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Bank Of Hawaii (BOH) Ratios
Bank Of Hawaii Ratios
BOH's free cash flow for Q3 2026 was $92.98M. For the 2026 fiscal year, BOH's free cash flow was decreased by $-5.97M and operating cash flow was $98.95M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 11.00 | 0.14 | 0.17 | 0.16 | 0.22 |
| Quick Ratio | 11.00 | 0.14 | 0.17 | 0.16 | 0.22 |
| Cash Ratio | 10.24 | 0.04 | 0.05 | 0.02 | 0.01 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 2.36 | 0.01 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 2.36 | 1.78 | 1.00 | 0.46 | 0.84 |
| Net Current Asset Value | $ -21.31B | $ -19.12B | $ -18.75B | $ -18.97B | $ -16.52B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.03 | 0.03 | 0.05 | 0.02 |
| Debt-to-Equity Ratio | 0.05 | 0.45 | 0.57 | 0.94 | 0.35 |
| Debt-to-Capital Ratio | 0.05 | 0.31 | 0.36 | 0.48 | 0.26 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.25 | 0.28 | 0.23 | 0.00 |
| Financial Leverage Ratio | 13.06 | 14.15 | 16.78 | 17.92 | 14.14 |
| Debt Service Coverage Ratio | 0.53 | 0.37 | 0.44 | 0.33 | 0.60 |
| Interest Coverage Ratio | 0.75 | 0.50 | 0.72 | 5.12 | 11.06 |
| Debt to Market Cap | 0.03 | 0.23 | 0.25 | 0.37 | 0.14 |
| Interest Debt Per Share | 11.17 | 29.00 | 28.49 | 32.65 | 14.90 |
| Net Debt to EBITDA | -2.92 | -0.07 | -0.75 | 2.83 | 1.02 |
| Profitability Margins | |||||
| Gross Profit Margin | 65.92% | 60.34% | 66.62% | 93.51% | 103.06% |
| EBIT Margin | 24.68% | 19.22% | 23.52% | 38.50% | 47.22% |
| EBITDA Margin | 27.54% | 22.28% | 26.93% | 42.90% | 51.95% |
| Operating Profit Margin | 24.68% | 19.22% | 23.52% | 38.50% | 47.22% |
| Pretax Profit Margin | 24.68% | 19.22% | 23.52% | 38.50% | 47.22% |
| Net Profit Margin | 19.40% | 14.57% | 17.73% | 29.91% | 36.75% |
| Continuous Operations Profit Margin | 19.40% | 14.57% | 17.73% | 29.91% | 36.75% |
| Net Income Per EBT | 78.59% | 75.81% | 75.38% | 77.69% | 77.83% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.85% | 0.64% | 0.72% | 0.96% | 1.11% |
| Return on Equity (ROE) | 11.12% | 8.99% | 12.11% | 17.15% | 15.72% |
| Return on Capital Employed (ROCE) | 1.09% | 6.98% | 9.13% | 12.88% | 16.51% |
| Return on Invested Capital (ROIC) | 15.47% | 5.11% | 6.49% | 7.57% | 10.46% |
| Return on Tangible Assets | 0.85% | 0.64% | 0.72% | 0.96% | 1.11% |
| Earnings Yield | 7.60% | 5.34% | 6.02% | 7.35% | 7.59% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.19 | 5.98 | 6.84 | 5.40 | 4.29 |
| Payables Turnover | 0.00 | 11.73 | 7.86 | 5.05 | -8.43 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.75 | 3.89 | 3.44 | 2.52 | 2.34 |
| Asset Turnover | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.12 | -0.06 | -0.05 | -0.04 | -0.04 |
| Cash Conversion Cycle | 24.03 | 29.91 | 6.93 | -4.61 | 128.35 |
| Days of Sales Outstanding | 24.03 | 61.02 | 53.38 | 67.62 | 85.07 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 31.11 | 46.45 | 72.23 | -43.28 |
| Operating Cycle | 24.03 | 61.02 | 53.38 | 67.62 | 85.07 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 5.51 | 4.52 | 3.82 | 8.41 | 9.47 |
| Free Cash Flow Per Share | 4.65 | 4.28 | 3.59 | 7.68 | 8.91 |
| Dividend Paid and CapEx Coverage Ratio | 1.30 | 1.33 | 1.16 | 2.23 | 2.77 |
| Capital Expenditure Coverage Ratio | 6.41 | 18.44 | 15.98 | 11.58 | 16.86 |
| Operating Cash Flow Coverage Ratio | 2.36 | 0.24 | 0.19 | 0.27 | 0.67 |
| Operating Cash Flow to Sales Ratio | 0.21 | 0.17 | 0.16 | 0.44 | 0.55 |
| Free Cash Flow Yield | 6.80% | 6.00% | 4.95% | 9.90% | 10.63% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.67 | 20.47 | 16.62 | 13.60 | 13.17 |
| Price-to-Sales (P/S) Ratio | 2.55 | 2.73 | 2.95 | 4.07 | 4.84 |
| Price-to-Book (P/B) Ratio | 1.46 | 1.69 | 2.01 | 2.33 | 2.07 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 14.71 | 16.65 | 20.21 | 10.10 | 9.41 |
| Price-to-Operating Cash Flow Ratio | 12.41 | 15.75 | 18.94 | 9.22 | 8.85 |
| Price-to-Earnings Growth (PEG) Ratio | 0.43 | -1.25 | -0.68 | -1.08 | 0.21 |
| Enterprise Value Multiple | 6.35 | 12.18 | 10.19 | 12.31 | 10.34 |
| Enterprise Value | 1.86B | 2.79B | 2.65B | 3.99B | 3.70B |
| EV to EBITDA | 6.35 | 12.18 | 10.19 | 12.31 | 10.34 |
| EV to Sales | 1.75 | 2.71 | 2.74 | 5.28 | 5.37 |
| EV to Free Cash Flow | 10.07 | 16.56 | 18.82 | 13.11 | 10.43 |
| EV to Operating Cash Flow | 8.50 | 15.66 | 17.64 | 11.98 | 9.82 |
| Tangible Book Value Per Share | 45.90 | 40.99 | 34.68 | 31.89 | 39.10 |
| Shareholders’ Equity Per Share | 46.70 | 42.27 | 36.01 | 33.26 | 40.45 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.24 | 0.25 | 0.22 | 0.22 |
| Revenue Per Share | 26.78 | 26.10 | 24.59 | 19.06 | 17.31 |
| Net Income Per Share | 5.19 | 3.80 | 4.36 | 5.70 | 6.36 |
| Tax Burden | 0.79 | 0.76 | 0.75 | 0.78 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.25 | 0.26 | 0.32 | 0.34 |
| Stock-Based Compensation to Revenue | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Income Quality | 1.06 | 1.19 | 0.88 | 1.47 | 1.49 |
Currency in USD
