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Banque Cantonale du Jura
(BCJ)
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Rating:61Neutral
Price Target:
CHF82.00
▲(3.14% Upside)
Action:Reiterated
Date:09/19/26
The score is driven primarily by fundamentally stable but not standout financials: strong recent revenue growth is tempered by margin compression, declining net income, and modest ROE with elevated leverage. Technicals are mixed (negative MACD and below long-term averages despite near-term strength), while valuation is reasonable with a moderate dividend yield.
Positive Factors
Accelerating Revenue Growth
The sharp improvement in 2025 revenue growth indicates stronger recent business activity across BCJ’s regional banking franchise. Sustained top-line expansion can broaden the earnings base and provide additional scale to support investment in customer services and operations.
Negative Factors
Margin Compression
The decline in net margin shows that faster revenue growth is not translating proportionately into profitability. Persistent margin pressure would reduce operating leverage and make earnings more sensitive to funding costs, expenses, and changes in credit conditions over coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating Revenue Growth
The sharp improvement in 2025 revenue growth indicates stronger recent business activity across BCJ’s regional banking franchise. Sustained top-line expansion can broaden the earnings base and provide additional scale to support investment in customer services and operations.
Read all positive factors
Banque Cantonale du Jura (BCJ) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF236.62M
Dividend Yield2.58%
Average Volume (3M)182.00
Price to Earnings (P/E)19.3
Beta (1Y)-0.05
Revenue Growth-9.78%
EPS Growth1.63%
CountryCH
Employees159
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)4.11
Shares Outstanding3,000,000
10 Day Avg. Volume208
30 Day Avg. Volume182
Financial Highlights & Ratios
PEG Ratio-1.82
Price to Book (P/B)0.60
Price to Sales (P/S)2.40
P/FCF Ratio6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Banque Cantonale du Jura Business Overview & Revenue Model
Company Description
Banque Cantonale du Jura SA operates as a financial institution delivering a full spectrum of banking solutions to private individuals and businesses throughout Switzerland. Its offerings encompass a variety of account types, personal and mortgage...
How the Company Makes Money
BCJ makes money mainly through a universal bank revenue model combining interest income, fees/commissions, and trading/other income.
1) Net interest income (core earnings driver): BCJ collects interest on loans—especially residential mortgages an...
Banque Cantonale du Jura Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
55
Neutral
Cash Flow
60
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 74.89M | 84.92M | 69.83M | 67.97M | 52.02M | 49.16M |
| Gross Profit | 62.02M | 71.55M | 69.83M | 67.97M | 52.02M | 49.16M |
| EBITDA | 20.92M | 20.34M | 19.22M | 20.99M | 16.06M | 15.60M |
| Net Income | 12.31M | 12.28M | 13.48M | 13.24M | 10.22M | 9.70M |
Balance Sheet | ||||||
| Total Assets | 4.76B | 4.52B | 4.39B | 4.29B | 4.26B | 4.14B |
| Cash, Cash Equivalents and Short-Term Investments | 794.61M | 666.10M | 644.36M | 719.29M | 790.87M | 898.34M |
| Total Debt | 1.68B | 1.40B | 1.37B | 1.37B | 1.46B | 1.45B |
| Total Liabilities | 4.57B | 4.18B | 4.06B | 3.98B | 3.98B | 3.87B |
| Stockholders Equity | 189.84M | 340.72M | 323.68M | 304.45M | 283.98M | 271.86M |
Cash Flow | ||||||
| Free Cash Flow | 32.44M | 32.44M | 73.78M | -141.82M | -133.56M | 50.25M |
| Operating Cash Flow | 35.40M | 35.40M | 79.35M | -138.86M | -130.20M | 54.50M |
| Investing Cash Flow | -2.67M | -2.67M | -118.71M | -104.66M | -34.23M | -96.97M |
| Financing Cash Flow | -199.11M | -199.11M | -125.66M | -3.27M | 56.96M | 143.39M |
Banque Cantonale du Jura Technical Analysis
Neutral
79.50
Price Trends
76.42
Positive
80.97
Negative
81.47
Negative
Market Momentum
1.23
Negative
60.92
Neutral
87.18
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:BCJ, the sentiment is Neutral. The current price of 79.5 is above the 20-day moving average (MA) of 74.62, above the 50-day MA of 76.42, and below the 200-day MA of 81.47, indicating a neutral trend. The MACD of 1.23 indicates Negative momentum. The RSI at 60.92 is Neutral, neither overbought nor oversold. The STOCH value of 87.18 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for CH:BCJ.
Banque Cantonale du Jura Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | CHF1.91B | 26.84 | ― | 1.86% | -10.09% | 16.74% | |
61 Neutral | CHF236.62M | 19.34 | ― | 2.58% | -9.78% | 1.63% | |
60 Neutral | CHF624.00M | 3.84 | 6.83% | 2.30% | -10.56% | 3.52% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | CHF298.87M | 14.22 | 3.52% | 2.86% | 3.87% | 13.13% |
* General Sector Average
CH:BCJ
Banque Cantonale du Jura
79.50
16.83
26.86%
CH:TKBP
Thurgauer Kantonalbank
156.50
0.54
0.35%
CH:HBLN
Hypothekarbank Lenzburg AG
4,200.00
275.98
7.03%
CH:BSKP
Basler Kantonalbank Partizipsch
100.60
23.00
29.64%
CH:GRKP
Graubuendner Kantonalbank
2,550.00
843.20
49.40%
CH:BLKB
Basellandschaftliche Kantonalbank
1,155.00
258.53
28.84%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.