Education
About Us
Working with TipRanks
Follow Us
Bank Of Hawaii Corp. (BOH)
NYSE:BOH
Earnings Data
Report Date
Jul 28, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.04Last Year’s EPS
0.81Same Quarter Last Year
Moderate Sell
Based on 4 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Apr 21, 2025
|% Change Since: 4.98%
|Next Earnings Date:Jul 28, 2025
Earnings Call Sentiment|Positive
The earnings call presents a generally positive performance with significant improvements in net interest income, margin, deposits, and credit quality. However, challenges persist with market volatility affecting noninterest income and uncertainties in the tourism sector. Despite these challenges, the bank maintains strong fundamentals and continues to perform well in its core markets.Company Guidance
During the Bank of Hawaii Corporation's First Quarter 2025 Earnings Conference Call, the management reported a solid start to the year with several positive financial metrics. Net interest income increased by 4.6% on a linked basis, reaching $125.8 million, while the net interest margin expanded to 2.32%. Deposits grew by 7.3% on an annualized basis to $21 billion, and loans grew by 1.1% to $14.1 billion. Credit quality remained strong, with net charge-offs at 13 basis points and non-performing assets at 12 basis points. The allowance for credit losses ended the quarter at $147.7 million, with a ratio of 1.05%. The bank maintained strong capital levels, with a Tier 1 capital ratio of 13.9% and a total capital ratio of 15%. Additionally, net income for the quarter was $44 million, translating to an earnings per share of $0.97. The bank's focus on managing deposit costs and credit quality contributed to a positive outlook for the remainder of the year.Improved Net Interest Income and Margin
Net interest income increased by 4.6% to $125.8 million, marking the fourth consecutive quarter of improvement. The net interest margin expanded to 2.32%, an increase of 13 basis points from the previous quarter.
Strong Deposit and Loan Growth
Period-end deposits grew 7.3% annualized to $21 billion, and loans increased 1.1% to $14.1 billion. Noninterest-bearing deposits remained stable, and deposit funding costs fell for a second straight quarter.
Pristine Credit Quality
Credit quality remained strong with net charge-offs at 13 basis points and non-performing assets at 12 basis points. The allowance for credit losses ended the quarter at $147.7 million.
Stable Economic Conditions in Hawaii
Economic conditions in Hawaii remained stable with unemployment below the national average. The real estate market on Oahu showed positive trends.
---
BOH Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
BOH Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 21, 2025 | $65.01 | $64.38 | -0.97% |
| Jan 27, 2025 | $70.41 | $73.42 | +4.27% |
| Oct 28, 2024 | $64.81 | $71.04 | +9.61% |
| Jul 22, 2024 | $65.36 | $66.37 | +1.55% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does Bank Of Hawaii Corp. (BOH) report earnings?
Bank Of Hawaii Corp. (BOH) is schdueled to report earning on Jul 28, 2025, TBA Not Confirmed.
What is Bank Of Hawaii Corp. (BOH) earnings time?
Bank Of Hawaii Corp. (BOH) earnings time is at Jul 28, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BOH EPS forecast?
BOH EPS forecast for the fiscal quarter 2025 (Q2) is 1.04.
---