Binah Capital Group (BCG) AI Stock Analysis

• Market Cap: $39.85M
• Dividend Yield: N/A
• Average Volume (3M): 59.48K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.53
• Revenue Growth: -27.89%
• EPS Growth: 51.00%
• Country: US
• Employees: 150
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): -0.32
• Shares Outstanding: 16,602,460
• 10 Day Avg. Volume: 109,964
• 30 Day Avg. Volume: 59,482
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.76
• Enterprise Value/Revenue: 0.40
• Enterprise Value/Gross Profit: 5.77
• Enterprise Value/Ebitda: 18.48
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 50 Neutral
• Price Target: $2.00 ▲(12.99% Upside)

Binah Capital Group's overall stock score reflects significant financial challenges, with declining profitability and high leverage being the most impactful factors. Technical analysis shows some positive momentum, but the stock is trading below key moving averages. Valuation is unattractive due to a negative P/E ratio and lack of dividend yield.

Binah Capital Group Business Overview & Revenue Model

Company Description

Binah Capital Group, Inc., together with its subsidiaries, operates in the wealth management industry. The company provides access to stock, bond, exchange-traded fund, and options execution services; and research, compliance, supervision, and accounting and related services for financial advisors. It also offers mutual funds and insurance products, as well as alternative investments, such as non-traded real estate investment trusts, unit trusts, and fixed and variable annuities. The company was founded in 2016 and is headquartered in Albany, New York. Binah Capital Group, Inc. operates as a subsidiary of MHC Securities, LLC.

How the Company Makes Money

BCG generates revenue primarily through management fees and performance-based fees from its investment funds. The management fees are typically charged as a percentage of the assets under management (AUM), providing a steady income stream. Performance fees are earned when the funds exceed a predetermined performance benchmark, aligning the interests of BCG with those of its investors. Additionally, the company may earn revenue from advisory services, which include consulting for mergers and acquisitions, financial restructuring, and strategic planning. Key partnerships with institutional investors and strategic alliances with other financial entities further contribute to BCG's growth and revenue generation.

Binah Capital Group Financial Statement Overview

Summary

Binah Capital Group faces financial challenges with declining profitability and high leverage. The income statement shows inconsistent revenue and profit margins, while the balance sheet highlights significant debt levels. Cash flow issues further exacerbate financial stability concerns.

Income Statement

Binah Capital Group has shown a mixed performance in its income statement. The gross profit margin has remained relatively stable, but there is a concerning decline in net income, resulting in a negative net profit margin for the latest year. Revenue growth has been inconsistent, with a recent decline. EBIT and EBITDA margins have also shown volatility, indicating challenges in operational efficiency.

Balance Sheet

The balance sheet reveals significant leverage, with a high debt-to-equity ratio due to substantial total debt compared to equity. The equity ratio is low, reflecting limited equity financing. Return on equity has turned negative, indicating profitability challenges. The company's financial stability is at risk due to high liabilities relative to assets.

Cash Flow

Cash flow analysis indicates declining free cash flow, with negative growth in the latest period. The operating cash flow to net income ratio is negative, reflecting operational cash challenges. However, the company has managed to maintain positive financing cash flow, which may support liquidity in the short term.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	173.01M	164.39M	159.86M	172.40M	167.28M	110.43M
Gross Profit	12.12M	11.91M	10.30M	12.53M	12.29M	9.09M
EBITDA	3.79M	1.90M	6.82M	6.33M	6.52M	1.06M
Net Income	-1.87M	-5.29M	571.00K	911.00K	-446.00K	-3.39M
Balance Sheet
Total Assets	67.79M	66.68M	67.41M	68.68M	118.83M	119.60M
Cash, Cash Equivalents and Short-Term Investments	7.17M	7.49M	7.62M	7.85M	838.48K	1.46M
Total Debt	27.46M	28.82M	42.55M	39.06M	1.67K	40.65M
Total Liabilities	66.70M	65.45M	62.31M	63.79M	11.23M	11.31M
Stockholders Equity	1.09M	1.23M	5.10M	4.90M	107.60M	108.29M
Cash Flow
Free Cash Flow	2.54M	-702.00K	2.47M	5.03M	-1.04M	-973.50K
Operating Cash Flow	2.62M	-617.00K	2.55M	5.36M	-619.36K	-410.24K
Investing Cash Flow	-75.00K	-85.00K	-80.00K	-327.00K	-4.99M	-117.85M
Financing Cash Flow	-1.39M	1.57M	-2.70M	-4.51M	3.10M	119.72M

Binah Capital Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.77
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BCG, the sentiment is Negative. The current price of 1.77 is below the 20-day moving average (MA) of 1.85, below the 50-day MA of 1.84, and below the 200-day MA of 2.08, indicating a bearish trend. The MACD of 0.06 indicates Positive momentum. The RSI at 45.48 is Neutral, neither overbought nor oversold. The STOCH value of 24.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BCG.

Binah Capital Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RAND	70 Outperform	―	-5.66	-11.50%	36.85%	80.67%	-157.99%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
RMCO	55 Neutral	$45.72M	108.82	-1.93%	0.17%	191.89%	90.32%
MGLD	53 Neutral	$43.46M	―	-23.47%	―	-8.17%	-39.27%
TURN	52 Neutral	―	―	―	―	51.84%	―
LRFC	52 Neutral	―	―	―	―	678.57%	98.81%
BCG	50 Neutral	$39.85M	―	-11.08%	―	-27.89%	51.00%