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Mcmillan Shakespeare Limited (AU:MMS)
ASX:MMS
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Mcmillan Shakespeare Limited (MMS) AI Stock Analysis

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AU:MMS

Mcmillan Shakespeare Limited

(Sydney:MMS)

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Neutral 59 (OpenAI - Gpt-5.6Sol)
Rating:59Neutral
Price Target:
AU$22.00
▲(8.16% Upside)
Action:Reiterated
Date:08/29/26
The score is held back primarily by financial risk: high leverage and weak/negative free cash flow despite strong reported profitability. Technicals are moderately constructive with price above major moving averages, and valuation is supportive with a moderate P/E and high dividend yield, but balance-sheet and cash-generation durability remain the key swing factors.
Positive Factors
Strong Profitability
High gross, EBIT and net margins indicate that MMS retains meaningful profitability across its salary packaging and leasing operations. This provides earnings resilience and potential capacity to fund investment, although cash conversion remains an important constraint.
Negative Factors
High Leverage
The sharp increase in debt against a relatively small equity base leaves MMS highly geared. This reduces financial flexibility and makes earnings, covenant capacity and shareholder returns more sensitive to any sustained weakness in leasing activity or profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Profitability
High gross, EBIT and net margins indicate that MMS retains meaningful profitability across its salary packaging and leasing operations. This provides earnings resilience and potential capacity to fund investment, although cash conversion remains an important constraint.
Read all positive factors

Mcmillan Shakespeare Limited (MMS) vs. iShares MSCI Australia ETF (EWA)

Mcmillan Shakespeare Limited Business Overview & Revenue Model

Company Description
McMillan Shakespeare Limited, an Australian company established in Melbourne in 1988, delivers a diverse portfolio of financial and administrative services across Australia, the United Kingdom, and New Zealand. These offerings include salary packa...
How the Company Makes Money
MMS made money primarily by administering salary packaging and novated leasing programs for employers and employees. Its key revenue streams included: (1) administration and management fees charged for operating salary packaging arrangements (typi...

Mcmillan Shakespeare Limited Financial Statement Overview

Summary
Income statement profitability is strong (high gross/EBIT/net margins and revenue back to growth), but this is materially offset by a highly geared balance sheet (debt-to-equity ~6.6x) and weak cash conversion with negative free cash flow in recent years, which increases downside risk if earnings soften.
Income Statement
78
Positive
Balance Sheet
38
Negative
Cash Flow
24
Negative
BreakdownJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue579.69M435.63M521.02M363.88M337.40M
Gross Profit242.41M435.63M519.94M51.89M64.27M
EBITDA252.21M245.09M224.28M168.06M162.43M
Net Income106.13M95.34M83.55M32.27M70.35M
Balance Sheet
Total Assets1.59B1.48B1.30B1.05B1.12B
Cash, Cash Equivalents and Short-Term Investments566.14M126.28M154.63M463.19M600.49M
Total Debt837.16M758.36M588.13M325.13M218.85M
Total Liabilities1.46B1.37B1.17B903.99M828.16M
Stockholders Equity126.40M112.79M128.84M145.58M291.43M
Cash Flow
Free Cash Flow-2.67M-78.98M-127.63M8.30M110.69M
Operating Cash Flow8.13M-59.70M-106.00M24.61M119.94M
Investing Cash Flow-13.19M-26.68M-1.35M-16.31M-42.39M
Financing Cash Flow-24.94M59.67M162.02M-71.52M-74.06M

Mcmillan Shakespeare Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price20.34
Price Trends
50DMA
19.84
Positive
100DMA
18.70
Positive
200DMA
17.22
Positive
Market Momentum
MACD
0.18
Positive
RSI
57.57
Neutral
STOCH
63.27
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:MMS, the sentiment is Positive. The current price of 20.34 is above the 20-day moving average (MA) of 20.34, above the 50-day MA of 19.84, and above the 200-day MA of 17.22, indicating a bullish trend. The MACD of 0.18 indicates Positive momentum. The RSI at 57.57 is Neutral, neither overbought nor oversold. The STOCH value of 63.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:MMS.

Mcmillan Shakespeare Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
AU$1.46B16.2529.94%3.82%10.49%5.31%
70
Outperform
AU$326.47M17.8210.76%4.47%15.47%60.30%
64
Neutral
AU$210.53M59.6211.79%18.25%2.90%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
59
Neutral
AU$1.45B13.6488.76%6.86%7.71%11.40%
54
Neutral
AU$1.97B54.508.79%1.31%34.24%1.87%
51
Neutral
AU$75.52M-8.65-6.36%-19.61%-81.96%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:MMS
Mcmillan Shakespeare Limited
20.87
2.80
15.50%
AU:SIQ
Smartgroup Corporation Ltd
10.56
2.00
23.39%
AU:CUP
Countplus Limited
1.53
0.57
59.35%
AU:KPG
Kelly Partners Group Holdings Ltd.
4.65
-6.40
-57.92%
AU:MGH
MAAS Group Holdings Ltd.
5.45
1.04
23.64%
AU:PPE
Peoplein Limited
0.69
-0.02
-2.82%

Mcmillan Shakespeare Limited Corporate Events

McMillan Shakespeare posts record FY26 profit on EV-led novated growth
Aug 27, 2026
McMillan Shakespeare Limited reported a record FY26 performance, with revenue rising 6.8% to $602.1 million and EBITDA up 14.1% as margin expansion and technology-driven productivity boosted profitability. The group saw customer growth across all ...
McMillan Shakespeare Declares AUD 0.70 Interim Dividend for Half-Year 2026
Aug 27, 2026
McMillan Shakespeare Limited has declared a fully franked interim dividend of AUD 0.70 per ordinary share for the six months ended 30 June 2026. The dividend will trade ex on 10 September, with a record date of 11 September and payment scheduled f...
McMillan Shakespeare Files 2026 Governance Statement with ASX
Aug 27, 2026
McMillan Shakespeare Limited has lodged its 2026 Appendix 4G and Corporate Governance Statement with the Australian Securities Exchange, confirming compliance with ASX Listing Rules on governance reporting. The statement, current as at 28 August 2...
McMillan Shakespeare Sets Date for FY26 Results Webcast
Jul 7, 2026
McMillan Shakespeare Limited has scheduled a webcast of its FY26 results presentation for Friday 28 August 2026 at 9:00am AEST, to be led by Managing Director and CEO Rob De Luca and CFO Paul Varro. The event will be accessible via the company&#82...
Mcmillan Shakespeare Trims Incentive Pool as Rights Lapse
Jul 7, 2026
Mcmillan Shakespeare Limited has notified the market of the cessation of a tranche of equity-based incentive securities, including 15,431 performance rights (MMSAD) and 1,489 share rights (MMSAR) that lapsed after their conditions were not met or ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 29, 2026