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Urbanise.com Ltd. (AU:UBN)
ASX:UBN
Australian Market
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Urbanise.com (UBN) AI Stock Analysis

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AU:UBN

Urbanise.com

(Sydney:UBN)

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Neutral 51 (OpenAI - Gpt-5.6Sol)
Rating:51Neutral
Price Target:
AU$0.67
▼(-6.53% Downside)
Action:Upgraded
Date:08/27/26
The score is held back primarily by weak financial performance—persistent losses and volatile cash flow—despite a relatively solid, low-leverage balance sheet. Technicals are moderately supportive in the short term, but the longer-term trend is less favorable. Valuation signals remain constrained due to negative earnings and no dividend support.
Positive Factors
Recurring SaaS revenue model
Urbanise's revenue base is centered on recurring subscription fees for its cloud platform. Recurring SaaS revenue tends to be predictable and sticky, improving revenue visibility and enabling scalable unit economics as customer count grows, supporting multi-quarter stability.
Negative Factors
Negative profitability and margin compression
Urbanise reports negative net and EBIT margins and a meaningful drop in gross margin, indicating structural cost or pricing issues. Persisting margin weakness will reduce retained earnings and limit reinvestment, making sustainable profit generation a longer-term challenge.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring SaaS revenue model
Urbanise's revenue base is centered on recurring subscription fees for its cloud platform. Recurring SaaS revenue tends to be predictable and sticky, improving revenue visibility and enabling scalable unit economics as customer count grows, supporting multi-quarter stability.
Read all positive factors

Urbanise.com (UBN) vs. iShares MSCI Australia ETF (EWA)

Urbanise.com Business Overview & Revenue Model

Company Description
Urbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms in the Asia Pacific, Europe, the Middle East, and Africa. It operates in two segments: Strata and Facilities Management. The company offers U...
How the Company Makes Money
Urbanise.com primarily makes money by selling access to its cloud software platform to customers in the strata and facilities management ecosystem. The company’s revenue model is centered on recurring software fees (i.e., subscription or software-...

Urbanise.com Financial Statement Overview

Summary
Top-line growth is modest over time, but profitability remains weak with persistent net losses and ongoing EBIT losses. Cash generation is inconsistent (positive operating/free cash flow in 2025 but materially negative again in 2026). The balance sheet is comparatively stronger with low leverage and improved equity, but negative returns reflect the continuing loss profile.
Income Statement
32
Negative
Balance Sheet
71
Positive
Cash Flow
38
Negative
BreakdownJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue15.01M13.13M12.60M12.85M12.67M
Gross Profit-375.83K1.60M12.37M-3.34M-3.61M
EBITDA-1.29M-3.74M-2.13M-4.75M-4.20M
Net Income-866.98K-3.59M-3.46M-5.66M-5.90M
Balance Sheet
Total Assets21.21M25.58M14.01M16.78M15.94M
Cash, Cash Equivalents and Short-Term Investments11.90M16.02M1.90M4.25M3.97M
Total Debt457.64K99.47K404.99K751.52K623.58K
Total Liabilities7.49M12.05M8.83M8.73M6.40M
Stockholders Equity13.72M13.53M5.17M8.05M9.55M
Cash Flow
Free Cash Flow-3.82M5.34M-2.08M-3.08M-3.84M
Operating Cash Flow-3.76M5.38M-2.08M-3.03M-2.81M
Investing Cash Flow-10.16M-35.59K-7.28K-36.49K-1.03M
Financing Cash Flow-115.94K8.65M-241.88K3.31M0.00

Urbanise.com Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.72
Price Trends
50DMA
0.65
Positive
100DMA
0.65
Positive
200DMA
0.67
Positive
Market Momentum
MACD
0.01
Negative
RSI
70.26
Negative
STOCH
40.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:UBN, the sentiment is Positive. The current price of 0.72 is above the 20-day moving average (MA) of 0.66, above the 50-day MA of 0.65, and above the 200-day MA of 0.67, indicating a bullish trend. The MACD of 0.01 indicates Negative momentum. The RSI at 70.26 is Negative, neither overbought nor oversold. The STOCH value of 40.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:UBN.

Urbanise.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
AU$711.47M14.5412.46%2.87%-1.53%10.09%
71
Outperform
AU$13.54B91.673.68%27.32%-30.84%
71
Outperform
AU$627.22M16.8233.67%3.20%6.59%4.49%
70
Outperform
AU$10.11B71.8132.19%1.23%14.48%6.31%
65
Neutral
AU$323.82M46.717.33%63.33%12.84%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
51
Neutral
AU$54.51M-62.73-6.40%14.31%79.78%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:UBN
Urbanise.com
0.69
-0.05
-6.76%
AU:HSN
Hansen Technologies Limited
3.49
-2.15
-38.18%
AU:SPZ
Smart Parking Limited
0.78
-0.17
-18.32%
AU:TNE
Technology One Limited
30.88
-6.29
-16.92%
AU:XRO
Xero Limited
79.37
-81.62
-50.70%
AU:OCL
Objective Corporation Limited
6.56
-14.23
-68.44%

Urbanise.com Corporate Events

Urbanise posts revenue growth and launches key NAB-linked platform in transition year
Aug 26, 2026
Urbanise.com reported a 14.3% rise in FY26 revenue to $15.0 million, underpinned by licence fee growth, NAB-related implementation work and new customer wins. Annual recurring revenue reached $13.3 million and contracted ARR $14.0 million, while a...
Urbanise.com files updated ASX governance key for 2026
Aug 26, 2026
Urbanise.com Limited has lodged its latest Appendix 4G with the ASX for the financial year ended 30 June 2026, confirming that its corporate governance statement is available on its website and current as of 18 August 2026. The filing, authorised ...
Urbanise.com Narrows Annual Loss as Revenue Rises 14%
Aug 25, 2026
Urbanise.com Limited reported a 14.3% increase in revenue from ordinary activities to $15.0 million for the year ended 30 June 2026, compared with $13.1 million a year earlier. The net loss attributable to members narrowed significantly to $0.9 mi...
Urbanise Sets Date for FY2026 Results and Investor Webinar
Aug 13, 2026
Urbanise.com Limited will release its financial results for the year ended 30 June 2026 on 26 August 2026, underscoring its role in delivering cloud-based SaaS solutions to the strata and facilities management segments of the property sector. The ...
Urbanise.com Lists Additional Shares Following Convertible Securities Exercise
Jul 22, 2026
Urbanise.com Ltd has applied for the quotation of 21,333 new ordinary fully paid shares on the Australian Securities Exchange under the code UBN, with an issue date of July 20, 2026. The relatively small share issuance, arising from the conversion...
Urbanise flags new Strata platform upgrades and banking integration
Jun 9, 2026
Urbanise.com has outlined a series of upcoming innovations for its Urbanise Strata platform, including integration with National Australia Bank services, a new body corporate manager owners portal, and broader strata management upgrades. The compa...
Urbanise launches integrated NAB payments and owners portal for strata platform
Jun 3, 2026
Urbanise.com Limited has unveiled a staged rollout of major upgrades to its Urbanise Strata Management Solution, including enhanced automated reconciliation and supplier payment workflows, a new integration service connecting the platform to Natio...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 27, 2026