BAB (BABB) AI Stock Analysis

• Market Cap: $6.02M
• Dividend Yield: 4.82%
• Average Volume (3M): 7.58K
• Price to Earnings (P/E): 11.1
• Beta (1Y): 0.05
• Revenue Growth: -3.72%
• EPS Growth: 2.47%
• Country: US
• Employees: 11
• Sector: Technology
• Sector Strength: 68
• Industry: Packaged Foods
• EPS (TTM): 0.07
• Shares Outstanding: 7,264,000
• 10 Day Avg. Volume: 6,102
• 30 Day Avg. Volume: 7,580
• PEG Ratio: 4.50
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• Price to Cash Flow (P/CF): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: 0.72
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: 55.49
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

BABB's overall score reflects strong financial health and attractive valuation, with a high dividend yield and low P/E ratio indicating potential value. However, technical indicators suggest caution with mixed signals, and the absence of earnings call insights means no immediate catalysts are noted. The company is fundamentally solid but requires monitoring for technical trends and cash flow volatility.

BAB Business Overview & Revenue Model

Company Description

BABB (Bank Account Based Blockchain) is a financial technology company operating in the fintech and blockchain sectors. It aims to provide accessible banking services to individuals and businesses globally, particularly focusing on the unbanked and underbanked populations. BABB offers a decentralized platform that facilitates peer-to-peer financial services, including payments, fundraising, and foreign exchange, leveraging blockchain technology to reduce costs and enhance security.

How the Company Makes Money

BABB makes money primarily through transaction fees on its platform. Users are charged small fees for processing payments, currency exchanges, and other financial transactions conducted on the BABB network. Additionally, BABB may generate revenue from premium services or features offered to users, such as enhanced security options or faster transaction processing. The company could also enter into partnerships with other financial institutions or service providers to expand its offerings and revenue streams. However, specific details about significant partnerships or additional revenue models are not publicly available.

BAB Financial Statement Overview

Summary

BABB shows strong financial performance with robust profit margins, effective cost management, and solid equity positions. The income statement indicates strong profitability and growth, the balance sheet is stable with low leverage, and cash flow is positive despite some volatility.

Income Statement

The company shows a strong gross profit margin close to 100%, indicating efficient cost management. The net profit margin has improved significantly from negative in 2020 to positive in 2025 TTM, reflecting enhanced profitability. Revenue growth has been consistent, with a notable increase from 2020 to 2025. EBIT and EBITDA margins are robust, highlighting operational efficiency. The overall trajectory is positive, showing strong profitability and growth.

Balance Sheet

The balance sheet is solid, with a low debt-to-equity ratio indicating low financial leverage. The return on equity is healthy, suggesting effective use of equity to generate profits. The equity ratio is strong, reflecting a stable financial position with substantial equity backing assets. However, the slight decrease in total assets in recent years indicates a need for monitoring.

Cash Flow

Cash flow performance is solid with consistent free cash flow growth, indicating strong cash generation capabilities. The operating cash flow to net income ratio suggests efficient cash conversion from profits. The free cash flow to net income ratio is also positive, highlighting good cash availability to support operations and investments. However, fluctuations in operating cash flow between years suggest potential volatility.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
77.99K	3.51M	3.29M	3.07M	2.37M
	Gross Profit
77.99K	3.51M	3.18M	2.09M	1.70M
	EBIT
665.29K	614.77K	607.77K	313.57K	233.39K
	EBITDA
681.08K	618.58K	612.21K	874.72K	236.95K
	Net Income Common Stockholders
525.20K	467.32K	431.99K	651.12K	-66.17K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.18M	1.89M	1.62M	1.46M	1.24M
	Total Assets
4.84M	4.30M	4.29M	4.46M	4.09M
	Total Debt
378.06K	39.82K	153.70K	260.09K	587.40K
	Net Debt
-1.80M	-1.85M	-1.47M	-1.20M	-648.68K
	Total Liabilities
1.50M	1.12M	1.22M	1.53M	1.52M
	Stockholders Equity
3.34M	3.18M	3.08M	2.93M	2.57M
Cash Flow		Free Cash Flow
636.70K	533.19K	135.04K	715.77K	199.64K
	Operating Cash Flow
637.75K	534.37K	135.04K	718.30K	212.92K
	Investing Cash Flow
-9.96K	-1.18K	0.00	-2.52K	-13.28K
	Financing Cash Flow
-363.18K	-363.18K	-290.54K	-290.54K	-62.38K

BAB Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.83
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BABB, the sentiment is Positive. The current price of 0.83 is above the 20-day moving average (MA) of 0.80, above the 50-day MA of 0.81, and above the 200-day MA of 0.80, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 55.76 is Neutral, neither overbought nor oversold. The STOCH value of 59.46 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BABB.

BAB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BABB	71 Outperform	$6.02M	11.09	17.04%	4.82%	-3.72%	2.47%
Sector *	60 Neutral	$10.94B	10.58	-7.08%	2.98%	7.52%	-12.04%
BTTR	46 Neutral	$4.72M	―	-2.87%	―	-9.37%	97.75%
SOWG	44 Neutral	$7.26M	6.01	-18.86%	―	99.07%	55.66%
STKH	33 Underperform	$2.38M	―	-286.71%	―	―	―