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Banque Cantonale Vaudoise (BQCNF)
OTHER OTC:BQCNF

Banque Cantonale Vaudoise (BQCNF) Price & Analysis

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BQCNF Stock Chart & Stats

$148.90
$0.00(0.00%)
At close: 4:00 PM EDT
$148.90
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue Growth And ProfitabilityThe 24.4% 2025 revenue acceleration, combined with a roughly 31% net margin, shows BCV is converting a larger income base into substantial earnings. This profitability provides internal capacity to support lending, technology and client franchises, although the decline from the 2023 net-income peak warrants monitoring.
Deposit And Funding MomentumStrong deposit inflows reinforce BCV’s customer-funded banking model and provide a stable base for mortgages and other lending. A growing deposit franchise can support net interest income, reduce reliance on market funding, and deepen relationships across retail, business and wealth-management clients.
Liquidity And Credit ResilienceComfortable liquidity metrics and high repayment of COVID bridge loans indicate resilience in both funding and credit quality. This strengthens BCV’s ability to maintain lending through changing conditions, absorb moderate stress and continue serving Swiss households and businesses without immediate balance-sheet strain.
Bears Say
Low-Rate Retail Margin PressurePersistent low interest rates can compress the spread earned on retail deposits and mortgages, weakening a core banking earnings stream. Even with stable volumes, reduced margin contribution may constrain profitability and make BCV more dependent on corporate, wealth-management and fee-based income.
Intensifying UBS CompetitionAn aggressive UBS following its merger raises the competitive intensity in mortgages, a major BCV business. With market share already above 30%, defending its franchise may require pricing discipline or additional investment, limiting volume growth and putting pressure on future lending margins.
Volatile Cash GenerationThe sharp swing in operating and free cash flow makes internally generated cash less predictable than reported earnings. Lower cash conversion can complicate capital allocation and investment planning, while weakening the cushion available to absorb credit, funding or market-related pressures.

BQCNF FAQ

What was Banque Cantonale Vaudoise’s price range in the past 12 months?
Banque Cantonale Vaudoise lowest stock price was $109.06 and its highest was $180.46 in the past 12 months.
    What is Banque Cantonale Vaudoise’s market cap?
    Banque Cantonale Vaudoise’s market cap is $13.47B.
      When is Banque Cantonale Vaudoise’s upcoming earnings report date?
      Banque Cantonale Vaudoise’s upcoming earnings report date is Feb 25, 2027 which is in 161 days.
        How were Banque Cantonale Vaudoise’s earnings last quarter?
        Banque Cantonale Vaudoise released its earnings results on Aug 20, 2026. The company reported $3.275 earnings per share for the quarter.
          Is Banque Cantonale Vaudoise overvalued?
          According to Wall Street analysts Banque Cantonale Vaudoise’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Banque Cantonale Vaudoise pay dividends?
            Banque Cantonale Vaudoise pays a Annually dividend of $5.646 which represents an annual dividend yield of 3.46%. See more information on Banque Cantonale Vaudoise dividends here
              What is Banque Cantonale Vaudoise’s EPS estimate?
              Banque Cantonale Vaudoise’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Banque Cantonale Vaudoise have?
              Banque Cantonale Vaudoise has 86,061,900 shares outstanding.
                What happened to Banque Cantonale Vaudoise’s price movement after its last earnings report?
                Banque Cantonale Vaudoise reported an EPS of $3.275 in its last earnings report. Following the earnings report the stock price went down -1.157%.
                  Which hedge fund is a major shareholder of Banque Cantonale Vaudoise?
                  Currently, no hedge funds are holding shares in BQCNF
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Banque Cantonale Vaudoise

                    Banque Cantonale Vaudoise (BCV), founded in 1845 and headquartered in Lausanne, Switzerland, delivers an extensive array of financial services. Its operations extend across Vaud Canton, the rest of Switzerland, the European Union, North America, and other international markets. The institution provides essential banking products such as checking, savings, and retirement accounts, alongside credit and payment cards. Its lending solutions cover mortgages, personal, home, business, and construction loans, complemented by specialized financing for production equipment, working capital, and international trade. BCV also offers sophisticated financial services, including investments and financial planning, with an online platform facilitating trading activities. It provides cash management solutions and tools to hedge against exchange rate and interest rate fluctuations. Asset management services are a key offering, as are investment and hedging products like currencies, equities, bonds, derivatives, and structured instruments. The bank conducts market transactions in equities, fixed-income instruments, foreign exchange, and precious metals on behalf of its clientele. Further expanding its offerings, BCV provides life and disability insurance, comprehensive online banking, and wealth management services for high-net-worth individuals, encompassing tax, estate, and financial planning, as well as retirement, life insurance, and disability coverages. Serving retail and business customers, as well as public sector institutions, BCV maintains a robust physical presence with approximately 63 branches and 220 ATMs.

                    Banque Cantonale Vaudoise (BQCNF) Earnings & Revenues

                    BQCNF Company Deck

                    BQCNF Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call communicated solid underlying performance: net profit growth, disciplined cost control, deposit inflows, rising AUM (CHF 142bn) and confirmed ratings. These positives outweigh the challenges highlighted—low-rate pressure on retail margins, RWA-driven slight CET1 dilution, geopolitical caution in trade finance and stronger competition from UBS. Management signaled most IT integration is complete, liquidity and capital metrics remain comfortable, and credit quality (including COVID bridge loan repayments) looks resilient. Overall, the picture is one of stable, constructive execution with manageable headwinds.View all BQCNF earnings summaries
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                    Ownership Overview

                    2.03%93.22%
                    Insiders
                    ― Other Institutional Investors
                    93.22% Public Companies and
                    Individual Investors
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