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Crawford & Company A
(NYSE:CRD.A)
Select Model
Select Model
Rating:59Neutral
Price Target:
$14.50
▲(31.82% Upside)
Action:Reiterated
Date:08/04/26
The score is primarily supported by strong recent operating and free cash flow, but is held back by a steep TTM revenue decline, thin profitability, and elevated leverage. Technicals are moderately positive with price above major moving averages, while valuation is a headwind due to a high P/E despite a mid-range dividend yield.
Positive Factors
Cash generation
Consistent TTM operating cash flow (~$102M) and free cash flow (~$95–$97M) indicate durable internal funding. Strong cash conversion supports working capital, service delivery scaling, dividend and debt servicing capacity, and gives management flexibility to withstand cyclical claim volumes.
Negative Factors
Sharp revenue contraction
A ~35% TTM revenue decline is a structural red flag: loss of scale reduces bargaining power, dilutes fixed-cost absorption, and may reflect contract churn or weaker demand. Sustained top-line weakness would impair margins, cash generation durability, and growth reinvestment capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash generation
Consistent TTM operating cash flow (~$102M) and free cash flow (~$95–$97M) indicate durable internal funding. Strong cash conversion supports working capital, service delivery scaling, dividend and debt servicing capacity, and gives management flexibility to withstand cyclical claim volumes.
Read all positive factors
Crawford & Company A (CRD.A) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$635.24M
Dividend Yield2.37%
Average Volume (3M)56.86K
Price to Earnings (P/E)27.8
Beta (1Y)1.20
Revenue Growth-4.12%
EPS Growth-20.24%
CountryUS
Employees9,943
SectorFinancial
Sector Strength70
IndustryInsurance - Brokers
Share Statistics
EPS (TTM)0.48
Shares Outstanding29,696,716
10 Day Avg. Volume59,347
30 Day Avg. Volume56,858
Financial Highlights & Ratios
PEG Ratio-1.08
Price to Book (P/B)3.22
Price to Sales (P/S)0.42
P/FCF Ratio5.88
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$15.00Price Target Upside36.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.96
Revenue Forecast (FY)$1.28B
Crawford & Company A Business Overview & Revenue Model
Company Description
Crawford & Company operates as a global provider of claims and outsourcing services, catering to insurance carriers, brokers, and corporate clients across the United States, the United Kingdom, Europe, Canada, Australia, and various other internat...
How the Company Makes Money
Crawford & Company primarily makes money by charging fees for services it performs on behalf of insurance carriers, brokers, and self-insured clients across the claims lifecycle. Key revenue streams generally include: (1) Claims adjusting and clai...
Crawford & Company A Financial Statement Overview
Summary
Income Statement
54
Neutral
Balance Sheet
50
Neutral
Cash Flow
67
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 1.29B | 1.31B | 1.34B | 1.32B | 1.23B | 1.14B |
| Gross Profit | 328.33M | 321.90M | 367.55M | 359.07M | 306.35M | 291.80M |
| EBITDA | 93.08M | 92.62M | 97.61M | 102.91M | 52.11M | 91.02M |
| Net Income | 23.52M | 19.63M | 26.60M | 30.61M | -18.30M | 30.69M |
Balance Sheet | ||||||
| Total Assets | 758.25M | 764.30M | 803.75M | 799.20M | 791.51M | 852.64M |
| Cash, Cash Equivalents and Short-Term Investments | 69.42M | 64.08M | 55.41M | 58.36M | 46.01M | 53.23M |
| Total Debt | 270.67M | 270.27M | 309.49M | 311.53M | 346.40M | 288.67M |
| Total Liabilities | 573.73M | 592.87M | 648.20M | 659.37M | 668.13M | 641.24M |
| Stockholders Equity | 186.40M | 173.09M | 157.21M | 141.62M | 124.54M | 211.97M |
Cash Flow | ||||||
| Free Cash Flow | 99.30M | 94.83M | 9.97M | 67.19M | -6.96M | 23.37M |
| Operating Cash Flow | 103.91M | 101.85M | 51.62M | 103.79M | 27.63M | 54.32M |
| Investing Cash Flow | -27.61M | -36.21M | -41.65M | -36.60M | -57.88M | -70.83M |
| Financing Cash Flow | -61.15M | -57.62M | -12.86M | -54.68M | 25.94M | 24.66M |
Crawford & Company A Risk Analysis
Crawford & Company A disclosed 24 risk factors in its most recent earnings report. Crawford & Company A reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Crawford & Company A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
59 Neutral | $635.24M | 27.77 | 13.01% | 2.73% | -4.12% | -20.24% | |
56 Neutral | $128.13M | 7.35 | 15.28% | ― | 10.29% | ― | |
55 Neutral | $635.24M | 27.77 | 13.01% | 2.97% | -4.12% | -20.24% | |
51 Neutral | $38.44M | -1.45 | 3.57% | ― | -8.37% | -220.33% |
* Financial Sector Average
CRD.A
Crawford & Company A
12.89
2.61
25.39%
EHTH
Ehealth
1.23
-2.21
-64.24%
CRD.B
Crawford & Company B
12.31
2.16
21.26%
SLQT
SelectQuote
0.76
-1.08
-58.74%
Crawford & Company A Corporate Events
Business Operations and StrategyDividendsFinancial Disclosures
Crawford & Company A boosts earnings and dividend
Positive
Aug 3, 2026
For the second quarter ended June 30, 2026, Crawford Company reported net income of $13.4 million, up 73% from the prior-year quarter, despite a slight revenue decline to $321.4 million. Diluted earnings per share rose to $0.27 for CRD-A and $0.2...
Executive/Board ChangesShareholder Meetings
Crawford & Company Shareholders Approve Directors and Incentive Plan
Positive
May 19, 2026
At its 2026 Annual Meeting of Shareholders held on May 14, 2026, Crawford Company reported a high turnout, with 96.71% of eligible Class B shares represented, and shareholders re‑elected all nominated directors to serve until the next annua...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.