tiprankstipranks
CNFinance Holdings Ltd (CNF)
NYSE:CNF
US Market
Want to see CNF full AI Analyst Report?

CNFinance Holdings (CNF) Price & Analysis

64 Followers

CNF Stock Chart & Stats

$2.39
$0.08(3.46%)
At close: 4:00 PM EDT
$2.39
$0.08(3.46%)

Bulls Say, Bears Say

Bulls Say
Historical Cash ConversionStrong historical cash conversion indicates that reported earnings were generally supported by cash generation. If operating performance stabilizes, this record could help fund lending activity, servicing operations, and balance-sheet needs.
Improved Leverage Through 2024The reduction in leverage through 2024 provided a stronger capital structure and more financial flexibility than in 2023. This remains a useful foundation for recovery, although the 2025 increase in debt weakens the benefit.
Diversified Lending Revenue ModelMultiple revenue streams across origination, servicing, and financing can diversify earnings beyond a single fee source. A broader model may support customer relationships and recurring servicing income as the loan portfolio matures.
Bears Say
2025 Loss-Making BreakThe shift to a large loss is a fundamental deterioration in earnings power, not a minor quarterly fluctuation. It reduces internal capital generation and makes future results more dependent on recovery in lending activity and credit performance.
Weakening Cash GenerationThe sharp 2025 decline in operating and free cash flow challenges the sustainability of the company’s historical cash profile. Persistently weaker cash generation could constrain loan funding, servicing investment, and debt management.
Leverage And Equity PressureHigher debt alongside declining equity increases balance-sheet sensitivity to credit losses, funding costs, and weaker originations. This reduces financial flexibility precisely when profitability and cash generation are under pressure.

CNFinance Holdings News

CNF FAQ

What was CNFinance Holdings Ltd’s price range in the past 12 months?
CNFinance Holdings Ltd lowest stock price was $2.04 and its highest was $6.49 in the past 12 months.
    What is CNFinance Holdings Ltd’s market cap?
    CNFinance Holdings Ltd’s market cap is $15.71M.
      When is CNFinance Holdings Ltd’s upcoming earnings report date?
      CNFinance Holdings Ltd’s upcoming earnings report date is Sep 01, 2026 which is in 13 days.
        How were CNFinance Holdings Ltd’s earnings last quarter?
        CNFinance Holdings Ltd released its earnings results on Mar 24, 2026. The company reported -$8.801 earnings per share for the quarter, missing the consensus estimate of $0 by -$8.801.
          Is CNFinance Holdings Ltd overvalued?
          According to Wall Street analysts CNFinance Holdings Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does CNFinance Holdings Ltd pay dividends?
            CNFinance Holdings Ltd does not currently pay dividends.
            What is CNFinance Holdings Ltd’s EPS estimate?
            CNFinance Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does CNFinance Holdings Ltd have?
            CNFinance Holdings Ltd has 6,858,216 shares outstanding.
              What happened to CNFinance Holdings Ltd’s price movement after its last earnings report?
              CNFinance Holdings Ltd reported an EPS of -$8.801 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went down -9.137%.
                Which hedge fund is a major shareholder of CNFinance Holdings Ltd?
                Currently, no hedge funds are holding shares in CNF
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  CNFinance Holdings Ltd

                  CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.

                  CNFinance Holdings (CNF) Earnings & Revenues

                  Similar Stocks
                  Company
                  Price & Change
                  Follow
                  Greystone Housing Impact Investors
                  Security National Financial
                  Income Opportunity Realty Investors
                  Velocity Financial
                  Pineapple Financial

                  Ownership Overview

                  0.71%10.87%88.42%
                  Insiders
                  10.87% Other Institutional Investors
                  88.42% Public Companies and
                  Individual Investors
                  Popular Stocks