Graubuendner Kantonalbank (GRKP) AI Stock Analysis

Graubuendner Kantonalbank

(Six Swiss:GRKP)

Select Model

Rating:65.5Neutral

Price Target:CHF 2,866.00▲(11.52% Upside)

Action:reiterated

Date:08/06/26

Graubuendner Kantonalbank's score is primarily anchored by strong technical momentum and robust top-line revenue growth. While the bank maintains a stable equity base and positive free cash flow, its premium valuation, recent margin compression, and elevated debt levels present notable risks. Earnings call and corporate event components were excluded from this calculation due to a lack of data.

Positive Factors

2025 revenue re-accelerationThe sharp 2025 revenue rebound indicates renewed business activity after a stagnant prior year. If sustained, stronger top-line growth can support earnings resilience, reinforce the bank’s regional franchise, and provide more capacity to invest across lending, wealth management, and advisory services.

Negative Factors

Higher 2025 leverageThe step-up in leverage materially increases balance-sheet sensitivity to funding costs, credit conditions, and changes in asset quality. Higher debt relative to equity can constrain financial flexibility and leave less capacity to absorb adverse conditions or pursue growth while preserving resilience.

Graubuendner Kantonalbank (GRKP) vs. iShares MSCI Switzerland ETF (EWL)

Market Cap: CHF 1.92B
Dividend Yield: 1.83%
Average Volume (3M): 239
Price to Earnings (P/E): 27.3
Beta (1Y): -0.00
Revenue Growth: -10.09%
EPS Growth: 16.74%
Country: Switzerland
Employees: 1,153
Sector: General
Sector Strength: 55
Industry: Banks - Regional

Graubuendner Kantonalbank Business Overview & Revenue Model

Company Description

Graubündner Kantonalbank (GKB) caters to a broad spectrum of clients, including both private individuals and commercial enterprises, with a comprehensive suite of banking and financial services. Its offerings encompass various account types, such as...

How the Company Makes Money

GKB makes money mainly through a mix of net interest income, fee and commission income, and investment/trading-related income typical of a universal/cantonal bank. 1) Net interest income (core earnings driver) - The bank collects interest on lending...

Graubuendner Kantonalbank Financial Statement Overview

Summary

Graubuendner Kantonalbank shows resilient financials with 27.5% revenue growth and steady equity expansion. However, a slight contraction in net income, margin compression, a near doubling of total debt, and significant operating cash flow volatility moderate the score.

Income Statement

75Positive

Balance Sheet

65Positive

Cash Flow

55Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	654.10M	661.15M	528.41M	525.91M	478.19M	438.72M
Gross Profit	571.97M	559.91M	510.39M	501.00M	460.49M	456.18M
EBITDA	270.29M	248.75M	19.55M	268.78M	235.50M	232.62M
Net Income	236.47M	216.29M	217.46M	218.29M	197.78M	184.23M
Balance Sheet
Total Assets	35.06B	36.31B	35.60B	32.77B	33.25B	32.79B
Cash, Cash Equivalents and Short-Term Investments	6.62B	8.21B	8.02B	6.32B	7.74B	8.91B
Total Debt	10.51B	11.65B	6.21B	6.26B	9.71B	10.24B
Total Liabilities	32.04B	33.30B	32.60B	29.83B	30.38B	29.97B
Stockholders Equity	2.99B	2.97B	2.95B	2.89B	2.81B	2.78B
Cash Flow
Free Cash Flow	104.36M	104.36M	807.13M	-1.17B	159.60M	247.18M
Operating Cash Flow	136.03M	136.03M	822.87M	-1.15B	221.62M	311.80M
Investing Cash Flow	-488.79M	-488.79M	-675.53M	-1.86B	-1.58B	286.25M
Financing Cash Flow	542.99M	542.99M	1.61B	-91.47M	193.48M	133.46M

Graubuendner Kantonalbank Technical Analysis

Technical Analysis SentimentPositive

Last Price2570.00

Price Trends

50DMA2597.80Negative

100DMA2463.70Positive

200DMA2288.14Positive

Market Momentum

MACD-0.04Positive

RSI51.80Neutral

STOCH37.71Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:GRKP, the sentiment is Positive. The current price of 2570.00 is below the 20-day moving average (MA) of 2583.50, below the 50-day MA of 2597.80, and above the 200-day MA of 2288.14, indicating a neutral trend. The MACD of -0.04 indicates Positive momentum. The RSI at 51.80 is Neutral, neither overbought nor oversold. The STOCH value of 37.71 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:GRKP.

Graubuendner Kantonalbank Peers Comparison

Overall Rating

UnderperformOutperform

Sector (55)

Financial Indicators

CH:GRKP against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CH:WKBN	74Outperform	CHF 2.62B	29.52	5.17%	2.40%	-11.86%	3.44%
CH:BCVN	68Neutral	CHF 11.40B	25.92	11.28%	3.32%	-7.86%	1.46%
CH:BEKN	68Neutral	CHF 4.07B	22.41	5.89%	2.45%	-3.86%	-0.07%
CH:GRKP	66Neutral	CHF 1.94B	27.26	―	1.83%	-10.09%	16.74%
CH:ZUGER	57Neutral	CHF 3.25B	24.70	8.12%	2.04%	-10.05%	-1.35%
Sector *	55Neutral	$6.65B	3.83	-15.92%	6.20%	10.91%	7.18%

* General Sector Average

Performance Comparison

CH:GRKP and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
CH:GRKP	Graubuendner Kantonalbank	2590.00	829.40	47.11%
CH:BEKN	Berner Kantonalbank AG	438.50	182.00	70.96%
CH:BCVN	Banque Cantonale Vaudoise	132.70	41.68	45.79%
CH:WKBN	Walliser Kantonalbank	165.00	40.71	32.75%
CH:ZUGER	Zuger Kantonalbank AG	11300.00	2703.58	31.45%
CH:BLKB	Basellandschaftliche Kantonalbank	1230.00	321.96	35.46%

Graubuendner Kantonalbank Corporate Events

Graubündner Kantonalbank Delivers Record Half-Year Profit and Refines BZ Bank Strategy

Aug 21, 2026

Graubündner Kantonalbank, a universal bank rooted in the canton of Graubünden, offers lending, investment and pension services to private, corporate and public clients, and ranks among the region’s largest employers. Through majority...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 06, 2026

Graubuendner Kantonalbank AI Stock Analysis