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Catalyst Bancorp (CLST) Ratios
Catalyst Bancorp Ratios
CLST's free cash flow for Q2 2026 was $962.00K. For the 2026 fiscal year, CLST's free cash flow was increased by $4.00K and operating cash flow was $958.00K. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.40 | 0.24 | 0.13 | 0.57 | 0.73 |
| Quick Ratio | 0.40 | 0.24 | 0.13 | 0.57 | 0.73 |
| Cash Ratio | 0.14 | 0.24 | 0.11 | 0.08 | 0.23 |
| Solvency Ratio | 0.01 | -0.01 | 0.00 | 0.00 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.01 | 0.00 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -126.20M | $ -151.35M | $ -164.81M | $ -81.10M | $ -57.26M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.03 | 0.03 | 0.03 | 0.03 |
| Debt-to-Equity Ratio | 0.18 | 0.12 | 0.11 | 0.10 | 0.09 |
| Debt-to-Capital Ratio | 0.15 | 0.11 | 0.10 | 0.09 | 0.08 |
| Long-Term Debt-to-Capital Ratio | 0.15 | 0.11 | 0.10 | 0.09 | 0.08 |
| Financial Leverage Ratio | 3.46 | 3.45 | 3.20 | 2.98 | 2.90 |
| Debt Service Coverage Ratio | 0.60 | -0.62 | 0.47 | 0.92 | 2.94 |
| Interest Coverage Ratio | 0.61 | -0.92 | 0.30 | 0.23 | 3.02 |
| Debt to Market Cap | 0.25 | 0.21 | 0.20 | 0.16 | 0.14 |
| Interest Debt Per Share | 5.06 | 3.52 | 2.64 | 2.20 | 2.04 |
| Net Debt to EBITDA | -3.58 | 9.73 | -9.73 | -7.04 | -11.29 |
| Profitability Margins | |||||
| Gross Profit Margin | 72.84% | 50.91% | 81.05% | 96.58% | 98.66% |
| EBIT Margin | 16.32% | -40.33% | 5.34% | 1.76% | 23.75% |
| EBITDA Margin | 19.08% | -36.16% | 9.00% | 6.73% | 27.95% |
| Operating Profit Margin | 16.32% | -40.33% | 5.34% | 1.76% | 23.75% |
| Pretax Profit Margin | 16.32% | -40.33% | 5.34% | 1.76% | 23.75% |
| Net Profit Margin | 13.38% | -31.28% | 4.78% | 2.00% | 18.96% |
| Continuous Operations Profit Margin | 13.38% | -31.28% | 4.78% | 2.00% | 18.96% |
| Net Income Per EBT | 81.95% | 77.55% | 89.61% | 113.21% | 79.82% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.73% | -1.12% | 0.19% | 0.07% | 0.67% |
| Return on Equity (ROE) | 2.51% | -3.85% | 0.62% | 0.20% | 1.94% |
| Return on Capital Employed (ROCE) | 2.56% | -4.38% | 0.56% | 0.16% | 2.20% |
| Return on Invested Capital (ROIC) | 2.10% | -3.39% | 0.50% | 0.16% | 1.76% |
| Return on Tangible Assets | 0.73% | -1.12% | 0.19% | 0.07% | 0.67% |
| Earnings Yield | 3.50% | -6.66% | 1.13% | 0.31% | 2.91% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.91 | 11.60 | 12.14 | 13.40 | 17.44 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.62 | 1.62 | 1.81 | 1.43 | 1.54 |
| Asset Turnover | 0.05 | 0.04 | 0.04 | 0.03 | 0.04 |
| Working Capital Turnover Ratio | -0.14 | -0.07 | -0.10 | -0.15 | -0.12 |
| Cash Conversion Cycle | 21.58 | 31.45 | 30.06 | 27.24 | 20.93 |
| Days of Sales Outstanding | 21.58 | 31.45 | 30.06 | 27.24 | 20.93 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 21.58 | 31.45 | 30.06 | 27.24 | 20.93 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.88 | 0.81 | 0.47 | 0.17 | 0.71 |
| Free Cash Flow Per Share | 0.83 | 0.70 | 0.43 | 0.12 | 0.40 |
| Dividend Paid and CapEx Coverage Ratio | 17.48 | 7.38 | 11.67 | 3.06 | 2.27 |
| Capital Expenditure Coverage Ratio | 17.48 | 7.38 | 11.67 | 3.06 | 2.27 |
| Operating Cash Flow Coverage Ratio | 0.22 | 0.33 | 0.21 | 0.08 | 0.38 |
| Operating Cash Flow to Sales Ratio | 0.21 | 0.32 | 0.18 | 0.09 | 0.34 |
| Free Cash Flow Yield | 5.29% | 5.91% | 3.94% | 0.91% | 2.91% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 28.12 | -15.09 | 88.62 | 317.50 | 34.39 |
| Price-to-Sales (P/S) Ratio | 3.82 | 4.69 | 4.24 | 6.34 | 6.52 |
| Price-to-Book (P/B) Ratio | 0.72 | 0.58 | 0.55 | 0.65 | 0.67 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 18.92 | 16.91 | 25.39 | 109.90 | 34.37 |
| Price-to-Operating Cash Flow Ratio | 17.84 | 14.62 | 23.21 | 74.03 | 19.21 |
| Price-to-Earnings Growth (PEG) Ratio | -0.16 | 0.02 | 0.44 | -3.53 | -0.08 |
| Enterprise Value Multiple | 16.46 | -3.26 | 37.35 | 87.11 | 12.04 |
| Enterprise Value | 48.16M | 11.63M | 36.98M | 52.88M | 33.99M |
| EV to EBITDA | 16.46 | -3.26 | 37.35 | 87.11 | 12.04 |
| EV to Sales | 3.14 | 1.18 | 3.36 | 5.86 | 3.37 |
| EV to Free Cash Flow | 15.54 | 4.24 | 20.14 | 101.68 | 17.74 |
| EV to Operating Cash Flow | 14.65 | 3.66 | 18.42 | 68.49 | 9.92 |
| Tangible Book Value Per Share | 21.95 | 20.36 | 19.66 | 19.67 | 20.46 |
| Shareholders’ Equity Per Share | 21.95 | 20.36 | 19.66 | 19.67 | 20.46 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.22 | 0.10 | -0.13 | 0.20 |
| Revenue Per Share | 4.12 | 2.51 | 2.56 | 2.00 | 2.10 |
| Net Income Per Share | 0.55 | -0.78 | 0.12 | 0.04 | 0.40 |
| Tax Burden | 0.82 | 0.78 | 0.90 | 1.13 | 0.80 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.39 | 0.57 | 0.49 | 0.60 | 0.50 |
| Stock-Based Compensation to Revenue | 0.06 | 0.08 | 0.07 | 0.05 | 0.01 |
| Income Quality | 1.60 | -1.03 | 3.82 | 4.29 | 1.79 |
Currency in USD