corporation’s price range in the past 12 months?
Century Next Financial Corporation lowest stock price was $49.50 and its highest was $71.00 in the past 12 months.
    What is Century Next Financial Corporation’s market cap?
    Century Next Financial Corporation’s market cap is $88.16M.
      When is Century Next Financial Corporation’s upcoming earnings report date?
      Century Next Financial Corporation’s upcoming earnings report date is Oct 28, 2026 which is in 95 days.
        How were Century Next Financial Corporation’s earnings last quarter?
        Century Next Financial Corporation released its earnings results on Jul 21, 2026. The company reported $2.2 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Century Next Financial Corporation overvalued?
          According to Wall Street analysts Century Next Financial Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Century Next Financial Corporation pay dividends?
            Century Next Financial Corporation pays a Annually dividend of $1 which represents an annual dividend yield of 1.45%. See more information on Century Next Financial Corporation dividends here
              What is Century Next Financial Corporation’s EPS estimate?
              Century Next Financial Corporation’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Century Next Financial Corporation have?
              Century Next Financial Corporation has 1,277,430 shares outstanding.
                What happened to Century Next Financial Corporation’s price movement after its last earnings report?
                Century Next Financial Corporation reported an EPS of $2.2 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.735%.
                  Which hedge fund is a major shareholder of Century Next Financial Corporation?
                  Currently, no hedge funds are holding shares in CTUY
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Century Next Financial Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    50.01%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    1.45%
                    Trailing 12-Months
                    Asset Growth
                    0.44%
                    Trailing 12-Months

                    Company Description

                    Century Next Financial Corporation

                    Century Next Financial Corporation operates as the holding company for Century Next Bank, which delivers a wide array of financial services mainly to small and medium-sized businesses, professionals, and individual clients. The bank provides diverse account options, including savings and checking products. Its lending portfolio features mortgage, reverse mortgage, construction, and business loans, alongside home equity and business lines of credit, and real estate financing for both residential and commercial ventures. Additional services include remote deposit capture, cash management solutions such as employee payroll and electronic federal tax payment systems, consumer and business draft processing, safe deposit boxes, gift and credit cards, merchant services, night deposit facilities, and mobile banking, among others. As of January 26, 2022, the company reached its customers through eight locations across two states: four in Louisiana (two in Ruston, one in Monroe, and one in West Monroe) and four in Arkansas (two in Crossett, one in Hamburg, and a limited-service drive-through in Fountain Hill). Founded in 1905, Century Next Financial Corporation is headquartered in Ruston, Louisiana.

                    Century Next Financial (CTUY) Earnings & Revenues

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                    Ownership Overview

                    2.56%97.44%
                    Insiders
                    Mutual Funds
                    2.56% Other Institutional Investors
                    97.44% Public Companies and
                    Individual Investors
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