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COG Stock Chart & Stats
AU$1.32
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$1.32
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$1.14 - AU$2.46
Previous CloseN/A
Volume42.05K
Average Volume (3M)294.53K
Market Cap
AU$362.56M
Enterprise ValueAU$512.26
Total Cash (Recent Filing)AU$187.00M
Total Debt (Recent Filing)AU$345.81M
Price to Earnings (P/E)14.7
Beta0.38
Next Earnings
Feb 25, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.12%
Share Statistics
EPS (TTM)0.12
Shares Outstanding213,273,060
10 Day Avg. Volume391,194
30 Day Avg. Volume294,527
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.85
Price to Sales (P/S)0.72
P/FCF Ratio3.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.15Price Target Upside62.88% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.16
Revenue Forecast (FY)AU$438.67M
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue And Earnings GrowthStrong FY2026 revenue growth and the rise in net income from approximately $8.1M in FY2023 to $24.2M indicate improving scale and customer activity. Sustained growth can strengthen operating leverage and support the company’s asset-finance platform.
Strong Free Cash Flow GenerationRobust operating and free cash flow provides internally generated funding for lending activity, debt reduction and shareholder distributions. Free cash flow was close to net income in FY2024–FY2025, supporting the quality of recent earnings conversion.
Growing Asset Base And Reduced DebtExpansion of the asset base indicates increasing platform scale and financing capacity. The FY2026 debt reduction from approximately $376M to $346M is also constructive, improving flexibility even though leverage remains elevated.
Bears Say
Elevated Financial LeverageCOG relies substantially on borrowing relative to its equity base, increasing sensitivity to funding costs, credit losses and weaker earnings. Although debt declined in FY2026, steady equity and still-high leverage constrain balance-sheet resilience.
Volatile Cash Flow ProfileThe wide swings in operating cash flow suggest uneven working-capital requirements or funding dynamics. This volatility can complicate capital planning and reduce confidence that recent strong cash generation will persist through the cycle.
Uneven Profitability And MarginsImproving profitability remains vulnerable to changes in revenue mix, credit performance and costs. Historically volatile gross profit and the prior loss indicate that earnings quality is not yet consistently stable across business conditions.
COG Financial Services Limited News
COG FAQ
What was COG Financial Services Limited’s price range in the past 12 months?
COG Financial Services Limited lowest share price was AU$1.14 and its highest was AU$2.46 in the past 12 months.
What is COG Financial Services Limited’s market cap?
COG Financial Services Limited’s market cap is AU$362.56M.
When is COG Financial Services Limited’s upcoming earnings report date?
COG Financial Services Limited’s upcoming earnings report date is Feb 25, 2027 which is in 173 days.
How were COG Financial Services Limited’s earnings last quarter?
COG Financial Services Limited released its earnings results on Aug 25, 2026. The company reported AU$0.09 earnings per share for the quarter, beating the consensus estimate of AU$0.077 by AU$0.013.
Is COG Financial Services Limited overvalued?
According to Wall Street analysts COG Financial Services Limited’s price is currently Undervalued.
Does COG Financial Services Limited pay dividends?
COG Financial Services Limited pays a Semiannually dividend of AU$0.035 which represents an annual dividend yield of 4.12%. See more information on COG Financial Services Limited dividends here
What is COG Financial Services Limited’s EPS estimate?
COG Financial Services Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does COG Financial Services Limited have?
COG Financial Services Limited has 213,273,060 shares outstanding.
What happened to COG Financial Services Limited’s price movement after its last earnings report?
COG Financial Services Limited reported an EPS of AU$0.09 in its last earnings report, beating expectations of AU$0.077. Following the earnings report the stock price went up 14.366%.
Which hedge fund is a major shareholder of COG Financial Services Limited?
Currently, no hedge funds are holding shares in AU:COG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
COG Financial Services Limited Stock Smart Score
Neutral
1
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5
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
AU$2.15 (62.88% Upside)
AU$2.15 (62.88% Upside)
Blogger Sentiment
Bullish
AU:COG Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth AU$12.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.71%
12-Months-Change
Fundamentals
Return on Equity
4.12%
Trailing 12-Months
Asset Growth
7.07%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
COG Financial Services Limited
COG Financial Services Limited, along with its group of companies, delivers a broad spectrum of services across Australia. Its core offerings encompass equipment financing and broking, aggregation services, insurance broking, and novated leasing. The company's operations are divided into three principal segments: Finance Broking and Aggregation, Funds Management and Lending, and an 'All Other/Intersegment' category. Additionally, COG manages investment funds, facilitates financial solutions for commercial customers acquiring vital business assets, and provides managed IT services. Established in 2002, the firm is based in Chatswood, Australia. It adopted its current name, COG Financial Services Limited, in November 2020, having previously been known as Consolidated Operations Group Limited.
COG Stock 12 Month Forecast
Average Price Target
AU$2.15
▲(62.88% Upside)