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Graubuendner Kantonalbank
(GRKP)
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Rating:67Neutral
Price Target:
CHF2,973.00
▲(16.59% Upside)
Action:Reiterated
Date:08/06/26
Overall score reflects solid profitability and a clear 2025 revenue rebound, tempered most by increased 2025 leverage and highly erratic cash-flow patterns. Technicals are a secondary positive (uptrend with supportive momentum), while valuation is a modest headwind due to a relatively high P/E despite a ~2% dividend yield.
Positive Factors
High and durable profitability
Persistently high net margins and stable net income indicate that GKB has maintained strong earnings capacity across several years. This supports resilience in its regional banking franchise and provides a durable base for reinvestment, capital retention, and continued client-service development.
Negative Factors
Higher leverage
The substantial increase in debt-to-equity raises balance-sheet risk and makes earnings more sensitive to funding costs, credit conditions, and changes in asset quality. Higher leverage also reduces financial flexibility, potentially limiting the bank’s capacity to absorb stress or pursue growth.
Read all positive and negative factors
Positive Factors
Negative Factors
High and durable profitability
Persistently high net margins and stable net income indicate that GKB has maintained strong earnings capacity across several years. This supports resilience in its regional banking franchise and provides a durable base for reinvestment, capital retention, and continued client-service development.
Read all positive factors
Graubuendner Kantonalbank (GRKP) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF2.06B
Dividend Yield1.73%
Average Volume (3M)193.00
Price to Earnings (P/E)28.8
Beta (1Y)-0.11
Revenue Growth-10.09%
EPS Growth16.74%
CountryCH
Employees1,153
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)N/A
Shares Outstanding750,000
10 Day Avg. Volume342
30 Day Avg. Volume193
Financial Highlights & Ratios
PEG Ratio-43.90
Price to Book (P/B)1.54
Price to Sales (P/S)6.91
P/FCF Ratio43.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Graubuendner Kantonalbank Business Overview & Revenue Model
Company Description
Graubündner Kantonalbank (GKB) caters to a broad spectrum of clients, including both private individuals and commercial enterprises, with a comprehensive suite of banking and financial services. Its offerings encompass various account types, such ...
How the Company Makes Money
GKB makes money mainly through a mix of net interest income, fee and commission income, and investment/trading-related income typical of a universal/cantonal bank.
1) Net interest income (core earnings driver)
- The bank collects interest on lend...
Graubuendner Kantonalbank Financial Statement Overview
Summary
Income Statement
84
Very Positive
Balance Sheet
62
Positive
Cash Flow
45
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 661.15M | 528.41M | 525.91M | 478.19M | 438.72M |
| Gross Profit | 559.91M | 510.39M | 501.00M | 460.49M | 456.18M |
| EBITDA | 248.75M | 242.22M | 268.78M | 219.47M | 232.62M |
| Net Income | 216.29M | 217.46M | 218.29M | 197.78M | 184.23M |
Balance Sheet | |||||
| Total Assets | 36.31B | 35.60B | 32.77B | 33.25B | 32.79B |
| Cash, Cash Equivalents and Short-Term Investments | 8.21B | 8.02B | 6.32B | 7.74B | 8.91B |
| Total Debt | 11.65B | 6.21B | 6.26B | 9.71B | 10.24B |
| Total Liabilities | 33.30B | 32.60B | 29.83B | 30.38B | 29.97B |
| Stockholders Equity | 2.97B | 2.95B | 2.89B | 2.81B | 2.78B |
Cash Flow | |||||
| Free Cash Flow | 104.36M | 807.13M | -1.17B | 159.60M | 247.18M |
| Operating Cash Flow | 136.03M | 822.87M | -1.15B | 221.62M | 311.80M |
| Investing Cash Flow | -488.79M | -675.53M | -1.86B | -1.58B | 286.25M |
| Financing Cash Flow | 542.99M | 1.61B | -91.47M | 193.48M | 133.46M |
Graubuendner Kantonalbank Technical Analysis
Positive
2550.00
Price Trends
2405.80
Positive
2300.40
Positive
2128.84
Positive
Market Momentum
110.30
Negative
71.42
Negative
89.85
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:GRKP, the sentiment is Positive. The current price of 2550 is above the 20-day moving average (MA) of 2525.00, above the 50-day MA of 2405.80, and above the 200-day MA of 2128.84, indicating a bullish trend. The MACD of 110.30 indicates Negative momentum. The RSI at 71.42 is Negative, neither overbought nor oversold. The STOCH value of 89.85 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:GRKP.
Graubuendner Kantonalbank Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | CHF2.52B | 28.46 | 5.17% | 2.49% | -11.86% | 3.44% | |
71 Outperform | CHF3.08B | 23.39 | 8.12% | 2.15% | -10.05% | -1.35% | |
69 Neutral | CHF3.70B | 20.40 | 5.89% | 2.70% | -3.86% | -0.07% | |
67 Neutral | CHF2.06B | 28.84 | ― | 1.73% | -10.09% | 16.74% | |
63 Neutral | CHF11.43B | 25.98 | 11.28% | 3.31% | -7.86% | 1.46% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
CH:GRKP
Graubuendner Kantonalbank
2,670.00
953.42
55.54%
CH:BEKN
Berner Kantonalbank AG
406.00
157.28
63.23%
CH:BCVN
Banque Cantonale Vaudoise
134.40
44.49
49.48%
CH:WKBN
Walliser Kantonalbank
160.50
35.72
28.63%
CH:ZUGER
Zuger Kantonalbank AG
10,650.00
2,053.58
23.89%
CH:BLKB
Basellandschaftliche Kantonalbank
1,085.00
202.02
22.88%
Graubuendner Kantonalbank Corporate Events
Graubündner Kantonalbank Delivers Record Half-Year Profit and Refines BZ Bank Strategy
Aug 21, 2026
Graubündner Kantonalbank, a universal bank rooted in the canton of Graubünden, offers lending, investment and pension services to private, corporate and public clients, and ranks among the region’s largest employers. Through majori...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.