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Cashmere Valley Bank (CSHX)
OTHER OTC:CSHX
US Market
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Cashmere Valley Bank (CSHX) Price & Analysis

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CSHX Stock Chart & Stats

$88.71
$1.39(1.57%)
At close: 4:00 PM EDT
$88.71
$1.39(1.57%)

Bulls Say, Bears Say

Bulls Say
Cash GenerationConsistent operating and free cash flow indicates high-quality earnings and strong cash conversion, enabling dividends, loan-loss provisioning, or organic growth without external funding. Over the medium term this supports capital flexibility and resilience to funding shocks.
Profitability / MarginsSustained operating and net margins show the bank's core economics are resilient and fund cover costs and provisions. Healthy profitability supports internal capital generation and the ability to absorb cyclical pressure, underpinning medium-term earnings stability.
Equity Growth / Capital BufferSteady equity growth provides a capital buffer that supports regulatory ratios and measured loan growth, improving financial flexibility. A stronger equity base allows the bank to pursue opportunities or withstand stress without immediate external capital raises.
Bears Say
Rising LeverageA material increase in debt in 2025 elevates leverage and reduces financial flexibility, making the bank more sensitive to funding-cost spikes or asset-quality deterioration. Higher leverage can constrain lending or require costly capital actions if conditions worsen.
Revenue VolatilityChoppy top-line trends complicate forecasting and strategic planning, reducing predictability of earnings and capital needs. Persistent revenue volatility can pressure margins and capital allocation decisions, weakening the consistency of long-term return delivery.
Declining ROE TrendA downward trend in ROE suggests either margin compression or equity growth outpacing earnings. If ROE remains pressured, the bank may struggle to deliver attractive shareholder returns without improving efficiency, pricing, or higher risk-taking.

CSHX FAQ

What was Cashmere Valley Bank’s price range in the past 12 months?
Cashmere Valley Bank lowest stock price was $66.50 and its highest was $90.45 in the past 12 months.
    What is Cashmere Valley Bank’s market cap?
    Cashmere Valley Bank’s market cap is $334.39M.
      When is Cashmere Valley Bank’s upcoming earnings report date?
      Cashmere Valley Bank’s upcoming earnings report date is Oct 21, 2026 which is in 83 days.
        How were Cashmere Valley Bank’s earnings last quarter?
        Cashmere Valley Bank released its earnings results on Jul 22, 2026. The company reported $1.88 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Cashmere Valley Bank overvalued?
          According to Wall Street analysts Cashmere Valley Bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Cashmere Valley Bank pay dividends?
            Cashmere Valley Bank pays a Semiannually dividend of $1 which represents an annual dividend yield of 2.16%. See more information on Cashmere Valley Bank dividends here
              What is Cashmere Valley Bank’s EPS estimate?
              Cashmere Valley Bank’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Cashmere Valley Bank have?
              Cashmere Valley Bank has 3,711,320 shares outstanding.
                What happened to Cashmere Valley Bank’s price movement after its last earnings report?
                Cashmere Valley Bank reported an EPS of $1.88 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.903%.
                  Which hedge fund is a major shareholder of Cashmere Valley Bank?
                  Currently, no hedge funds are holding shares in CSHX
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Cashmere Valley Bank Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    25.50%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    2.16%
                    Trailing 12-Months
                    Asset Growth
                    8.41%
                    Trailing 12-Months

                    Company Description

                    Cashmere Valley Bank

                    Cashmere Valley Bank, a state-chartered financial institution established in 1932 and headquartered in Cashmere, Washington, offers a comprehensive array of banking products and services. Its diverse clientele includes individual consumers, small to mid-sized enterprises, and local governmental bodies. For retail and commercial clients, the bank provides fundamental services like checking and savings accounts, alongside a variety of lending solutions. These encompass personal loans (for vehicles, boats, RVs, and home equity), mortgages, and a full suite of business financing options, including commercial real estate loans, general commercial loans, operating lines of credit, and Small Business Administration (SBA) loans. Further offerings extend to equipment financing, credit cards, wealth management, merchant processing, and treasury solutions. The bank also caters specifically to local municipalities, furnishing tailored banking services, privately-placed bonds and notes, municipal credit cards, and interim financing to support rural development initiatives. Beyond core financial offerings, Cashmere Valley Bank partners with brokers to provide access to insurance products such as property, casualty, life, and health coverage. To ensure convenient access, the company supports telephone, mobile, and online banking platforms, complete with bill payment functionalities. Serving communities throughout North Central Washington, the bank operates a network of 11 branches.

                    Cashmere Valley Bank (CSHX) Earnings & Revenues

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                    Ownership Overview

                    12.44%87.56%
                    Insiders
                    Mutual Funds
                    12.44% Other Institutional Investors
                    87.56% Public Companies and
                    Individual Investors
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