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TEMN Stock Chart & Stats
CHF75.50
CHF3.35(5.42%)
At close: 4:00 PM EDT
CHF75.50
CHF3.35(5.42%)
Day’s Range― - ―
52-Week RangeCHF59.20 - CHF87.00
Previous CloseN/A
Volume256.82K
Average Volume (3M)172.58K
Market Cap
CHF5.02B
Enterprise ValueCHF5.94B
Total Cash (Recent Filing)CHF196.60M
Total Debt (Recent Filing)CHF844.46M
Price to Earnings (P/E)31.8
Beta0.34
Next Earnings
Oct 27, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield1.87%
Share Statistics
EPS (TTM)2.85
Shares Outstanding68,590,760
10 Day Avg. Volume135,387
30 Day Avg. Volume172,576
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)14.52
Price to Sales (P/S)6.07
P/FCF Ratio19.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
CHF90.75Price Target Upside20.20% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)4.45
Revenue Forecast (FY)CHF1.17B
Bulls Say, Bears Say
Bulls Say
High ProfitabilityTemenos combines a high gross margin with a strong net margin, indicating meaningful software economics and operating leverage. This profitability provides capacity to fund product development, support customer adoption, and absorb moderate revenue pressure while preserving earnings resilience.
Strong Cash GenerationRobust operating and free cash flow demonstrate that reported profitability is converting into substantial cash. High cash generation strengthens internal funding capacity, supports ongoing investment in the platform, and gives Temenos greater flexibility in managing business and balance-sheet demands.
Mission-Critical Banking SoftwareSoftware embedded in core banking operations can support durable customer relationships because institutions depend on these platforms for essential workflows. Temenos also offers digital banking capabilities and implementation support, broadening its relevance across financial-institution technology needs.
Bears Say
Sharp Revenue DeclineA sharp contraction in trailing revenue raises questions about demand durability and the pace at which new business, renewals, or deployments are converting into reported sales. If sustained, weaker top-line performance could reduce operating leverage and limit the benefit of strong margins.
Rising LeverageHigher debt relative to equity and a thinner equity cushion increase financial risk even though the balance sheet remains described as serviceable. Elevated leverage can constrain capital allocation flexibility and make future earnings more sensitive to debt obligations and operating setbacks.
Cash-Flow Conversion VolatilityStrong free cash flow is partly offset by inconsistent conversion of operating profit into operating cash across periods. This suggests working-capital or timing effects can influence cash realization, making internally generated funding less predictable despite the high trailing cash balance.
Temenos News
TEMN FAQ
What was Temenos’s price range in the past 12 months?
Temenos lowest stock price was CHF59.20 and its highest was CHF87.00 in the past 12 months.
What is Temenos’s market cap?
Temenos’s market cap is CHF5.02B.
When is Temenos’s upcoming earnings report date?
Temenos’s upcoming earnings report date is Oct 27, 2026 which is today.
How were Temenos’s earnings last quarter?
Temenos released its earnings results on Jul 22, 2026. The company reported CHF1.084 earnings per share for the quarter, beating the consensus estimate of CHF1.041 by CHF0.043.
Is Temenos overvalued?
According to Wall Street analysts Temenos’s price is currently Undervalued.
Does Temenos pay dividends?
Temenos pays a Annually dividend of CHF1.4 which represents an annual dividend yield of 1.87%. See more information on Temenos dividends here
What is Temenos’s EPS estimate?
Temenos’s EPS estimate is 0.95.
How many shares outstanding does Temenos have?
Temenos has 68,590,760 shares outstanding.
What happened to Temenos’s price movement after its last earnings report?
Temenos reported an EPS of CHF1.084 in its last earnings report, beating expectations of CHF1.041. Following the earnings report the stock price went down -1.039%.
Which hedge fund is a major shareholder of Temenos?
Currently, no hedge funds are holding shares in CH:TEMN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Temenos
Temenos AG, founded in 1993 and headquartered in Geneva, Switzerland, is a global provider specializing in the development, marketing, and sales of integrated software systems for banking and other financial institutions. The company's extensive portfolio empowers banks with advanced solutions across various operational facets. Its core offerings include Temenos Transact, a comprehensive banking solution that integrates essential software with robust data and analytics capabilities. For streamlined payment processing, Temenos Payments delivers real-time control, superior customer service, and effective cost and risk management. The company further supports digital transformation with Temenos Infinity, a dedicated digital banking product, and Temenos Quantum, a multi-experience development platform. Specialized solutions such as Temenos Multifonds address fund administration, while the Temenos SaaS offering provides flexible cloud-based support to banks across diverse sectors and geographies. Leveraging artificial intelligence, Temenos AI aims to create frictionless customer experiences and automate business processes. Critical compliance and security concerns are handled by Temenos Financial Crime Mitigation, designed to prevent regulatory fines, detect fraud, and reduce reputational risks, alongside Temenos Regulatory Compliance for managing risk and ensuring adherence to regulations. Additionally, Temenos Analytics provides powerful reporting, analytics, and business intelligence tools. Beyond its product suite, Temenos supports a broad spectrum of banking services, including retail, private, corporate, and Islamic banking, wealth management, financial inclusion, and mobile banking. The company also offers consultancy, training, and support services to its clients. Innovation is fostered through the Temenos Developer Community, which provides an open API catalog, standardized APIs, and online resources to accelerate development. The company, previously known as Temenos Group AG, officially changed its name to Temenos AG in May 2018.
TEMN Company Deck
TEMN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong recurring revenue growth (ARR +13%), above‑market product revenue (+14%), robust profitability expansion (EBIT & EPS +20%), healthy free cash flow (+22%) and confirmed guidance/2028 targets. Key operational achievements include notable regional wins (Middle East & Africa), U.S. pipeline progress, AI product momentum and senior hires including a new CFO. Principal negatives were the one‑off BNPL termination headwind, a U.S. performance that is not yet translating into signed large deals, increased investment and R&D spend, and unchanged prudent guidance due to macro/geopolitical uncertainties. Overall, the positive financial and operational metrics and reconfirmed targets materially outweigh the manageable headwinds and uncertainties discussed.View all CH:TEMN earnings summariesTEMN Stock 12 Month Forecast
Average Price Target
CHF90.75
▲(20.20% Upside)