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Century Next Financial (CTUY) Stock Price & Analysis

CTUY Stock Chart & Stats

$72.11$0.40(0.55%)
At close: 9:30 AM EST
$70$71$72$7313 Aug24 Aug4 Sep2 Oct6 Oct16 Oct2 Nov
Day’s Range
$72.51 - $72.51
52-Week Range
$56.00 - $73.50
Previous Close
$73.01
Volume
N/A
Average Volume (3M)
90
Market Cap
$93.26M
Enterprise Value
$140.99M
Total Cash (Recent Filing)
$3.26M
Total Debt (Recent Filing)
$8.45M
Price to Earnings (P/E)
8.3
Beta
0.34
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
May 21, 2026
Dividend Yield
1.37%

Bulls Say, Bears Say

Bulls Say

Scale And Margin Expansion

Revenue has nearly doubled since 2021 while profitability has expanded materially, indicating stronger operating scale and earnings capacity. TTM net and EBIT margins of about 28% and 35% provide a substantial base for reinvestment and resilience over the next several quarters.

Conservative Leverage

Very low leverage and a growing equity base give the company meaningful financial flexibility. The improved debt-to-equity position can reduce financing pressure, support balance-sheet resilience, and leave more capacity to fund operations or strategic opportunities through changing conditions.

Strong Cash Conversion

Free cash flow closely matching net income suggests that reported profits are converting effectively into cash. This supports internally funded growth, shareholder distributions, and balance-sheet strengthening, while reducing reliance on external financing over the medium term.

Bears Say

Moderating Revenue Growth

Growth has slowed after the sharp expansion seen in 2023–2024, raising the requirement for continued execution to sustain current profitability. Slower top-line momentum could limit operating leverage and make future earnings growth more dependent on maintaining elevated margins.

Uncertain Cash Coverage Measure

Although absolute operating and free cash flow are strong, the near-zero coverage metric introduces uncertainty about a specific aspect of cash-flow support. If that measure reflects weaker coverage, it could constrain confidence in liquidity resilience despite healthy reported cash generation.

Regional Banking Cyclicality

The regional-bank business model remains exposed to changes in credit conditions and interest rates, even with low reported debt leverage. Adverse cycles can affect asset performance and earnings stability, making sustained returns more dependent on disciplined balance-sheet management.

CTUY FAQ

What was Century Next Financial’s price range in the past 12 months?
Century Next Financial lowest stock price was $56.00 and its highest was $73.50 in the past 12 months.
What is Century Next Financial’s market cap?
Century Next Financial’s market cap is $93.26M.
When is Century Next Financial’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Century Next Financial’s earnings last quarter?
Century Next Financial released its earnings results on Oct 22, 2026. The company reported $2.41 earnings per share for the quarter.
Is Century Next Financial overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Century Next Financial pay dividends?
Century Next Financial pays a Annually dividend of $1 which represents an annual dividend yield of 1.37%. See more information on Century Next Financial dividends here
What is Century Next Financial’s EPS estimate?
Century Next Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Century Next Financial have?
Century Next Financial has 1,277,430 shares outstanding.
What happened to Century Next Financial’s price movement after its last earnings report?
Century Next Financial reported an EPS of $2.41 in its last earnings report. Following the earnings report the stock price went up 1.205%.
Which hedge fund is a major shareholder of Century Next Financial?
Currently, no hedge funds are holding shares in CTUY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology