Bank of Botetourt Buchanan VA (BORT) AI Stock Analysis

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Bank of Botetourt Buchanan VA

(Other OTC:BORT)

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Rating:79Outperform

Price Target:$72.00▲(14.29% Upside)

Action:reiterated

Date:08/06/26

Strong financial stability and undervaluation drive the score, supported by bullish technical trends despite overbought signals.

Positive Factors

Revenue ReaccelerationThe sharp 2025 revenue acceleration indicates stronger demand for the bank’s traditional retail and commercial offerings. If maintained, improved top-line momentum can expand the earnings base, support continued investment in local markets, and reinforce competitive positioning over the coming quarters.

Negative Factors

Margin CompressionThe decline in net margin shows that stronger revenue has not translated fully into earnings efficiency. Persistent compression could limit profit growth, reduce the benefit of future sales expansion, and indicate that operating or funding costs are absorbing more of the bank’s revenue.

Bank of Botetourt Buchanan VA (BORT) vs. SPDR S&P 500 ETF (SPY)

Market Cap: $124.44M
Dividend Yield: 1.52%
Average Volume (3M): 5,373
Price to Earnings (P/E): 9.2
Beta (1Y): 0.02
Revenue Growth: 15.47%
EPS Growth: 51.69%
Country: US
Employees: 97
Sector: Financial
Sector Strength: 68
Industry: Banks - Regional

Bank of Botetourt Buchanan VA Business Overview & Revenue Model

Company Description

Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retireme...

Bank of Botetourt Buchanan VA Financial Statement Overview

Summary

Strong balance sheet with low debt and growing equity, solid revenue growth, but minor concerns in margin stability and cash flow variability.

Income Statement

75Positive

Balance Sheet

85Very Positive

Cash Flow

70Positive

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	58.88M	53.90M	30.43M	29.15M	30.93M	27.79M
Gross Profit	41.63M	36.90M	30.43M	29.15M	28.62M	25.16M
EBITDA	17.00M	13.63M	11.06M	11.23M	10.81M	9.51M
Net Income	13.98M	10.80M	7.94M	8.17M	7.81M	6.88M
Balance Sheet
Total Assets	939.41M	923.10M	857.07M	789.02M	713.72M	662.23M
Cash, Cash Equivalents and Short-Term Investments	12.17M	14.33M	66.76M	69.21M	100.66M	142.93M
Total Debt	10.00M	314.01K	0	19.00M	0	3.00M
Total Liabilities	838.39M	829.58M	774.56M	714.25M	647.32M	603.09M
Stockholders Equity	101.01M	93.52M	82.51M	74.78M	66.39M	59.14M
Cash Flow
Free Cash Flow	0	9.97M	7.40M	9.13M	9.28M	6.25M
Operating Cash Flow	0	11.52M	11.20M	10.61M	9.90M	8.05M
Investing Cash Flow	0	-75.75M	-71.04M	-105.05M	-101.61M	-23.65M
Financing Cash Flow	0	53.91M	56.86M	62.99M	49.52M	59.82M

Bank of Botetourt Buchanan VA Technical Analysis

Technical Analysis SentimentPositive

Last Price63.00

Price Trends

50DMA57.93Positive

100DMA56.26Positive

200DMA52.11Positive

Market Momentum

MACD1.37Negative

RSI69.13Neutral

STOCH64.89Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BORT, the sentiment is Positive. The current price of 63.00 is above the 20-day moving average (MA) of 59.44, above the 50-day MA of 57.93, and above the 200-day MA of 52.11, indicating a bullish trend. The MACD of 1.37 indicates Negative momentum. The RSI at 69.13 is Neutral, neither overbought nor oversold. The STOCH value of 64.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BORT.

Bank of Botetourt Buchanan VA Peers Comparison

Overall Rating

UnderperformOutperform

Sector (68)

Financial Indicators

BORT against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BORT	79Outperform	$124.44M	9.21	15.27%	1.52%	15.47%	51.69%
FUSB	73Outperform	$90.83M	11.96	7.58%	1.70%	3.80%	43.33%
BOTJ	69Neutral	$107.95M	8.97	14.94%	1.68%	7.06%	52.33%
UBCP	69Neutral	$81.21M	9.97	11.53%	6.71%	6.21%	8.32%
Sector *	68Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SSBI	53Neutral	$77.40M	190.50	0.33%	―	-7.24%	―
FNWB	44Neutral	$97.30M	-1100.00	-0.03%	―	-6.23%	99.73%

* Financial Sector Average

Performance Comparison

BORT and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
BORT	Bank of Botetourt Buchanan VA	63.00	20.84	49.41%
BOTJ	Bank Of The James Financial Group, Inc.	23.76	7.07	42.39%
SSBI	Summit State Bank	11.43	0.59	5.44%
UBCP	United Bancorp	14.16	1.86	15.09%
FUSB	First Us Bancshares	16.50	3.49	26.82%
FNWB	First Northwest Bancorp	10.23	1.23	13.67%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 06, 2026

Bank of Botetourt Buchanan VA AI Stock Analysis

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