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CNF Stock Chart & Stats
$2.25
$0.08(3.46%)
At close: 4:00 PM EDT
$2.25
$0.08(3.46%)
Day’s Range― - ―
52-Week Range$1.74 - $6.49
Previous CloseN/A
Volume2.13K
Average Volume (3M)4.61K
Market Cap
$32.54M
Enterprise Value$456.11
Total Cash (Recent Filing)$336.64M
Total Debt (Recent Filing)$3.03B
Price to Earnings (P/E)―
Beta0.89
Next Earnings
Aug 31, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1310.80
Shares Outstanding6,858,216
10 Day Avg. Volume5,070
30 Day Avg. Volume4,609
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)<0.01
Price to Sales (P/S)0.02
P/FCF Ratio0.18
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue>-0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.7
Revenue Forecast (FY)$907.67M
Bulls Say, Bears Say
Bulls Say
Historical Cash GenerationStrong free cash flow through 2024 indicates the lending model had previously converted reported earnings into cash effectively. That history provides evidence of cash-generation capacity and could support servicing obligations or funding operations if performance stabilizes.
Prior DeleveragingThe earlier reduction in debt relative to equity shows that management had improved balance-sheet leverage before the latest deterioration. Lower leverage can provide greater financial flexibility and a more resilient capital base, although this benefit depends on reversing the subsequent decline.
Portfolio Cleanup And EfficiencyAggressive recovery activity and sharply lower operating expenses show concrete efforts to address legacy loan quality and improve efficiency. If the cleanup reduces troubled assets and the cost base remains lower, it could strengthen operating performance after near-term provisions subside.
Bears Say
Severe Recent Earnings DeteriorationThe latest results show a substantial contraction in core interest and fee income alongside a much larger loss. This weakens earnings visibility and suggests the existing loan portfolio is not currently producing sustainable revenue or profitability at its prior level.
Credit-loss PressureElevated provisions directly reduce earnings and signal deterioration in borrower credit performance, a central risk for a consumer lender. Continued portfolio stress could require further reserves, constrain capital available for new lending, and prolong the recovery in profitability.
Balance-sheet StrainRising debt combined with declining equity weakens the company’s capital cushion after the earlier deleveraging progress. This can limit financial flexibility and make the business more sensitive to additional losses, funding needs, or further deterioration in loan performance.
CNFinance Holdings News
CNF FAQ
What was CNFinance Holdings Ltd’s price range in the past 12 months?
CNFinance Holdings Ltd lowest stock price was $1.74 and its highest was $6.49 in the past 12 months.
What is CNFinance Holdings Ltd’s market cap?
CNFinance Holdings Ltd’s market cap is $32.54M.
When is CNFinance Holdings Ltd’s upcoming earnings report date?
CNFinance Holdings Ltd’s upcoming earnings report date is Aug 31, 2027 which is in 331 days.
How were CNFinance Holdings Ltd’s earnings last quarter?
CNFinance Holdings Ltd released its earnings results on Sep 01, 2026. The company reported -$3.452 earnings per share for the quarter.
Is CNFinance Holdings Ltd overvalued?
According to Wall Street analysts CNFinance Holdings Ltd’s price is currently Overvalued.
Does CNFinance Holdings Ltd pay dividends?
CNFinance Holdings Ltd does not currently pay dividends.
What is CNFinance Holdings Ltd’s EPS estimate?
CNFinance Holdings Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CNFinance Holdings Ltd have?
CNFinance Holdings Ltd has 6,858,216 shares outstanding.
What happened to CNFinance Holdings Ltd’s price movement after its last earnings report?
CNFinance Holdings Ltd reported an EPS of -$3.452 in its last earnings report. Following the earnings report the stock price went up 2.227%.
Which hedge fund is a major shareholder of CNFinance Holdings Ltd?
Currently, no hedge funds are holding shares in CNF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CNFinance Holdings Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-54.95%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-23.07%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
CNFinance Holdings Ltd
CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing. The company also offers microcredit solutions specifically designed for owners of micro and small enterprises, and functions as a loan origination agent for other financial entities. Additionally, it provides bridge financing, which consists of unsecured, short-term loans intended to help clients repay existing debts secured by real property. Established in 1999 and headquartered in Guangzhou, CNFinance maintains a significant operational presence, with a network of 63 branches and sub-branches spread across approximately 50 cities in China. This network includes 14 locations within the Pearl River Delta region, 7 in the Yangtze River Delta region, and an additional 42 facilities in other parts of the country.
Technical Analysis
Greystone Housing Impact Investors
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Security National Financial
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Income Opportunity Realty Investors
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Velocity Financial
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Pineapple Financial
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Ownership Overview
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Insiders
0.71% Mutual Funds
10.87% Other Institutional Investors
88.42% Public Companies and
Individual Investors