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blueharbor bank (BLHK) Ratios
blueharbor bank Ratios
BLHK's free cash flow for Q1 2025 was $0.00. For the 2025 fiscal year, BLHK's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 105.83 | 0.15 | 0.14 | 0.15 | 0.29 |
| Quick Ratio | 105.83 | 0.15 | 0.14 | 0.15 | 0.48 |
| Cash Ratio | 84.13 | 0.14 | 0.04 | 0.03 | 0.17 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 152.32 | 0.06 | 0.01 | 0.02 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 152.32 | 161.51 | 196.00 | 133.34 | 43.00 |
| Net Current Asset Value | $ -533.18M | $ -422.03M | $ -327.59M | $ -309.69M | $ -263.20M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.08 | 0.00 | 0.00 | 0.01 |
| Debt-to-Capital Ratio | 0.00 | 0.07 | 0.00 | 0.00 | 0.01 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.07 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 9.31 | 9.20 | 8.71 | 9.56 | 10.27 |
| Debt Service Coverage Ratio | 1.24 | 0.82 | 1.65 | 10.01 | 5.14 |
| Interest Coverage Ratio | 1.60 | 1.18 | 1.98 | 13.08 | 7.00 |
| Debt to Market Cap | 0.00 | 0.06 | 0.00 | 0.00 | 0.01 |
| Interest Debt Per Share | 3.06 | 4.22 | 1.61 | 0.26 | 0.39 |
| Net Debt to EBITDA | -0.50 | -2.86 | -1.55 | -1.26 | -9.52 |
| Profitability Margins | |||||
| Gross Profit Margin | 71.18% | 67.77% | 78.30% | 94.53% | 94.00% |
| EBIT Margin | 42.37% | 31.07% | 40.42% | 50.45% | 43.90% |
| EBITDA Margin | 42.37% | 31.07% | 42.91% | 53.58% | 47.55% |
| Operating Profit Margin | 42.37% | 34.94% | 40.42% | 50.45% | 43.90% |
| Pretax Profit Margin | 42.37% | 31.07% | 40.42% | 50.45% | 43.90% |
| Net Profit Margin | 33.18% | 24.44% | 31.44% | 39.22% | 34.27% |
| Continuous Operations Profit Margin | 33.18% | 24.44% | 31.44% | 39.22% | 34.27% |
| Net Income Per EBT | 78.30% | 78.65% | 77.78% | 77.74% | 78.06% |
| EBT Per EBIT | 100.00% | 88.94% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.81% | 1.34% | 1.66% | 1.70% | 1.18% |
| Return on Equity (ROE) | 16.82% | 12.30% | 14.49% | 16.25% | 12.08% |
| Return on Capital Employed (ROCE) | 2.31% | 3.25% | 16.75% | 18.96% | 14.05% |
| Return on Invested Capital (ROIC) | 1.81% | 2.33% | 13.02% | 14.72% | -2.34% |
| Return on Tangible Assets | 1.81% | 1.34% | 1.66% | 1.70% | 1.34% |
| Earnings Yield | 12.08% | 10.49% | 12.08% | 14.14% | 12.15% |
| Efficiency Ratios | |||||
| Receivables Turnover | 19.89 | 0.00 | 17.56 | 16.39 | 19.43 |
| Payables Turnover | 14.41 | 0.00 | 14.98 | 26.50 | 31.37 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 |
| Fixed Asset Turnover | 3.16 | 2.53 | 2.05 | 1.54 | 1.49 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.39 | -0.11 | -0.07 | -0.06 | -0.06 |
| Cash Conversion Cycle | -6.98 | 0.00 | -3.58 | 8.49 | -28969.58 |
| Days of Sales Outstanding | 18.35 | 0.00 | 20.79 | 22.27 | 18.78 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | -28976.72 |
| Days of Payables Outstanding | 25.33 | 0.00 | 24.37 | 13.77 | 11.64 |
| Operating Cycle | 18.35 | 0.00 | 20.79 | 22.27 | -28957.94 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 4.49 | 4.06 | 1.87 | 3.00 | 2.30 |
| Free Cash Flow Per Share | 4.45 | 3.95 | 1.81 | 2.18 | 2.08 |
| Dividend Paid and CapEx Coverage Ratio | 8.27 | 7.91 | 35.40 | 3.65 | 7.20 |
| Capital Expenditure Coverage Ratio | 118.12 | 36.06 | 35.40 | 3.65 | 10.47 |
| Operating Cash Flow Coverage Ratio | 87.73 | 2.86 | 94.68 | 133.34 | 24.54 |
| Operating Cash Flow to Sales Ratio | 0.40 | 0.43 | 0.24 | 0.50 | 0.48 |
| Free Cash Flow Yield | 14.27% | 17.97% | 8.91% | 12.99% | 15.33% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.34 | 9.52 | 8.28 | 7.07 | 8.23 |
| Price-to-Sales (P/S) Ratio | 2.75 | 2.33 | 2.60 | 2.77 | 2.82 |
| Price-to-Book (P/B) Ratio | 1.39 | 1.17 | 1.20 | 1.15 | 0.99 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.01 | 5.56 | 11.23 | 7.70 | 6.52 |
| Price-to-Operating Cash Flow Ratio | 6.95 | 5.41 | 10.91 | 5.59 | 5.90 |
| Price-to-Earnings Growth (PEG) Ratio | 0.13 | -1.56 | 2.18 | 0.16 | 0.18 |
| Enterprise Value Multiple | 5.98 | 4.64 | 4.51 | 3.92 | -3.59 |
| Enterprise Value | 83.82M | 40.02M | 44.12M | 36.93M | -24.07M |
| EV to EBITDA | 5.98 | 4.64 | 4.51 | 3.92 | -3.59 |
| EV to Sales | 2.53 | 1.44 | 1.94 | 2.10 | -1.71 |
| EV to Free Cash Flow | 6.46 | 3.44 | 8.35 | 5.83 | -3.95 |
| EV to Operating Cash Flow | 6.41 | 3.35 | 8.12 | 4.23 | -3.57 |
| Tangible Book Value Per Share | 22.41 | 18.76 | 16.96 | 14.58 | 13.39 |
| Shareholders’ Equity Per Share | 22.41 | 18.76 | 16.96 | 14.58 | 13.64 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.21 | 0.22 | 0.22 | 0.22 |
| Revenue Per Share | 11.36 | 9.44 | 7.82 | 6.04 | 4.81 |
| Net Income Per Share | 3.77 | 2.31 | 2.46 | 2.37 | 1.65 |
| Tax Burden | 0.78 | 0.79 | 0.78 | 0.78 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.33 | 0.20 | 0.24 | 0.26 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.19 | 1.76 | 0.76 | 1.26 | 1.39 |
Currency in USD
