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Assurant (CH:ZAS)
NYSE:ZAS

Assurant (ZAS) Price & Analysis

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ZAS Stock Chart & Stats

Currently, no data available
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Bulls Say, Bears Say

Bulls Say
Improving Profitability & ReturnsAssurant has materially improved underlying profitability and ROE over several years, evidence of stronger underwriting discipline and operating leverage. Higher margins and returns create durable free cash flow potential and more optionality for capital returns, reinvestment, and reinsurance spending.
Global Lifestyle Scale & DistributionLarge scale in device protection and partnerships (carriers, retailers) drives recurring fee income and program stickiness. Strong subscriber adds and processed device volume create distribution advantages and cost efficiencies in claims, repairs and reverse logistics, supporting durable segment growth.
Stronger Cat Reinsurance TermsLower reinsurance cost and meaningful excess capacity reduce tail volatility and expected loss hit to capital from large events. Improved placement terms and defined retention levels materially lower earnings sensitivity to severe catastrophes over the medium term, stabilizing combined ratios.
Bears Say
Prior-Year Reserve Development VolatilityMaterial swings in prior-year reserve development create recurring comparability noise and can mask true underlying performance. A $94M headwind this cycle highlights forecasting risk and reduces confidence in near-term reported growth and margin trends until reserve patterns normalize.
Catastrophe & Housing Earnings SensitivityDespite better reinsurance economics, housing results remain sensitive to catastrophe frequency and severity. Raised cat assumptions and recent reportable losses show ongoing exposure that can quickly widen combined ratios and swing segment earnings, stressing capital and underwriting results.
Variable Cash Conversion / FCF DeclinePositive but inconsistent cash conversion and a recent ~9% drop in FCF versus prior year weaken predictability of internal funding. This variability can constrain sustained buybacks, dividend growth, or investment in new businesses and increases reliance on disciplined capital allocation and liquidity buffers.

Assurant News

ZAS FAQ

What was Assurant’s price range in the past 12 months?
Currently, no data Available
What is Assurant’s market cap?
Assurant’s market cap is CHF11.12B.
    When is Assurant’s upcoming earnings report date?
    Assurant’s upcoming earnings report date is Aug 04, 2026 which is in 32 days.
      How were Assurant’s earnings last quarter?
      Assurant released its earnings results on May 05, 2026. The company reported $4.778 earnings per share for the quarter, beating the consensus estimate of $4.246 by $0.532.
        Is Assurant overvalued?
        According to Wall Street analysts Assurant’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
          Does Assurant pay dividends?
          Assurant does not currently pay dividends.
          What is Assurant’s EPS estimate?
          Assurant’s EPS estimate is 4.15.
            How many shares outstanding does Assurant have?
            Currently, no data Available
            What happened to Assurant’s price movement after its last earnings report?
            Assurant reported an EPS of $4.778 in its last earnings report, beating expectations of $4.246. Following the earnings report the stock price went same N/A.
              Which hedge fund is a major shareholder of Assurant?
              Currently, no hedge funds are holding shares in CH:ZAS
              What is the TipRanks Smart Score and how is it calculated?
              Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                Company Description

                Assurant

                Assurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit protection and other insurance offerings. Conversely, the Global Housing segment focuses on various insurance products, encompassing lender-placed homeowners, manufactured home, and flood coverage. It also offers renters insurance and related benefits, in addition to optional manufactured housing and homeowners policies, and other specialized insurance products. Founded in 1892, the company was formerly known as Fortis, Inc. before officially changing its name to Assurant, Inc. in February 2004. Its corporate headquarters are situated in New York, New York.

                Assurant (ZAS) Earnings & Revenues

                ZAS Company Deck

                ZAS Earnings Call

                Q1 2026
                0:00 / 0:00
                Earnings Call Sentiment|Positive
                The call emphasized multiple clear strengths: record quarterly results, robust Global Lifestyle performance (notably Connected Living and reverse logistics), strong capital returns, improved reinsurance terms and an upgraded outlook. A notable headwind is lower favorable prior-year reserve development (≈ $94M) which reduced reported comparability, along with modest near-term pressure in Global Housing, early-stage Home Warranty investments (Corporate drag), and some seasonal/portfolio variability. Overall, the upbeat results, upgraded guidance, strong cash generation and major new carrier and partner wins outweigh the highlighted challenges.View all CH:ZAS earnings summaries

                ZAS Revenue Breakdown

                81.81%81.81%14.64%4.11%-0.56%
                81.81% Net earned premiums
                14.64% Fees and other income
                4.11% Net investment income
                -0.56% Net realized losses on investments and fair value changes to equity securities
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                ZAS Stock 12 Month Forecast

                Average Price Target

                $229.57
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