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Gemlife Communities Group
(Sydney:GLF)
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Rating:56Neutral
Price Target:
AU$4.00
â–¼(-12.66% Downside)
Action:Reiterated
Date:09/06/26
The score is held back primarily by weakening cash generation and higher balance-sheet leverage, alongside softer profitability versus last year. Technicals are largely neutral with no strong momentum signal. Valuation is supported by a very high dividend yield, partially offsetting the elevated P/E.
Positive Factors
Land-Lease Business Model
The land-lease model combines home sales with ongoing site-related fees and access to community services. This creates a broader revenue framework than one-time property transactions and gives GemLife an operating platform that can support durable customer relationships as communities mature.
Negative Factors
Cash Flow Contraction
The sharp decline in operating and free cash flow reduces internally generated funding for development, dividends, and debt reduction. Although free cash flow still broadly matched reported earnings, the much lower cash conversion increases financial volatility and makes future capital allocation more dependent on balance-sheet capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
Land-Lease Business Model
The land-lease model combines home sales with ongoing site-related fees and access to community services. This creates a broader revenue framework than one-time property transactions and gives GemLife an operating platform that can support durable customer relationships as communities mature.
Read all positive factors
Gemlife Communities Group (GLF) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$1.48B
Dividend Yield0.28%
Average Volume (3M)643.02K
Price to Earnings (P/E)26.4
Beta (1Y)0.45
Revenue Growth8.48%
EPS Growth-32.41%
CountryAU
Employees338
SectorGeneral
Sector StrengthN/A
IndustryReal Estate - Development
Share Statistics
EPS (TTM)0.15
Shares Outstanding380,288,450
10 Day Avg. Volume991,535
30 Day Avg. Volume643,023
Financial Highlights & Ratios
PEG Ratio2.24
Price to Book (P/B)6.80
Price to Sales (P/S)5.19
P/FCF Ratio95.90
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$5.47Price Target Upside19.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)0.31
Revenue Forecast (FY)AU$395.16M
Gemlife Communities Group Business Overview & Revenue Model
Company Description
Founded in 2016 and headquartered in Helensvale, Australia, GemLife Communities Pty Ltd is a company primarily focused on the development and sale of houses throughout Queensland....
Gemlife Communities Group Financial Statement Overview
Summary
Income Statement
63
Positive
Balance Sheet
56
Neutral
Cash Flow
42
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 |
|---|---|---|---|
Income Statement | |||
| Total Revenue | 337.34M | 280.73M | 266.30M |
| Gross Profit | 165.45M | 143.59M | 130.80M |
| EBITDA | 98.30M | 79.38M | 96.32M |
| Net Income | 55.81M | 48.16M | 55.60M |
Balance Sheet | |||
| Total Assets | 1.76B | 1.58B | 1.38B |
| Cash, Cash Equivalents and Short-Term Investments | 13.48M | 9.37M | 55.60M |
| Total Debt | 581.22M | 475.24M | 373.50M |
| Total Liabilities | 693.97M | 560.29M | 433.20M |
| Stockholders Equity | 1.07B | 214.40M | 212.20M |
Cash Flow | |||
| Free Cash Flow | 34.02M | 15.20M | 85.10M |
| Operating Cash Flow | 34.71M | 15.74M | 89.30M |
| Investing Cash Flow | -417.17M | -397.93M | -167.40M |
| Financing Cash Flow | 389.63M | 385.95M | 77.60M |
Gemlife Communities Group Technical Analysis
Negative
4.58
Price Trends
4.42
Negative
4.46
Negative
4.62
Negative
Market Momentum
-0.15
Positive
28.08
Positive
6.68
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:GLF, the sentiment is Negative. The current price of 4.58 is above the 20-day moving average (MA) of 4.21, above the 50-day MA of 4.42, and below the 200-day MA of 4.62, indicating a bearish trend. The MACD of -0.15 indicates Positive momentum. The RSI at 28.08 is Positive, neither overbought nor oversold. The STOCH value of 6.68 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:GLF.
Gemlife Communities Group Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | AU$197.29M | 9.73 | 7.92% | 7.59% | -29.40% | 40.91% | |
71 Outperform | AU$656.41M | 6.34 | 16.17% | 9.29% | 1.05% | 77.00% | |
71 Outperform | AU$1.08B | 7.23 | 6.89% | 3.94% | 12.66% | 37.03% | |
71 Outperform | AU$512.03M | 7.85 | 12.22% | 6.51% | 7.87% | 33.77% | |
64 Neutral | AU$345.46M | 15.60 | 6.72% | 2.37% | 23.83% | -23.18% | |
56 Neutral | AU$1.48B | 26.43 | 8.71% | 0.28% | 8.48% | -32.41% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
AU:GLF
Gemlife Communities Group
3.88
-1.25
-24.32%
AU:FRI
Finbar Group Limited
0.73
-0.10
-12.01%
AU:PPC
Peet Limited
1.40
-0.40
-22.46%
AU:UOS
United Overseas Australia Ltd
0.62
-0.02
-2.54%
AU:EGH
Eureka Group Holdings Limited
0.62
0.10
18.96%
AU:CWP
Cedar Woods Properties Limited
5.99
-2.11
-26.09%
Gemlife Communities Group Corporate Events
GemLife director boosts indirect stake via Thakral Corporation
Oct 25, 2026
GemLife Communities Group has disclosed a change in the interests of director Inderbethal Singh Thakral in the company’s fully paid stapled securities. The notice details both his direct holdings and indirect interests held via TCAP Partners...
GemLife corrects director interest notice with no change to ownership
Oct 23, 2026
GemLife Communities Group has lodged an amended Change of Director’s Interest Notice with the ASX to correct the associated entity recorded as holding certain GLF securities for director Adrian Puljich. The revision clarifies the structure t...
GemLife Director Inderbethal Thakral Lifts Indirect Stake via On-Market Share Purchase
Oct 19, 2026
GemLife Communities Group has disclosed a change in director Inderbethal Singh Thakral’s holdings in the company’s fully paid stapled securities. His interests are held both directly and indirectly through investment vehicles TCAP Part...
GemLife director Adrian Puljich increases indirect stake via trust acquisition
Oct 19, 2026
GemLife Communities Group has disclosed a change in director Adrian Puljich’s interests in the company’s fully paid stapled securities, reflecting adjustments in both his direct and indirect holdings through several controlled entities...
GemLife Communities Announces Exit of Responsible Entity Director with No Securities Interests
Oct 6, 2026
GemLife Communities Group has announced that Russell Beasley, a director of Equity Trustees Limited, has ceased to serve as a director of the responsible entity for the GemLife Stapled Trusts as of 6 October 2026. The move is formalised in an ASX ...
GemLife announces retirement of Equity Trustees director overseeing stapled trusts
Oct 6, 2026
GemLife has announced that Russell Beasley has retired as a director of Equity Trustees Limited, which serves as the responsible entity for the GemLife Stapled Trusts, effective 6 October 2026. The change in board composition at the responsible en...
GemLife director Mark Fitzgibbon lifts stake with on-market GLF share purchase
Sep 28, 2026
GemLife Communities Group has disclosed a change in director Mark Fitzgibbon’s holdings in the company’s securities, as required under ASX listing rules and the Corporations Act. The interests are held both directly and indirectly thro...
GemLife lifts earnings guidance after strong 1H26 beat
Aug 23, 2026
GemLife Communities Group reported a strong first-half 2026 performance, with revenue, EBIT and underlying NPAT all significantly exceeding Prospectus forecasts and posting large gains on pro forma 1H25. The company maintained high home build marg...
GemLife to Release Major Escrowed Stakes Ahead of Half-Year Results
Aug 17, 2026
GemLife Communities Group has announced that a significant tranche of fully paid stapled securities will be released from voluntary escrow on 24 August 2026, timed to coincide with the planned release of its half-year financial results for the per...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.