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CB Financial Services (CBFV) Ratios
CB Financial Services Ratios
CBFV's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, CBFV's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.02 | 0.24 | 0.22 | 0.24 | 0.28 |
| Quick Ratio | 0.02 | 0.24 | 0.22 | 0.24 | 0.28 |
| Cash Ratio | 0.02 | 0.04 | 0.05 | 0.08 | 0.09 |
| Solvency Ratio | 0.00 | 0.01 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.89 | 0.34 | 0.00 | 1.76 | 0.31 |
| Net Current Asset Value | $ -1.36B | $ -1.03B | $ -1.25B | $ -986.58M | $ -937.71M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 |
| Debt-to-Equity Ratio | 0.22 | 0.24 | 0.25 | 0.21 | 0.43 |
| Debt-to-Capital Ratio | 0.18 | 0.19 | 0.20 | 0.17 | 0.30 |
| Long-Term Debt-to-Capital Ratio | 0.09 | 0.09 | 0.20 | 0.12 | 0.10 |
| Financial Leverage Ratio | 9.82 | 10.05 | 10.41 | 12.79 | 10.71 |
| Debt Service Coverage Ratio | 0.15 | 0.30 | 1.43 | 1.09 | 0.31 |
| Interest Coverage Ratio | 0.21 | 0.51 | 1.71 | 2.94 | 4.32 |
| Debt to Market Cap | 0.20 | 0.24 | 0.28 | 0.21 | 0.44 |
| Interest Debt Per Share | 11.90 | 12.62 | 10.24 | 5.35 | 11.20 |
| Net Debt to EBITDA | 0.43 | -0.84 | 1.10 | -4.83 | -3.67 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.48% | 61.32% | 71.40% | 84.35% | 95.45% |
| EBIT Margin | 7.72% | 19.37% | 50.45% | 25.72% | 29.36% |
| EBITDA Margin | 10.36% | 22.43% | 55.01% | 30.66% | 34.22% |
| Operating Profit Margin | 7.72% | 19.37% | 50.45% | 25.72% | 29.36% |
| Pretax Profit Margin | 7.72% | 19.37% | 50.45% | 25.72% | 29.36% |
| Net Profit Margin | 7.14% | 15.90% | 37.56% | 20.54% | 23.11% |
| Continuous Operations Profit Margin | 7.14% | 15.90% | 37.56% | 20.54% | 23.11% |
| Net Income Per EBT | 92.51% | 82.08% | 74.46% | 79.88% | 78.73% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.32% | 0.85% | 1.55% | 0.80% | 0.81% |
| Return on Equity (ROE) | 3.11% | 8.55% | 16.13% | 10.21% | 8.69% |
| Return on Capital Employed (ROCE) | 2.82% | 8.62% | 6.33% | 11.28% | 9.95% |
| Return on Invested Capital (ROIC) | 2.36% | 6.36% | -2.49% | 8.47% | 6.09% |
| Return on Tangible Assets | 0.32% | 0.86% | 1.56% | 0.81% | 0.82% |
| Earnings Yield | 2.79% | 8.58% | 18.52% | 10.22% | 8.93% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 2.59 | 3.89 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 1.13 | 0.26 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.49 | 3.82 | 3.05 | 3.07 | 2.72 |
| Asset Turnover | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.06 | -0.08 | -0.06 | -0.06 | -0.05 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | -182.14 | -1327.01 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 140.97 | 93.77 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 323.11 | 1420.78 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 140.97 | 93.77 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 3.54 | 1.31 | 2.78 | 2.75 | 2.43 |
| Free Cash Flow Per Share | 3.41 | 0.67 | 2.14 | 2.66 | 1.98 |
| Dividend Paid and CapEx Coverage Ratio | 3.08 | 0.80 | 1.69 | 2.61 | 1.73 |
| Capital Expenditure Coverage Ratio | 27.40 | 2.04 | 4.32 | 27.80 | 5.47 |
| Operating Cash Flow Coverage Ratio | 0.51 | 0.19 | 0.41 | 0.62 | 0.23 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.09 | 0.24 | 0.26 | 0.26 |
| Free Cash Flow Yield | 9.77% | 2.34% | 8.99% | 12.39% | 8.24% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 35.94 | 11.65 | 5.40 | 9.79 | 11.20 |
| Price-to-Sales (P/S) Ratio | 2.56 | 1.85 | 2.03 | 2.01 | 2.59 |
| Price-to-Book (P/B) Ratio | 1.11 | 1.00 | 0.87 | 1.00 | 0.97 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 10.23 | 42.72 | 11.13 | 8.07 | 12.14 |
| Price-to-Operating Cash Flow Ratio | 9.86 | 21.74 | 8.55 | 7.78 | 9.92 |
| Price-to-Earnings Growth (PEG) Ratio | -0.59 | -0.26 | 0.05 | 5.26 | -0.05 |
| Enterprise Value Multiple | 25.13 | 7.42 | 2.67 | 1.73 | 3.90 |
| Enterprise Value | 178.64M | 131.88M | 158.23M | 29.08M | 66.75M |
| EV to EBITDA | 25.13 | 7.42 | 4.79 | 1.73 | 3.90 |
| EV to Sales | 2.60 | 1.67 | 2.64 | 0.53 | 1.33 |
| EV to Free Cash Flow | 10.41 | 38.39 | 14.46 | 2.13 | 6.26 |
| EV to Operating Cash Flow | 10.03 | 19.54 | 11.11 | 2.05 | 5.11 |
| Tangible Book Value Per Share | 29.35 | 26.81 | 25.25 | 18.87 | 21.94 |
| Shareholders’ Equity Per Share | 31.28 | 28.71 | 27.34 | 21.44 | 24.73 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.07 | 0.18 | 0.26 | 0.20 | 0.21 |
| Revenue Per Share | 13.63 | 15.43 | 11.74 | 10.66 | 9.30 |
| Net Income Per Share | 0.97 | 2.45 | 4.41 | 2.19 | 2.15 |
| Tax Burden | 0.93 | 0.82 | 0.74 | 0.80 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.26 | 0.38 | 0.35 | 0.42 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Income Quality | 3.63 | 0.54 | 0.63 | 1.26 | 1.13 |
Currency in USD
