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CNF Stock Chart & Stats
$5.25
$0.05(5.34%)
At close: 4:00 PM EST
$5.25
$0.05(5.34%)
Day’s Range― - ―
52-Week Range$2.36 - $8.80
Previous CloseN/A
Volume16.17K
Average Volume (3M)62.66K
Market Cap
$20.13M
Enterprise Value$2.72B
Total Cash (Recent Filing)$922.27M
Total Debt (Recent Filing)$5.31B
Price to Earnings (P/E)―
Beta1.06
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-146.40
Shares Outstanding6,858,216
10 Day Avg. Volume34,987
30 Day Avg. Volume62,661
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)<0.01
Price to Sales (P/S)0.02
P/FCF Ratio0.18
Enterprise Value/Market Cap135.26
Enterprise Value/Revenue7.56
Enterprise Value/Gross Profit7.56
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.7
Revenue Forecast (FY)$907.67M
Bulls Say, Bears Say
Bulls Say
Strong Historical Cash GenerationConsistent free cash flow through 2021–2024 indicates the business historically converted earnings into liquidity, supporting loan originations, servicing and reinvestment without constant equity raises. That cash-generation track record is a durable operational strength even though 2025 weakened.
Partnership-driven Origination NetworkA distributed origination model using trust and commercial bank partners plus local channel partners creates scalable customer access and risk-sharing. Structural partnerships lower customer acquisition costs and allow CNFinance to focus on origination and servicing expertise rather than holding all credit risk alone.
Improving Leverage Trend Into 2024The reduction in debt-to-equity into 2024 reflects progress toward a stronger capital structure, which materially improves resilience to funding shocks and reduces interest burden. That multi-year deleveraging trend, if sustained, supports funding flexibility and long-term survivability.
Bears Say
Profitability Collapse In 2025A sharp swing to a large loss in 2025 damages retained earnings and the firm’s ability to fund originations from internal profits. Persistent loss-making undermines long-term loan growth, raises provisioning needs and can force asset sales or dilutive financing, weakening structural financial health.
Material Cash Flow Downshift In 2025The 2025 drop in operating and free cash flow reduces internal funding for loans and servicing, increasing reliance on external funding sources. That structural erosion of cash generation raises refinancing and liquidity risk and constrains strategic flexibility over coming quarters.
Major Shareholder Control Shift (May 2026)Extreme concentration of voting power with Kylin creates governance and minority-shareholder risk. Entrenched control can drive strategic decisions, capital allocation or related-party actions that prioritize majority owner objectives over minority protections, affecting long-term corporate governance.
CNFinance Holdings News
CNF FAQ
What was CNFinance Holdings Ltd’s price range in the past 12 months?
CNFinance Holdings Ltd lowest stock price was $2.35 and its highest was $8.80 in the past 12 months.
What is CNFinance Holdings Ltd’s market cap?
CNFinance Holdings Ltd’s market cap is $20.13M.
When is CNFinance Holdings Ltd’s upcoming earnings report date?
CNFinance Holdings Ltd’s upcoming earnings report date is Sep 01, 2026 which is in 58 days.
How were CNFinance Holdings Ltd’s earnings last quarter?
CNFinance Holdings Ltd released its earnings results on Mar 24, 2026. The company reported -$8.801 earnings per share for the quarter, missing the consensus estimate of $0 by -$8.801.
Is CNFinance Holdings Ltd overvalued?
According to Wall Street analysts CNFinance Holdings Ltd’s price is currently Overvalued.
Does CNFinance Holdings Ltd pay dividends?
CNFinance Holdings Ltd does not currently pay dividends.
What is CNFinance Holdings Ltd’s EPS estimate?
CNFinance Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CNFinance Holdings Ltd have?
CNFinance Holdings Ltd has 6,858,216 shares outstanding.
What happened to CNFinance Holdings Ltd’s price movement after its last earnings report?
CNFinance Holdings Ltd reported an EPS of -$8.801 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went down -9.137%.
Which hedge fund is a major shareholder of CNFinance Holdings Ltd?
Currently, no hedge funds are holding shares in CNF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
CNFinance Holdings Ltd
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Technical Analysis
Greystone Housing Impact Investors
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Security National Financial
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Income Opportunity Realty Investors
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Velocity Financial
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Pineapple Financial
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Ownership Overview
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Insiders
0.71% Mutual Funds
10.20% Other Institutional Investors
89.09% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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