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Bankunited (BKU)
NYSE:BKU
Earnings Data
Report Date
Jul 17, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.79Last Year’s EPS
0.72Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 28, 2025
|% Change Since: 8.03%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Neutral
The earnings call reflects a solid quarter with several positive outcomes such as exceeding net income expectations, successful system conversion, and strong deposit growth. However, challenges such as margin compression, a decline in the loan portfolio, and an uncertain economic environment present areas of concern.Company Guidance
In the BankUnited First Quarter 2025 earnings call, the company reported a net income of $58.5 million, or $0.78 per share, slightly surpassing the consensus estimate of $0.76. The net interest margin decreased by 3 basis points to 2.81%, primarily due to rolling off some hedges, but this was in line with expectations. The cost of deposits decreased by 14 basis points to 2.58%, and interest-bearing deposits saw a 21 basis point reduction to 3.54%. Total deposits, excluding brokered, grew by $719 million, while the loan-to-deposit ratio stood at 85.5%. The CET1 ratio increased to 12.2%, and the tangible book value per share rose to $37.48. The bank maintained its guidance from the previous quarter, despite acknowledging a wider "cone of uncertainty" due to an unstable economic environment and fluctuating interest rates.Net Income Exceeds Expectations
Net income for the quarter was $58.5 million or $0.78 per share, slightly better than the consensus of $0.76.
Successful GL System Conversion
The company successfully completed a General Ledger conversion without any issues, leading to improved operational efficiency.
Decrease in Cost of Deposits
Cost of deposits decreased by 14 basis points to 2.58% from 2.72% last quarter.
Strong Deposit Growth
Total deposit growth, excluding brokered deposits, was $719 million for the quarter.
Stable Credit Quality
The provision for credit losses was $15 million with an ACL-to-loans ratio remaining unchanged at 92 basis points.
Dividend Increase
The company increased its dividend by a couple of pennies, continuing a trend of steady dividend growth.
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BKU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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BKU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 28, 2025 | $33.63 | $32.89 | -2.20% |
Jan 22, 2025 | $39.71 | $39.18 | -1.33% |
Oct 22, 2024 | $34.50 | $34.40 | -0.29% |
Jul 18, 2024 | $33.76 | $35.28 | +4.50% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Bankunited (BKU) report earnings?
Bankunited (BKU) is schdueled to report earning on Jul 17, 2025, TBA Not Confirmed.
What is Bankunited (BKU) earnings time?
Bankunited (BKU) earnings time is at Jul 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BKU EPS forecast?
BKU EPS forecast for the fiscal quarter 2025 (Q2) is 0.79.
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