Camden National Corp. (CAC)
NASDAQ:CAC
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CAC Stock Chart & Stats
$51.20
-$0.07(-0.17%)
At close: 4:00 PM EST
$51.20
-$0.07(-0.17%)
Day’s Range― - ―
52-Week Range$35.00 - $53.71
Previous CloseN/A
Volume54.10K
Average Volume (3M)75.77K
Market Cap
$892.76M
Enterprise Value$1.41B
Total Cash (Recent Filing)$62.46M
Total Debt (Recent Filing)$602.73M
Price to Earnings (P/E)11.3
Beta0.88
Next Earnings
Jul 28, 2026EPS Estimate
1.29Next Dividend Ex-DateN/A
Dividend Yield3.66%
Share Statistics
EPS (TTM)4.71
Shares Outstanding16,914,680
10 Day Avg. Volume103,617
30 Day Avg. Volume75,767
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)1.05
Price to Sales (P/S)1.99
P/FCF Ratio12.55
Enterprise Value/Market Cap1.58
Enterprise Value/Revenue3.93
Enterprise Value/Gross Profit6.02
Enterprise Value/Ebitda16.02
Forecast
1Y Price Target
$53.00Price Target Upside3.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)5.38
Revenue Forecast (FY)$273.03M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow GenerationTTM free cash flow nearly equals net income and grew ~36% versus the prior period, indicating durable internal cash generation. That supports dividends, buybacks and capital rebuilding without reliance on volatile market funding, giving financial flexibility through economic cycles.
Improving Capital And LeverageDebt-to-equity declined materially to ~0.72 while ROE improved to ~11.7%, reflecting stronger capital efficiency after recent capital rebuilds. A healthier leverage profile and rising tangible equity provide resilience to credit stress and permit steady lending and shareholder returns over the medium term.
Wealth/AUA Growth Diversifying Revenue11% YoY AUA growth to $2.4B shows persistent expansion of fee-based wealth revenue, which diversifies income away from interest-rate sensitivity. Growing advisory assets increase recurring fees, cross-sell potential, and client stickiness, supporting revenue stability across credit and rate cycles.
Bears Say
Weakening Revenue MomentumTTM revenue declined ~2.6% after prior growth, signaling slowing top-line momentum. If loan originations, fee income or mortgage activity remain muted, sustained revenue weakness could limit earnings upside and compress margins despite strong cash flow in the near term.
Rising Competitive Pricing PressureIncreased competition for loans and deposits can compress yields and raise funding costs persistently. For a regional bank with deposit-funded lending, sustained pricing pressure could narrow net interest margins and force trade-offs between growth and spread preservation over multiple quarters.
Technology Leadership Transition RiskThe planned CTO retirement creates near-term leadership and execution risk for digital and AI initiatives. Such transitions can slow technology rollouts, affect automation gains and banker productivity, and interrupt momentum behind durable cost-efficiency improvements if succession is not seamless.
Camden National News
CAC FAQ
What was Camden National Corp.’s price range in the past 12 months?
Camden National Corp. lowest stock price was $35.00 and its highest was $53.71 in the past 12 months.
What is Camden National Corp.’s market cap?
Camden National Corp.’s market cap is $892.76M.
When is Camden National Corp.’s upcoming earnings report date?
Camden National Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 32 days.
How were Camden National Corp.’s earnings last quarter?
Camden National Corp. released its earnings results on Apr 28, 2026. The company reported $1.29 earnings per share for the quarter, beating the consensus estimate of $1.247 by $0.043.
Is Camden National Corp. overvalued?
According to Wall Street analysts Camden National Corp.’s price is currently Undervalued.
Does Camden National Corp. pay dividends?
Camden National Corp. pays a Quarterly dividend of $0.42 which represents an annual dividend yield of 3.66%. See more information on Camden National Corp. dividends here
What is Camden National Corp.’s EPS estimate?
Camden National Corp.’s EPS estimate is 1.29.
How many shares outstanding does Camden National Corp. have?
Camden National Corp. has 16,914,680 shares outstanding.
What happened to Camden National Corp.’s price movement after its last earnings report?
Camden National Corp. reported an EPS of $1.29 in its last earnings report, beating expectations of $1.247. Following the earnings report the stock price went up 0.536%.
Which hedge fund is a major shareholder of Camden National Corp.?
Currently, no hedge funds are holding shares in CAC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Camden National Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$53.00 (3.52% Upside)
$53.00 (3.52% Upside)
Blogger Sentiment
Bullish
CAC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 27.2K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.95%
12-Months-Change
Fundamentals
Return on Equity
11.66%
Trailing 12-Months
Asset Growth
-0.05%
Trailing 12-Months
Company Description
Camden National Corp.
Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in the United States. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial real estate loans; owner-occupied commercial real estate loans; commercial loans; residential real estate loans, including one- to four-family residences; and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management and advisory, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.
CAC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple strengths: strong profitability and capital metrics, excellent asset quality, growing wealth/AUA and operational gains from AI/automation, along with ongoing shareholder returns. Headwinds noted were seasonal softness in fees and loans, sequential NIM pressure from lower accretion, increased competition and an expected normalization of expenses in Q2. Management reiterated disciplined, organic growth and a balanced M&A posture. Overall the positives (earnings growth, capital rebuilding, asset quality and tech-enabled efficiency) materially outweigh the transitory and manageable negatives.View all CAC earnings summariesCAC Stock 12 Month Forecast
Average Price Target
$53.00
▲(3.52% Upside)
Technical Analysis
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Independent Bank
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MetroCity Bankshares
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Ownership Overview
2.50% Insiders
25.37% Mutual Funds
10.73% Other Institutional Investors
43.90% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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