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Cardlytics (CDLX) Price & Analysis
CDLX Stock Chart & Stats
- Day’s Range
- $1.60 - $1.89
- 52-Week Range
- $1.57 - $19.90
- Previous Close
- $1.64
- Volume
- 45.72K
- Average Volume (3M)
- 73.22K
- Market Cap
- $10.48M
- Enterprise Value
- $187.71M
- Total Cash (Recent Filing)
- $28.04M
- Total Debt (Recent Filing)
- $189.89M
- Price to Earnings (P/E)
- ―
- Beta
- 2.39
- Next Earnings
- Nov 05, 2026
- EPS Estimate
- -1.93
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Advertiser Growth And Retention
Growing advertisers alongside sharply lower churn strengthens the recurring commercial foundation of the platform. Better retention can improve campaign lifetime value, reduce replacement costs, and support more predictable demand as Cardlytics expands its marketer base over the coming quarters.
AI-enabled Operating Efficiency
The AI-driven campaign workflow can increase operating leverage by allowing Cardlytics to support more advertiser activity without proportional staffing growth. Faster execution and improved insight generation may enhance service quality, campaign scalability, and margin durability as adoption broadens.
Bank Distribution And International Expansion
Expansion across major banks and the U.K. increases distribution breadth and access to transaction-based marketing demand. More placements and regional partnerships can enlarge the addressable audience, diversify revenue sources, and reinforce the platform’s network effects over time.
Bears Say
Sustained Revenue And Billings Decline
Large year-over-year declines indicate that Cardlytics has not yet restored durable top-line momentum. Prolonged contraction can reduce scale benefits, weaken advertiser confidence, and make it harder for operating improvements to translate into sustained profitability or stronger cash generation.
Negative Equity And Elevated Debt
Negative equity combined with substantial debt materially limits financial flexibility. The weakened capital structure raises refinancing and liquidity risk, reduces the company’s ability to absorb operating setbacks, and may constrain investment in product development or distribution while losses persist.
Persistent Cash Burn
Ongoing negative operating and free cash flow shows that the business has not established dependable self-funded operations. Continued cash burn can increase reliance on external financing, place greater pressure on liquidity, and limit the resources available for debt service and strategic reinvestment.
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Company Description
Cardlytics
Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.
- Sector
- Communicationservices
- Industry
- Advertising Agencies
- CEO
- Amit Gupta
- Employees
- 275
- Website
- www.cardlytics.com
- Address
- 675 Ponce de Leon Avenue NE, Atlanta, GA, 30308, US
Cardlytics (CDLX) Earnings & Revenues
CDLX Earnings Call
Earnings Call SentimentNeutral
The call mixed strong operational and product progress—advertiser expansion, large improvements in churn, meaningful AI-driven efficiency gains, and U.K. momentum—against sizable year-over-year declines in billings and revenue, negative operating and free cash flow, and reduced MQUs driven by prior partner changes. Management emphasized execution, cost discipline, and a path toward self-sustainability, while Q3 guidance is cautious but consistent with stabilization.
View all CDLX earnings summariesCDLX Net sales Breakdown
- 94.25% U.S.
- 5.75% U.K.
CDLX Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 5 | 12 |
| Technical Analysis | 2 | 5 | 3 |
| Moving Averages | 3 | 0 | 9 |









