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Bank of Botetourt Buchanan VA (BORT) AI Stock Analysis
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Bank of Botetourt Buchanan VA
(Other OTC:BORT)
The score is driven primarily by strong financial performance, led by an exceptionally conservative balance sheet and solid profitability alongside re-accelerating 2025 revenue growth. Valuation is also supportive with a low P/E and a modest dividend. Technicals are positive with price above major moving averages and a positive MACD, though short-term momentum looks somewhat stretched given the high Stochastic reading.
Bank of Botetourt Buchanan VA (BORT) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $124.44M
- Dividend Yield
- 1.52%
- Average Volume (3M)
- 5,373
- Price to Earnings (P/E)
- 9.2
- Beta (1Y)
- 0.02
- Revenue Growth
- 15.47%
- EPS Growth
- 51.69%
- Country
- US
- Employees
- 97
- Sector
- Financial
- Sector Strength
- 68
- Industry
- Banks - Regional
Bank of Botetourt Buchanan VA Business Overview & Revenue Model
Company Description
Bank of Botetourt is a financial institution operating across Virginia, providing a comprehensive range of banking products and services. Customers can access various deposit options, including checking, savings, money market, and individual retireme...
Bank of Botetourt Buchanan VA Financial Statement Overview
Summary
Strong overall fundamentals: revenue growth re-accelerated in 2025 (~26.9%) and profitability remains solid (net margin ~20%, EBIT margin ~25%). The balance sheet is especially strong with minimal leverage (debt-to-equity ~0.003) and steady equity growth. Offsetting factors are the margin step-down versus 2024 and some year-to-year volatility in cash-flow coverage metrics despite positive free cash flow.
Income Statement
78PositiveBalance Sheet
92Very PositiveCash Flow
74Positive| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 58.88M | 53.90M | 30.43M | 29.15M | 30.93M | 27.79M |
| Gross Profit | 41.63M | 36.90M | 30.43M | 29.15M | 28.62M | 25.16M |
| EBITDA | 17.00M | 13.63M | 11.06M | 11.23M | 10.81M | 9.51M |
| Net Income | 13.98M | 10.80M | 7.94M | 8.17M | 7.81M | 6.88M |
Balance Sheet | ||||||
| Total Assets | 939.41M | 923.10M | 857.07M | 789.02M | 713.72M | 662.23M |
| Cash, Cash Equivalents and Short-Term Investments | 12.17M | 14.33M | 66.76M | 69.21M | 100.66M | 142.93M |
| Total Debt | 10.00M | 314.01K | 0 | 19.00M | 0 | 3.00M |
| Total Liabilities | 838.39M | 829.58M | 774.56M | 714.25M | 647.32M | 603.09M |
| Stockholders Equity | 101.01M | 93.52M | 82.51M | 74.78M | 66.39M | 59.14M |
Cash Flow | ||||||
| Free Cash Flow | 0 | 9.97M | 7.40M | 9.13M | 9.28M | 6.25M |
| Operating Cash Flow | 0 | 11.52M | 11.20M | 10.61M | 9.90M | 8.05M |
| Investing Cash Flow | 0 | -75.75M | -71.04M | -105.05M | -101.61M | -23.65M |
| Financing Cash Flow | 0 | 53.91M | 56.86M | 62.99M | 49.52M | 59.82M |
Bank of Botetourt Buchanan VA Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BORT, the sentiment is Positive. The current price of 63.00 is above the 20-day moving average (MA) of 59.44, above the 50-day MA of 57.93, and above the 200-day MA of 52.11, indicating a bullish trend. The MACD of 1.37 indicates Negative momentum. The RSI at 69.13 is Neutral, neither overbought nor oversold. The STOCH value of 64.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BORT.
Bank of Botetourt Buchanan VA Peers Comparison
Overall Rating
- BORT83Outperform
FUSB73Outperform
BOTJ69Neutral
UBCP69Neutral
SSBI53Neutral
FNWB44Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| BORT | 83Outperform | $124.44M | 9.21 | 15.27% | 1.52% | 15.47% | 51.69% |
| FUSB | 73Outperform | $90.83M | 11.96 | 7.58% | 1.70% | 3.80% | 43.33% |
| BOTJ | 69Neutral | $107.95M | 8.97 | 14.94% | 1.68% | 7.06% | 52.33% |
| UBCP | 69Neutral | $81.21M | 9.97 | 11.53% | 6.71% | 6.21% | 8.32% |
| Sector * | 68Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
| SSBI | 53Neutral | $77.40M | 190.50 | 0.33% | ― | -7.24% | ― |
| FNWB | 44Neutral | $97.30M | -1100.00 | -0.03% | ― | -6.23% | 99.73% |
* Financial Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| BORT | Bank of Botetourt Buchanan VA | 63.00 | 20.84 | 49.41% | |
| BOTJ | Bank Of The James Financial Group, Inc. | 23.76 | 7.07 | 42.39% | |
| SSBI | Summit State Bank | 11.43 | 0.59 | 5.44% | |
| UBCP | United Bancorp | 14.16 | 1.86 | 15.09% | |
| FUSB | First Us Bancshares | 16.50 | 3.49 | 26.82% | |
| FNWB | First Northwest Bancorp | 10.23 | 1.23 | 13.67% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026