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Saul Centers
(NYSE:BFS)
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Rating:57Neutral
Price Target:
$35.00
â–¼(-1.91% Downside)
Action:Reiterated
Date:08/07/26
The score is held back primarily by balance-sheet leverage risk and weak technical momentum (below key moving averages with negative MACD). Offsetting factors include steady operating performance and solid cash generation, plus a high dividend yield that provides some valuation support.
Positive Factors
Strong cash generation
Sustained operating cash flow and robust free cash flow provide durable internal funding for dividends, redevelopment projects, and debt amortization. Over 2-6 months this supports liquidity and strategic capital allocation even if external financing tightens.
Negative Factors
Elevated leverage
High absolute debt and elevated leverage constrain financial flexibility and increase sensitivity to interest rates and cash-flow shocks. Over months this raises refinancing costs and the risk that cash generation must be diverted to debt service instead of growth or distributions.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Sustained operating cash flow and robust free cash flow provide durable internal funding for dividends, redevelopment projects, and debt amortization. Over 2-6 months this supports liquidity and strategic capital allocation even if external financing tightens.
Read all positive factors
Saul Centers (BFS) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$865.10M
Dividend Yield6.78%
Average Volume (3M)68.64K
Price to Earnings (P/E)22.5
Beta (1Y)0.38
Revenue Growth8.98%
EPS Growth-26.26%
CountryUS
Employees156
SectorReal Estate
Sector Strength53
IndustryREIT - Retail
Share Statistics
EPS (TTM)1.55
Shares Outstanding24,717,100
10 Day Avg. Volume62,577
30 Day Avg. Volume68,640
Financial Highlights & Ratios
PEG Ratio-3.71
Price to Book (P/B)2.48
Price to Sales (P/S)2.62
P/FCF Ratio7.65
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.57
Revenue Forecast (FY)$318.41M
Saul Centers Business Overview & Revenue Model
Company Description
Saul Centers, Inc. (BFS) is a self-managed and self-administered equity REIT, headquartered in Bethesda, Maryland. The company actively operates and oversees a real estate portfolio of 60 properties. This portfolio encompasses 50 community and nei...
How the Company Makes Money
Saul Centers makes money primarily by leasing space in its retail shopping centers and mixed-use properties to tenants and collecting contractual rental income. Its core revenue stream is base rent paid under commercial leases; in addition, the co...
Saul Centers Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
46
Neutral
Cash Flow
63
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 302.20M | 291.56M | 268.85M | 257.21M | 245.86M | 239.22M |
| Gross Profit | 224.35M | 89.52M | 196.79M | 190.07M | 181.34M | 177.60M |
| EBITDA | 180.31M | 178.55M | 171.90M | 166.61M | 156.39M | 155.64M |
| Net Income | 34.86M | 37.51M | 50.65M | 52.69M | 50.19M | 48.39M |
Balance Sheet | ||||||
| Total Assets | 2.16B | 2.16B | 2.13B | 1.99B | 1.83B | 1.75B |
| Cash, Cash Equivalents and Short-Term Investments | 5.88M | 8.74M | 10.30M | 8.41M | 13.28M | 14.59M |
| Total Debt | 1.60B | 1.60B | 1.53B | 1.39B | 1.22B | 1.14B |
| Total Liabilities | 1.69B | 1.69B | 1.63B | 1.49B | 1.31B | 1.22B |
| Stockholders Equity | 295.91M | 307.82M | 335.75M | 348.39M | 400.48M | 405.05M |
Cash Flow | ||||||
| Free Cash Flow | 86.82M | 99.80M | 121.22M | 117.73M | 140.16M | 118.38M |
| Operating Cash Flow | 102.88M | 99.80M | 121.22M | 117.73M | 121.15M | 118.38M |
| Investing Cash Flow | -57.30M | -95.81M | -188.73M | -203.68M | -116.89M | -55.87M |
| Financing Cash Flow | -30.69M | -5.54M | 69.40M | 81.08M | -5.58M | -74.77M |
Saul Centers Technical Analysis
Positive
35.68
Price Trends
35.65
Negative
34.41
Positive
32.54
Positive
Market Momentum
-0.38
Negative
50.77
Neutral
80.10
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BFS, the sentiment is Positive. The current price of 35.68 is above the 20-day moving average (MA) of 34.94, above the 50-day MA of 35.65, and above the 200-day MA of 32.54, indicating a neutral trend. The MACD of -0.38 indicates Negative momentum. The RSI at 50.77 is Neutral, neither overbought nor oversold. The STOCH value of 80.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BFS.
Saul Centers Risk Analysis
Saul Centers disclosed 16 risk factors in its most recent earnings report. Saul Centers reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Saul Centers Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $2.91B | 60.26 | 2.41% | 3.57% | 4.69% | 102.76% | |
68 Neutral | $1.78B | 8.25 | 55.78% | 3.73% | 9.03% | 235.30% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
57 Neutral | $865.10M | 22.45 | 11.80% | 6.61% | 8.98% | -26.26% | |
56 Neutral | $158.48M | 1.21 | 40.56% | 59.94% | -64.75% | -64.43% | |
51 Neutral | $1.40B | 8.16 | 206.96% | 6.57% | -1.51% | 353.89% |
* Real Estate Sector Average
BFS
Saul Centers
34.80
4.41
14.50%
ALX
Alexander's
269.75
66.63
32.80%
SITC
SITE Centers
2.96
-2.04
-40.80%
AKR
Acadia Realty
20.85
2.57
14.06%
CBL
CBL & Associates Properties
58.11
29.40
102.43%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.