Want to see AU:PL8 full AI Analyst Report?
Top Page
Plato Income Maximiser Ltd.
(Sydney:PL8)
Select Model
Select Model
Rating:72Outperform
Price Target:
AU$1.50
â–²(7.14% Upside)
Action:Reiterated
Date:08/29/26
The score is primarily driven by solid financial performance (debt-free balance sheet and generally healthy cash generation) but tempered by meaningful volatility in revenue and profitability across years. Technically, price action is moderately constructive with the stock trading above key moving averages and a positive MACD. Valuation is a headwind due to a relatively high P/E, partly offset by an attractive dividend yield.
Positive Factors
Debt-Free Balance Sheet
A debt-free structure reduces interest burden and refinancing risk, preserving financial flexibility for portfolio management and shareholder distributions through varied market conditions.
Negative Factors
Revenue Volatility
Large revenue fluctuations make results harder to forecast and weaken confidence in the stability of recurring earnings, an important limitation for an income-focused investment vehicle.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt-Free Balance Sheet
A debt-free structure reduces interest burden and refinancing risk, preserving financial flexibility for portfolio management and shareholder distributions through varied market conditions.
Read all positive factors
Plato Income Maximiser Ltd. (PL8) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$1.08B
Dividend Yield4.58%
Average Volume (3M)558.40K
Price to Earnings (P/E)25.8
Beta (1Y)0.14
Revenue Growth4.78%
EPS Growth-49.91%
CountryAU
EmployeesN/A
SectorFinancial
Sector Strength70
IndustryAsset Management - Income
Share Statistics
EPS (TTM)0.10
Shares Outstanding748,636,200
10 Day Avg. Volume624,853
30 Day Avg. Volume558,400
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)1.21
Price to Sales (P/S)19.69
P/FCF Ratio23.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Plato Income Maximiser Ltd. Business Overview & Revenue Model
Company Description
Plato Income Maximiser Limited operates as an independently owned investment management firm. It primarily serves self-managed superannuation funds (SMSFs) and investors in the retirement phase. The company directs its investments into Australian ...
How the Company Makes Money
null...
Plato Income Maximiser Ltd. Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
82
Very Positive
Cash Flow
74
Positive
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 51.93M | 52.08M | 49.70M | 84.86M | 70.88M | -40.93M |
| Gross Profit | 85.51M | 44.93M | 109.71M | 84.40M | 65.75M | -45.52M |
| EBITDA | 85.67M | 42.45M | 102.55M | 78.43M | 65.74M | -290.00K |
| Net Income | 72.31M | 41.83M | 83.58M | 65.94M | 57.36M | -12.86M |
Balance Sheet | ||||||
| Total Assets | 870.37M | 857.71M | 865.83M | 823.03M | 681.78M | 578.15M |
| Cash, Cash Equivalents and Short-Term Investments | 487.00K | 617.00K | 170.00K | 803.33M | 307.00K | 207.00K |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 10.14M | 8.79M | 9.33M | 697.00K | 577.00K | 519.00K |
| Stockholders Equity | 860.23M | 848.92M | 856.50M | 822.33M | 681.20M | 577.63M |
Cash Flow | ||||||
| Free Cash Flow | 42.88M | 43.99M | 41.83M | 42.77M | 47.64M | -12.86M |
| Operating Cash Flow | 42.88M | 43.99M | 41.83M | 42.77M | 47.64M | -12.86M |
| Investing Cash Flow | 6.62M | 5.87M | 7.45M | -117.94M | -93.73M | -151.27M |
| Financing Cash Flow | -49.41M | -49.41M | -49.41M | 75.16M | 46.19M | 105.68M |
Plato Income Maximiser Ltd. Technical Analysis
Positive
1.40
Price Trends
1.40
Positive
1.38
Positive
1.39
Positive
Market Momentum
<0.01
Positive
58.04
Neutral
52.14
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:PL8, the sentiment is Positive. The current price of 1.4 is below the 20-day moving average (MA) of 1.43, below the 50-day MA of 1.40, and above the 200-day MA of 1.39, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 58.04 is Neutral, neither overbought nor oversold. The STOCH value of 52.14 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:PL8.
Plato Income Maximiser Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | AU$539.33M | 8.94 | 8.43% | 9.53% | 6.48% | 2.90% | |
73 Outperform | AU$2.35B | 12.17 | 7.34% | 7.96% | 4.63% | -5.59% | |
72 Outperform | AU$1.08B | 25.76 | 8.42% | 4.61% | 4.78% | -49.91% | |
70 Outperform | AU$1.22B | 13.49 | 8.54% | 7.40% | 32.49% | -7.74% | |
68 Neutral | AU$971.93M | 13.49 | 7.28% | 7.57% | 11.79% | -14.45% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
* Financial Sector Average
AU:PL8
Plato Income Maximiser Ltd.
1.44
0.12
9.01%
AU:GCI
Gryphon Capital Income Trust
2.06
0.17
8.82%
AU:MXT
Metrics Master Income Trust
1.92
0.01
0.68%
AU:KKC
KKR Credit Income fund Units
2.15
-0.04
-1.74%
AU:MOT
Metrics Income Opportunities Trust Units
1.62
-0.30
-15.53%
AU:QRI
Qualitas Real Estate Income Fund Units
1.54
0.02
1.12%
Plato Income Maximiser Ltd. Corporate Events
Plato Income Maximiser posts updated NTA after August dividend
Aug 28, 2026
Plato Income Maximiser Limited has reported an estimated pre-tax net tangible asset backing of $1.164 per share and post-tax NTA of $1.143 per share as at 21 August 2026. These unaudited figures incorporate the impact of the monthly dividend of $0...
Plato Income Maximiser outlines ASX-aligned governance framework
Aug 26, 2026
Plato Income Maximiser Limited has detailed its corporate governance framework, confirming broad compliance with the ASX Corporate Governance Council’s fourth edition Principles and Recommendations. The board operates under a formal charter,...
Plato Income Maximiser Files Updated Corporate Governance Statement with ASX
Aug 26, 2026
Plato Income Maximiser Limited has lodged its updated corporate governance statement and corresponding Appendix 4G with the ASX for the financial year ended 30 June 2026, confirming compliance with the ASX Corporate Governance Council’s prin...
Plato Income Maximiser lifts FY26 profit and maintains high monthly dividends
Aug 26, 2026
Plato Income Maximiser Ltd. reported an operating profit after tax of $41.8 million for the year to 30 June 2026, with a total portfolio return of 7.2%, matching its benchmark while outperforming it on income by 2.5 percentage points. Since incept...
Plato Income Maximiser Publishes 2026 Annual Report and Governance Update
Aug 26, 2026
Plato Income Maximiser Limited has released its annual report for the year ended 30 June 2026, detailing governance, investment performance, financial statements and shareholder information. The document includes the chairman’s letter, the i...
Plato Income Maximiser Profit Halves as It Maintains Monthly Dividends
Aug 26, 2026
Plato Income Maximiser reported a sharp contraction in financial performance for the year to 30 June 2026, with revenue from ordinary activities falling 54.1% to $50.6 million and net profit attributable to shareholders down 49.9% to $41.8 million...
Plato Income Maximiser posts updated NTA after August dividend
Aug 21, 2026
Plato Income Maximiser Limited has reported an estimated pre-tax net tangible asset backing of $1.164 per share and a post-tax NTA of $1.143 per share as at 14 August 2026. These unaudited figures incorporate the monthly dividend of $0.0055 per sh...
Plato Income Maximiser Posts Weekly NTA Ahead of August Dividend
Aug 14, 2026
Plato Income Maximiser Ltd., an ASX-listed investment company, specialises in generating regular, tax-effective income from a diversified equity portfolio for income-focused investors. Its strategy emphasizes monthly dividend payments and franking...
Plato Income Maximiser Keeps Monthly Dividend Flow as Portfolio Outperforms Benchmark
Aug 14, 2026
Plato Income Maximiser Ltd. reported that since its April 2017 inception, its investment portfolio has delivered a total return of 10.1% per annum after fees and an income yield of 7.5% including franking credits, marginally outperforming its benc...
Plato Income Maximiser Updates July NTA and Franking Balance
Aug 12, 2026
Plato Income Maximiser Ltd. has reported its net tangible asset backing per share as at 31 July 2026, disclosing a pre-tax NTA of $1.158 and a post-tax NTA of $1.141. The company also noted a franking account balance of $0.004 per share, which rep...
Plato Income Maximiser declares monthly dividend for July 2026
Aug 3, 2026
Plato Income Maximiser Ltd., an Australian listed investment company specialising in income-focused portfolios, offers regular dividend distributions to shareholders through its ordinary fully paid shares under the ASX code PL8. The company target...
Plato Income Maximiser Posts Updated NTA After Monthly Dividend
Jul 31, 2026
Plato Income Maximiser Ltd has reported an estimated pre-tax net tangible asset backing of $1.135 per share and a post-tax NTA of $1.125 per share as at 24 July 2026. The figures, which are unaudited, reflect the impact of the monthly dividend of ...
Plato Income Maximiser updates NTA and confirms July dividend settings
Jul 24, 2026
Plato Income Maximiser reported an estimated pre-tax net tangible asset backing of $1.141 per share and post-tax NTA of $1.131 per share as at 17 July 2026, noting these figures are unaudited and approximate. The update highlighted that these NTA ...
Plato Income Maximiser lifts income profile with steady dividends and benchmark-beating returns
Jul 24, 2026
Plato Income Maximiser reported that its investments delivered a total return of 10.0% per year since inception, after fees, with a 7.5% annual income yield including franking, marginally outperforming its benchmark on both return and yield. The c...
Plato Income Maximiser Posts Updated Weekly NTA and Franking Balance
Jul 15, 2026
Plato Income Maximiser Ltd. has reported an estimated pre-tax net tangible asset backing of $1.149 per share and a post-tax NTA of $1.137 per share as at 3 July 2026. The figures, which are unaudited and approximate, offer investors an updated vie...
Plato Income Maximiser posts June NTA and franking balance update
Jul 10, 2026
Plato Income Maximiser Limited has reported its net tangible asset backing per share as at 30 June 2026, with a pre-tax NTA of $1.144 and a post-tax NTA of $1.133, highlighting the difference between tax treatments on realised and unrealised gains...
Plato Income Maximiser posts updated NTA after June dividend
Jul 5, 2026
Plato Income Maximiser Ltd reported an estimated pre-tax net tangible asset backing of $1.148 per share and a post-tax NTA of $1.133 as at 26 June 2026. These unaudited figures incorporate the monthly dividend of $0.0055 per share that went ex-div...
Plato Income Maximiser Updates NTA and Dividend-Adjusted Asset Values
Jun 26, 2026
Plato Income Maximiser Limited reported an estimated pre-tax net tangible asset backing of $1.151 per share and post-tax NTA of $1.135 per share as at 19 June 2026. These unaudited figures reflect the impact of the monthly dividend of $0.0055 per ...
Plato Income Maximiser Updates NTA and Confirms June Dividend
Jun 19, 2026
Plato Income Maximiser has released its estimated unaudited net tangible asset backing per share as at 12 June 2026, reporting a pre-tax NTA of $1.157 and a post-tax NTA of $1.141. These figures precede the monthly dividend of $0.0055 per share pa...
Plato Income Maximiser Posts May NTA and Franking Balance Update
Jun 9, 2026
Plato Income Maximiser Limited reported its net tangible asset backing per share as at 31 May 2026, with pre-tax NTA at $1.145 and post-tax NTA at $1.133. The company also disclosed a franking account balance of $0.006 per share, indicating additi...
Plato Income Maximiser Declares Monthly Dividend for May 2026
Jun 1, 2026
Plato Income Maximiser Ltd. has declared a monthly ordinary dividend of AUD 0.0055 per fully paid share for the period ended 31 May 2026, continuing its program of regular income distributions to shareholders. The dividend will trade ex on 15 June...
Plato Income Maximiser posts steady NTA as franked dividend paid
May 29, 2026
Plato Income Maximiser Ltd. reported an estimated pre-tax net tangible asset backing of $1.139 per share and a post-tax NTA of $1.129 per share as at 22 May 2026, with figures described as unaudited and approximate. These NTA values are stated aft...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.