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BOC Hong Kong (Holdings) (BHKLY)
OTHER OTC:BHKLY
US Market
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BOC Hong Kong (Holdings) (BHKLY) AI Stock Analysis

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BHKLY

BOC Hong Kong (Holdings)

(OTC:BHKLY)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
$141.00
â–²(7.87% Upside)
Action:Reiterated
Date:08/07/26
The score is held back primarily by weak and volatile cash flow, including sharply negative operating and free cash flow in 2025 despite strong earnings. This is partly offset by constructive technical momentum (price above key moving averages with positive MACD) and a reasonable valuation supported by a moderate P/E and ~4% dividend yield.
Positive Factors
Improving Leverage
A materially lower debt-to-equity ratio and growing equity provide lasting financial flexibility: they reduce funding and regulatory stress, expand capacity to absorb loan losses, and support prudent balance-sheet growth. This structural deleveraging strengthens resilience over the coming months.
Negative Factors
Negative Operating Cash Flow
A sharp move to deeply negative operating and free cash flow despite strong reported earnings signals cash-conversion weakness and possible working-capital timing or asset-liability mismatches. This undermines cash-driven capacity for lending, buybacks, or dividends and raises sustainability risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving Leverage
A materially lower debt-to-equity ratio and growing equity provide lasting financial flexibility: they reduce funding and regulatory stress, expand capacity to absorb loan losses, and support prudent balance-sheet growth. This structural deleveraging strengthens resilience over the coming months.
Read all positive factors

BOC Hong Kong (Holdings) (BHKLY) vs. SPDR S&P 500 ETF (SPY)

BOC Hong Kong (Holdings) Business Overview & Revenue Model

Company Description
BOC Hong Kong (Holdings) Limited, an investment holding firm established in Central, Hong Kong in 1917, delivers a comprehensive array of banking and related financial solutions. It caters to both individual and corporate clients throughout Hong K...
How the Company Makes Money
BOC Hong Kong (Holdings) makes money primarily through banking spread and fee-based income generated by its subsidiary bank(s) and related businesses. A key earnings driver is net interest income: the group takes deposits and other funding and dep...

BOC Hong Kong (Holdings) Financial Statement Overview

Summary
Profitability and net income trends are strong, and leverage improved markedly in 2024–2025. However, cash flow quality is a major drag: operating cash flow and free cash flow turned sharply negative in 2025 versus strong reported earnings, raising sustainability and volatility risk.
Income Statement
74
Positive
Balance Sheet
68
Positive
Cash Flow
33
Negative
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue156.37B71.84B59.16B51.87B46.83B
Gross Profit88.92B71.84B152.42B53.00B65.28B
EBITDA51.31B49.62B44.07B36.50B33.22B
Net Income40.12B38.23B32.72B27.33B24.35B
Balance Sheet
Total Assets4.49T4.19T3.87T3.69T3.64T
Cash, Cash Equivalents and Short-Term Investments810.68B683.00B418.20B364.93B389.36B
Total Debt88.60B77.06B669.39B630.20B716.53B
Total Liabilities4.13T3.85T3.55T3.38T3.34T
Stockholders Equity358.53B338.72B320.14B323.26B298.00B
Cash Flow
Free Cash Flow-88.59B-323.00M15.21B136.84B42.21B
Operating Cash Flow-87.08B1.88B15.60B138.10B43.38B
Investing Cash Flow-1.65B-2.33B-1.96B-42.97B-265.72B
Financing Cash Flow-26.62B-22.76B138.12B-61.86B293.58B

BOC Hong Kong (Holdings) Technical Analysis

Technical Analysis Sentiment
Positive
Last Price130.71
Price Trends
50DMA
122.58
Positive
100DMA
118.04
Positive
200DMA
109.01
Positive
Market Momentum
MACD
1.10
Positive
RSI
50.61
Neutral
STOCH
15.10
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BHKLY, the sentiment is Positive. The current price of 130.71 is above the 20-day moving average (MA) of 128.77, above the 50-day MA of 122.58, and above the 200-day MA of 109.01, indicating a neutral trend. The MACD of 1.10 indicates Positive momentum. The RSI at 50.61 is Neutral, neither overbought nor oversold. The STOCH value of 15.10 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BHKLY.

BOC Hong Kong (Holdings) Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
70
Outperform
$117.29B13.8413.74%3.79%-4.47%4.55%
68
Neutral
$67.43B13.1111.37%4.06%-1.17%5.05%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
$87.50B11.0821.64%7.10%7.53%17.25%
66
Neutral
$127.14B14.9012.28%1.73%2.65%54.00%
65
Neutral
$17.42B7.629.28%4.34%14.98%8.99%
62
Neutral
$87.94B13.5611.05%3.26%-13.48%25.29%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
BHKLY
BOC Hong Kong (Holdings)
127.10
38.73
43.83%
HDB
Hdfc Bank
22.46
-12.57
-35.89%
ITUB
Itau Unibanco
7.53
1.07
16.58%
LYG
Lloyds Banking
5.92
1.61
37.32%
MFG
Mizuho Financial
10.44
3.77
56.52%
WF
Woori Finance Holdings Co
71.62
17.40
32.09%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 07, 2026