Education
About Us
Working with TipRanks
Follow Us
Banco Bradesco (BBDO)
NYSE:BBDO
Earnings Data
Report Date
Jul 31, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
―Last Year’s EPS
―Same Quarter Last Year
Based on 0 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:May 08, 2025
|% Change Since: 17.14%
|Next Earnings Date:Jul 31, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a generally positive performance for Bradesco, with strong growth in net income, revenue, and insurance activities. However, challenges such as the high interest rate environment and profitability issues in the retail segment present potential hurdles. The bank remains optimistic about future growth, supported by technological advancements and strategic initiatives.Company Guidance
In the first quarter of 2025, Banco Bradesco reported a recurring net income of BRL5.9 billion, marking a significant growth of over 39% year-on-year and 8.6% quarter-on-quarter, with a return on average equity (ROAE) of 14.4%. Total revenue reached BRL32 billion, a 15% increase from the previous year. Key financial metrics included a net interest income (NII) growth of 13.7% year-on-year and 1.4% quarter-on-quarter, and a 10.3% rise in fee and commission income. The insurance sector showed remarkable performance with a 32.7% year-on-year increase in income. The expanded loan portfolio grew by 4.9% year-on-year and 2.4% quarter-on-quarter, with significant contributions from individuals (16.2% growth) and small to medium enterprises (nearly 30% growth). The bank maintained a stable cost of risk at 3%, and NII net of provisions grew 30% year-over-year to BRL9.6 billion. Bradesco's strategy focused on secured loans, such as payroll deductible loans, which accounted for a 14.3% market share among private banks, and an impressive penetration in the agribusiness sector. The bank's operational efficiency was reflected in a 12% year-on-year growth in operating expenses, despite a reduction in headcount and a review of their service footprint. Looking ahead, Bradesco's guidance for 2025 remains optimistic, with expectations of staying within or above the projected ranges, supported by robust growth in their insurance group, investment banking, and revenue from both individual and company clients.Strong Net Income Growth
Bradesco reported a recurring net income of nearly BRL5.9 billion, reflecting a growth of more than 39% year-on-year and 8.6% quarter-on-quarter.
Robust Revenue Growth
Total revenue reached BRL32 billion, growing 15% year-on-year. Key segments such as fee and commission income increased by 10.3%, and insurance grew by 32.7% year-on-year.
Insurance Group Performance
The insurance segment showed significant traction with an ROAE of 22.4%. Insurance premiums, pension contributions, and capitalization bonds reached BRL30 billion, up 25.3% year-on-year.
Loan Portfolio Expansion
The expanded loan portfolio totaled BRL1 billion, growing 4.9% year-on-year and 2.4% quarter-on-quarter. Notable growth in micro, small, and medium-sized enterprises by almost 30% year-on-year.
Tech and Productivity Gains
Productivity in tech improved with delivery lead time reduced by 32% and business development hours increased by 53%. GenAI implementation led to a 46% efficiency gain.
---
BBDO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
BBDO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 08, 2025 | $2.10 | $2.40 | +14.29% |
Feb 07, 2025 | $2.00 | $1.95 | -2.50% |
Oct 31, 2024 | $2.19 | $2.10 | -4.11% |
Aug 05, 2024 | $1.90 | $2.06 | +8.42% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does Banco Bradesco (BBDO) report earnings?
Banco Bradesco (BBDO) is schdueled to report earning on Jul 31, 2025, TBA Not Confirmed.
What is Banco Bradesco (BBDO) earnings time?
Banco Bradesco (BBDO) earnings time is at Jul 31, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BBDO EPS forecast?
Currently, no data Available
---