SM1 Stock Chart & Stats
Currently, no data available
Please return soon. This page is being updated.
Bulls Say, Bears Say
Bulls Say
Market Position And FranchiseSallie Mae’s leading private education lending position, broad school relationships and scalable servicing platform support durable customer access, origination efficiency and potential share gains as demand for private education finance expands.
Fee Revenue And PartnershipsGrowing recurring fee revenue diversifies earnings beyond net interest income and can improve resilience across rate cycles. Strategic partnerships also create additional distribution and servicing opportunities that may scale without proportionate balance-sheet growth.
Credit Quality And CapitalStrong borrower credit characteristics, high cosigner participation and solid regulatory capital provide a durable buffer against loan losses. Successful modification programs further support repayment performance and reduce the risk of severe credit deterioration.
Bears Say
Net Interest Income PressureLower net interest income and a pressured margin show that funding costs, loan yields and liquidity deployment remain material earnings constraints. Even if management expects normalization, sensitivity to rates and loan mix can persist through the planning period.
Elevated Credit Loss RiskHigher charge-offs and the raised guidance floor indicate that credit costs remain an earnings headwind. Although management cites borrower-segment and servicing factors, sustained losses would pressure profitability, reserves and the capital available for growth.
Expense And Cash Flow VolatilityRecent investments may support future products and partnerships, but the higher cost base currently weakens operating leverage. Historical cash-flow volatility, including negative operating and free cash flow, also reduces confidence that earnings convert consistently into cash.
SLM News
SM1 FAQ
What was SLM’s price range in the past 12 months?
Currently, no data Available
What is SLM’s market cap?
SLM’s market cap is CHF4.05B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Oct 28, 2026 which is in 61 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Jul 23, 2026. The company reported $0.235 earnings per share for the quarter, missing the consensus estimate of $0.354 by -$0.119.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM does not currently pay dividends.
What is SLM’s EPS estimate?
SLM’s EPS estimate is 0.34.
How many shares outstanding does SLM have?
Currently, no data Available
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of $0.235 in its last earnings report, missing expectations of $0.354. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in CH:SM1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
CHF22.55 (― Upside)
CHF22.55 (― Upside)
Blogger Sentiment
Bullish
CH:SM1 Sentiment 75%
Sector Average ―
Sector Average ―
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-20.69%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-3.46%
Trailing 12-Months
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SM1 Company Deck
SM1 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a balanced view: several operational and strategic positives — modest origination growth, improving credit metrics, strong loan modification outcomes, growing fee revenue, solid capital and liquidity, active share repurchases and progress on strategic partnerships — tempered by near‑term headwinds including lower net interest income/NIM this quarter, higher net charge‑offs concentrated in a small borrower segment, a timing hit (~$25M) from bringing post‑default recoveries in‑house, and elevated one‑time investments that increased the efficiency ratio. Management framed the credit and recovery actions as largely timing‑related and emphasized confidence in the portfolio and a path to margin and efficiency recovery as peak season volumes deploy liquidity and fee streams scale.View all CH:SM1 earnings summaries