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CNFinance Holdings (CNF) Ratios
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CNFinance Holdings Ratios
CNF's free cash flow for Q2 2026 was ¥0.00. For the 2026 fiscal year, CNF's free cash flow was increased by ¥0.00 and operating cash flow was ¥0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.46 | 0.25 | 0.50 | 16.52 | 41.39 |
| Quick Ratio | 0.46 | 0.25 | 0.50 | 16.52 | 41.39 |
| Cash Ratio | 0.24 | 0.25 | 0.36 | 12.83 | 26.14 |
| Solvency Ratio | -0.07 | 0.00 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.11 | 0.24 | 5.46 | 7.55 |
| Short-Term Operating Cash Flow Coverage | 0.02 | 0.14 | 0.24 | 8.16 | 15.24 |
| Net Current Asset Value | ¥ -5.15B | ¥ -9.17B | ¥ -8.81B | ¥ -7.76B | ¥ -6.79B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.41 | 0.40 | 0.55 | 0.54 | 0.56 |
| Debt-to-Equity Ratio | 1.18 | 1.47 | 2.23 | 2.02 | 2.12 |
| Debt-to-Capital Ratio | 0.54 | 0.59 | 0.69 | 0.67 | 0.68 |
| Long-Term Debt-to-Capital Ratio | 0.20 | 0.12 | 0.31 | 0.67 | 0.68 |
| Financial Leverage Ratio | 2.86 | 3.70 | 4.08 | 3.73 | 3.77 |
| Debt Service Coverage Ratio | 0.01 | 0.01 | 0.02 | 0.15 | 0.08 |
| Interest Coverage Ratio | -0.14 | 0.06 | 0.28 | 0.22 | 0.12 |
| Debt to Market Cap | 289.86 | 24.95 | 15.15 | 17.68 | 9.10 |
| Interest Debt Per Share | 13750.33 | 1968.20 | 2587.16 | 2301.63 | 2589.08 |
| Net Debt to EBITDA | -62.60 | 70.18 | 30.89 | 32.65 | 58.56 |
| Profitability Margins | |||||
| Gross Profit Margin | 86.95% | 51.77% | 54.18% | 45.65% | 65.63% |
| EBIT Margin | -11.23% | 3.02% | 11.19% | 9.36% | 6.83% |
| EBITDA Margin | -8.74% | 3.74% | 11.29% | 9.48% | 7.11% |
| Operating Profit Margin | -11.23% | 3.02% | 11.19% | 9.36% | 6.83% |
| Pretax Profit Margin | -90.77% | 3.02% | 11.19% | 9.36% | 6.83% |
| Net Profit Margin | -73.10% | 2.36% | 8.96% | 7.34% | 4.75% |
| Continuous Operations Profit Margin | -73.10% | 2.36% | 8.96% | 7.34% | 4.75% |
| Net Income Per EBT | 80.53% | 78.25% | 80.05% | 78.43% | 69.54% |
| EBT Per EBIT | 808.65% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | -4.46% | 0.25% | 1.01% | 0.93% | 0.45% |
| Return on Equity (ROE) | -12.77% | 0.93% | 4.11% | 3.48% | 1.71% |
| Return on Capital Employed (ROCE) | -1.01% | 0.61% | 2.23% | 1.21% | 0.66% |
| Return on Invested Capital (ROIC) | -0.55% | 0.28% | 1.01% | 0.94% | 0.45% |
| Return on Tangible Assets | -4.46% | 0.25% | 1.01% | 0.93% | 0.45% |
| Earnings Yield | -3154.21% | 15.89% | 27.93% | 30.52% | 7.34% |
| Efficiency Ratios | |||||
| Receivables Turnover | 7.59 | 1.60 | 3.21 | 7.34 | 5.04 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.30 | 7.53 | 51.05 | 57.52 | 71.34 |
| Asset Turnover | 0.06 | 0.11 | 0.11 | 0.13 | 0.10 |
| Working Capital Turnover Ratio | -0.18 | -0.36 | -3.67 | 0.59 | 0.48 |
| Cash Conversion Cycle | 48.09 | 228.84 | 113.68 | 49.76 | 72.36 |
| Days of Sales Outstanding | 48.09 | 228.84 | 113.68 | 49.76 | 72.36 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 48.09 | 228.84 | 113.68 | 49.76 | 72.36 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 239.56 | 220.82 | 455.93 | 244.50 | 201.13 |
| Free Cash Flow Per Share | 229.44 | 218.51 | 425.32 | 220.59 | 200.02 |
| Dividend Paid and CapEx Coverage Ratio | 23.68 | 95.30 | 14.90 | 10.23 | 181.22 |
| Capital Expenditure Coverage Ratio | 23.68 | 95.30 | 14.90 | 10.23 | 181.22 |
| Operating Cash Flow Coverage Ratio | 0.02 | 0.13 | 0.19 | 0.12 | 0.09 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.47 | 0.93 | 0.50 | 0.50 |
| Free Cash Flow Yield | 542.35% | 315.13% | 269.94% | 187.03% | 77.18% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | -0.03 | 6.29 | 3.58 | 3.28 | 13.63 |
| Price-to-Sales (P/S) Ratio | 0.02 | 0.15 | 0.32 | 0.24 | 0.65 |
| Price-to-Book (P/B) Ratio | 0.00 | 0.06 | 0.15 | 0.11 | 0.23 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.18 | 0.32 | 0.37 | 0.53 | 1.30 |
| Price-to-Operating Cash Flow Ratio | 0.18 | 0.31 | 0.35 | 0.48 | 1.29 |
| Price-to-Earnings Growth (PEG) Ratio | 0.00 | -0.06 | 0.00 | 0.03 | -0.34 |
| Enterprise Value Multiple | -62.86 | 74.15 | 33.73 | 35.19 | 67.66 |
| Enterprise Value | 3.44B | 4.44B | 7.00B | 6.15B | 6.60B |
| EV to EBITDA | -62.86 | 74.15 | 33.73 | 35.19 | 67.66 |
| EV to Sales | 5.50 | 2.77 | 3.81 | 3.34 | 4.81 |
| EV to Free Cash Flow | 43.72 | 5.92 | 4.40 | 7.42 | 9.63 |
| EV to Operating Cash Flow | 41.87 | 5.86 | 4.10 | 6.69 | 9.57 |
| Tangible Book Value Per Share | 10448.56 | 1182.37 | 1070.72 | 1046.40 | 1112.32 |
| Shareholders’ Equity Per Share | 10448.56 | 1183.27 | 1071.53 | 1033.57 | 1113.49 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.22 | 0.20 | 0.22 | 0.30 |
| Revenue Per Share | 1825.39 | 466.63 | 491.05 | 490.54 | 400.24 |
| Net Income Per Share | -1334.39 | 11.02 | 44.00 | 36.00 | 19.02 |
| Tax Burden | 0.81 | 0.78 | 0.80 | 0.78 | 0.70 |
| Interest Burden | 8.09 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.28 | 0.13 | 0.12 | 0.18 |
| Stock-Based Compensation to Revenue | 0.00 | 0.01 | 0.00 | 0.00 | 0.01 |
| Income Quality | -0.18 | 20.04 | 10.36 | 6.79 | 10.58 |
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