Bank First National(BFC)
$150.46-0.40 (-0.27%)
BFC
Bank First National financials statements
$150.46
At close:-0.40 (-0.27%)
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Bank First National (BFC) Ratios
197 Followers
Bank First National Ratios
BFC's free cash flow for Q3 2026 was $-15.34M. For the 2026 fiscal year, BFC's free cash flow was decreased by $-2.54M and operating cash flow was $28.59M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.09 | 0.11 | 0.12 | 0.13 | 0.20 |
| Quick Ratio | 0.09 | 0.11 | 0.12 | 0.13 | 0.20 |
| Cash Ratio | 0.07 | 0.07 | 0.07 | 0.04 | 0.12 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.01 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 2.08 | 0.00 | 0.70 | 0.41 | 0.98 |
| Net Current Asset Value | $ -3.53B | $ -3.44B | $ -3.19B | $ -2.78B | $ -2.11B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.19 | 0.23 | 0.21 | 0.27 | 0.21 |
| Debt-to-Capital Ratio | 0.16 | 0.19 | 0.17 | 0.21 | 0.17 |
| Long-Term Debt-to-Capital Ratio | 0.12 | 0.19 | 0.08 | 0.05 | 0.07 |
| Financial Leverage Ratio | 7.00 | 7.03 | 6.81 | 8.08 | 9.10 |
| Debt Service Coverage Ratio | 0.79 | 1.07 | 0.66 | 0.45 | 0.98 |
| Interest Coverage Ratio | 1.26 | 1.16 | 2.02 | 4.79 | 7.22 |
| Debt to Market Cap | 0.10 | 0.15 | 0.14 | 0.16 | 0.12 |
| Interest Debt Per Share | 19.53 | 21.53 | 17.31 | 16.79 | 9.83 |
| Net Debt to EBITDA | -1.27 | -1.30 | -1.12 | 0.05 | -3.65 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.34% | 69.63% | 71.21% | 88.80% | 90.23% |
| EBIT Margin | 36.67% | 35.62% | 52.98% | 45.60% | 51.35% |
| EBITDA Margin | 39.76% | 39.22% | 57.48% | 48.64% | 54.08% |
| Operating Profit Margin | 36.67% | 35.62% | 52.98% | 45.60% | 51.35% |
| Pretax Profit Margin | 36.67% | 35.62% | 52.98% | 45.60% | 51.35% |
| Net Profit Margin | 29.73% | 29.37% | 39.96% | 34.58% | 38.91% |
| Continuous Operations Profit Margin | 29.73% | 29.37% | 39.96% | 34.58% | 38.91% |
| Net Income Per EBT | 81.09% | 82.46% | 75.42% | 75.82% | 75.78% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.59% | 1.46% | 1.76% | 1.24% | 1.55% |
| Return on Equity (ROE) | 11.10% | 10.25% | 12.02% | 9.98% | 14.08% |
| Return on Capital Employed (ROCE) | 11.30% | 9.53% | 13.85% | 11.86% | 16.30% |
| Return on Invested Capital (ROIC) | 8.82% | 7.86% | 9.45% | 7.53% | 11.11% |
| Return on Tangible Assets | 1.66% | 1.53% | 1.86% | 1.28% | 1.58% |
| Earnings Yield | 5.97% | 6.60% | 8.45% | 6.05% | 8.25% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.04 | 3.14 | 2.67 | 2.32 | 2.36 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.07 | -0.07 | -0.06 | -0.05 | -0.06 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.35 | 6.57 | 5.20 | 4.97 | 5.29 |
| Free Cash Flow Per Share | 5.19 | 5.84 | 3.88 | 4.12 | 4.14 |
| Dividend Paid and CapEx Coverage Ratio | 0.98 | 2.89 | 2.08 | 2.72 | 2.31 |
| Capital Expenditure Coverage Ratio | 5.46 | 9.11 | 3.93 | 5.82 | 4.62 |
| Operating Cash Flow Coverage Ratio | 0.51 | 0.45 | 0.42 | 0.33 | 0.60 |
| Operating Cash Flow to Sales Ratio | 0.26 | 0.29 | 0.28 | 0.31 | 0.34 |
| Free Cash Flow Yield | 4.26% | 5.90% | 4.48% | 4.44% | 5.73% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 16.85 | 15.24 | 11.83 | 16.52 | 12.12 |
| Price-to-Sales (P/S) Ratio | 4.98 | 4.45 | 4.73 | 5.71 | 4.71 |
| Price-to-Book (P/B) Ratio | 1.86 | 1.55 | 1.42 | 1.65 | 1.71 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 23.47 | 16.95 | 22.34 | 22.54 | 17.44 |
| Price-to-Operating Cash Flow Ratio | 19.17 | 15.09 | 16.65 | 18.66 | 13.67 |
| Price-to-Earnings Growth (PEG) Ratio | 1.50 | -1.42 | 0.39 | -2.88 | 0.72 |
| Enterprise Value Multiple | 11.26 | 10.05 | 7.10 | 11.79 | 5.07 |
| Enterprise Value | 1.08B | 879.91M | 761.27M | 750.01M | 320.39M |
| EV to EBITDA | 11.26 | 10.05 | 7.10 | 11.79 | 5.07 |
| EV to Sales | 4.48 | 3.94 | 4.08 | 5.74 | 2.74 |
| EV to Free Cash Flow | 21.10 | 15.01 | 19.29 | 22.63 | 10.15 |
| EV to Operating Cash Flow | 17.23 | 13.36 | 14.38 | 18.75 | 7.95 |
| Tangible Book Value Per Share | 44.63 | 42.87 | 39.72 | 39.34 | 33.88 |
| Shareholders’ Equity Per Share | 65.47 | 63.78 | 60.93 | 56.32 | 42.33 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.18 | 0.25 | 0.24 | 0.24 |
| Revenue Per Share | 24.45 | 22.26 | 18.33 | 16.25 | 15.32 |
| Net Income Per Share | 7.27 | 6.54 | 7.32 | 5.62 | 5.96 |
| Tax Burden | 0.81 | 0.82 | 0.75 | 0.76 | 0.76 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.23 | 0.19 | 0.23 | 0.26 | 0.24 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 0.87 | 1.00 | 0.71 | 0.88 | 0.89 |
Currency in USD
