RAG Stock Chart & Stats
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Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthVery low reported leverage (TTM debt-to-equity ~0.11), healthy ROE and ample statutory cushions (PMIERs ~$1.5B and holding-company liquidity) create durable financial flexibility. This supports underwriting capacity, absorbtion of loss volatility, planned repurchases and refinancing without stressing capital.
Diversified Revenue Via Specialty AcquisitionThe Inigo/Intego specialty acquisition materially scales and diversifies revenue, making specialty ~50% of revenues. This structural shift reduces sole dependence on traditional mortgage MI, expanding addressable markets and fee streams, and positions the company to benefit from specialty pricing cycles over multiple underwriting periods.
Strong Cash Generation And Capital ReturnsTTM operating and free cash flow near $1.06B and robust investment income underpin sustainable internal funding. Consistent repurchases and increased dividend guidance demonstrate repeatable cash conversion that supports shareholder returns while preserving capacity for reserves and strategic investments.
Bears Say
Elevated Specialty Combined RatiosSpecialty combined ratios rising from prior mid/high-80s to ~low-90s signal structural underwriting margin compression. Persistently elevated combined ratios erode underwriting economics, reduce retained earnings and could necessitate higher pricing or stricter underwriting to restore long-term profitability.
Reserve And Event-driven VolatilityEvent-driven reserve builds (e.g., ~$30M Middle East reserve) highlight exposure to catastrophe and geopolitical losses and the sensitivity of earnings to reserving judgements. Such volatility can unpredictably affect capital, combined ratios and pricing power, complicating long-term planning and return consistency.
Cash-flow And Margin VariabilityHistorical swings in operating and free cash flow (sharp negative in 2024, recovery in TTM) and signs of margin normalization versus peak profitability indicate earnings and cash conversion can be lumpy. This variability limits predictability for capital deployment and raises underwriting and liquidity planning risk over cycles.
Radian Group News
RAG FAQ
What was Radian Group Inc’s price range in the past 12 months?
Currently, no data Available
What is Radian Group Inc’s market cap?
Radian Group Inc’s market cap is CHF3.91B.
When is Radian Group Inc’s upcoming earnings report date?
Radian Group Inc’s upcoming earnings report date is Nov 04, 2026 which is in 83 days.
How were Radian Group Inc’s earnings last quarter?
Radian Group Inc released its earnings results on Aug 05, 2026. The company reported $0.923 earnings per share for the quarter, missing the consensus estimate of $1.082 by -$0.159.
Is Radian Group Inc overvalued?
According to Wall Street analysts Radian Group Inc’s price is currently Undervalued.
Does Radian Group Inc pay dividends?
Radian Group Inc does not currently pay dividends.
What is Radian Group Inc’s EPS estimate?
Radian Group Inc’s EPS estimate is 0.98.
How many shares outstanding does Radian Group Inc have?
Currently, no data Available
What happened to Radian Group Inc’s price movement after its last earnings report?
Radian Group Inc reported an EPS of $0.923 in its last earnings report, missing expectations of $1.082. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Radian Group Inc?
Currently, no hedge funds are holding shares in CH:RAG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
CHF35.47 (― Upside)
CHF35.47 (― Upside)
Blogger Sentiment
Bullish
CH:RAG Sentiment 100%
Sector Average 55%
Sector Average 55%
Insider Transactions
Bought Shares
Worth CHF4.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.99%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
7.74%
Trailing 12-Months
Company Description
Radian Group Inc
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
RAG Company Deck
RAG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a largely positive picture driven by the successful integration of the specialty acquisition, substantial revenue and premium growth (+93% revenue, +116% net earned premiums), strong mortgage insurance fundamentals (record $284B in-force, improved persistency and favorable cure trends), rising investment income, solid capital generation and active capital returns (repurchases and dividends). Near-term challenges center on a softening specialty market, elevated combined ratios influenced by a ~ $30M Middle East reserve and expected margin compression (combined ratios drifting from mid/high‑80s to low‑90s), plus seasonal and transaction-related expense items. On balance, the operational and capital positives — including upgraded dividend guidance from Rating Guaranty to at least $650M and aggressive buybacks — materially outweigh the headwinds, though volatility in specialty underwriting and reserving warrants monitoring.View all CH:RAG earnings summaries