Cash Converters International Limited AI Stock Analysis
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Cash Converters International Limited (CCV) AI Stock Analysis
Cash Converters International Limited
(ASX:CCV)
Cash Converters International achieves a favorable score largely supported by an attractive valuation featuring a 6.63% dividend yield and a low P/E ratio. Fundamentally, the company is executing a stable turnaround with consistent top-line growth and effective debt reduction, although cash flow volatility and slight net income dips pose mild risks. Technically, the stock maintains a steady long-term uptrend despite minor short-term weakness.
Cash Converters International Limited (CCV) vs. iShares MSCI Australia ETF (EWA)
- Market Cap
- AUD 186.31M
- Dividend Yield
- 7.69%
- Average Volume (3M)
- 630.13K
- Price to Earnings (P/E)
- 9.4
- Beta (1Y)
- 0.68
- Revenue Growth
- 11.61%
- EPS Growth
- -28.79%
- Country
- Australia
- Employees
- 869
- Sector
- Consumer Cyclical
- Sector Strength
- 61
- Industry
- Specialty Retail
Cash Converters International Limited Business Overview & Revenue Model
Company Description
Cash Converters International Limited, together with its subsidiaries, provides unsecured lending and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financ...
How the Company Makes Money
CCV generates revenue primarily through a combination of retail resale activity and consumer finance-related income, alongside franchising income from its store network. (1) Second-hand retail: Stores purchase pre-owned goods from customers and resel...
Cash Converters International Limited Financial Statement Overview
Summary
The company demonstrates a solid turnaround with robust revenue growth and a strengthened, deleveraged balance sheet. However, highly volatile cash flow generation and recent margin compression constrain the score.
Income Statement
72PositiveBalance Sheet
68PositiveCash Flow
60Neutral| Breakdown | TTM | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 425.39M | 425.39M | 381.14M | 377.14M | 262.02M | 212.21M |
| Gross Profit | 91.90M | 91.90M | 278.22M | 92.27M | 79.17M | 69.80M |
| EBITDA | 68.65M | 68.65M | 67.05M | 59.82M | -67.85M | 35.97M |
| Net Income | 19.66M | 19.66M | 24.48M | 17.40M | -97.16M | 11.18M |
Balance Sheet | ||||||
| Total Assets | 532.00M | 532.00M | 485.75M | 478.04M | 445.54M | 478.19M |
| Cash, Cash Equivalents and Short-Term Investments | 37.22M | 37.22M | 73.20M | 56.29M | 71.56M | 58.09M |
| Total Debt | 203.78M | 203.78M | 202.15M | 223.62M | 200.73M | 133.18M |
| Total Liabilities | 278.20M | 278.20M | 257.79M | 266.67M | 239.04M | 162.84M |
| Stockholders Equity | 253.80M | 253.80M | 227.96M | 211.37M | 206.49M | 315.35M |
Cash Flow | ||||||
| Free Cash Flow | 21.51M | 21.51M | 75.94M | 31.99M | -16.01M | 6.01M |
| Operating Cash Flow | 32.00M | 32.00M | 83.09M | 38.45M | -11.54M | 7.91M |
| Investing Cash Flow | -64.06M | -64.06M | -28.31M | -33.06M | -22.63M | 1.89M |
| Financing Cash Flow | -2.85M | -2.85M | -38.74M | -20.67M | 47.01M | -23.42M |
Cash Converters International Limited Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CCV, the sentiment is Negative. The current price of 0.26 is above the 20-day moving average (MA) of 0.26, below the 50-day MA of 0.27, and below the 200-day MA of 0.29, indicating a neutral trend. The MACD of -0.00 indicates Negative momentum. The RSI at 48.02 is Neutral, neither overbought nor oversold. The STOCH value of 58.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:CCV.
Cash Converters International Limited Peers Comparison
Overall Rating
- AU:CCV71Outperform
AU:SUL69.5Neutral
AU:JBH68Neutral
AU:KGN63.8Neutral
AU:HVN60Neutral
AU:TPW51Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| AU:CCV | 71Outperform | AUD 186.31M | 9.39 | 7.75% | 7.69% | 11.61% | -28.79% |
| AU:SUL | 70Neutral | AUD 3.02B | 14.70 | 16.02% | 4.86% | 3.19% | -7.17% |
| AU:JBH | 68Neutral | AUD 8.35B | 17.05 | 29.54% | 4.41% | 4.82% | 5.95% |
| AU:KGN | 64Neutral | AUD 428.00M | 39.40 | 23.74% | 3.57% | 4.64% | ― |
| Sector * | 61Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% |
| AU:HVN | 60Neutral | AUD 5.57B | 10.39 | 10.78% | 6.15% | 4.65% | 2.02% |
| AU:TPW | 51Neutral | AUD 733.08M | 176.19 | 3.54% | ― | 10.63% | -62.61% |
* Consumer Cyclical Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| AU:CCV | Cash Converters International Limited | 0.26 | -0.02 | -7.14% | |
| AU:HVN | Harvey Norman Holdings Ltd | 4.47 | -2.48 | -35.65% | |
| AU:KGN | Kogan.com Ltd. | 4.48 | 1.52 | 51.15% | |
| AU:TPW | Temple & Webster Group Ltd | 6.29 | -14.21 | -69.32% | |
| AU:JBH | JB Hi-Fi Limited | 76.37 | -17.02 | -18.23% | |
| AU:SUL | Super Retail Group Limited | 13.38 | -2.32 | -14.77% |
Cash Converters International Limited Corporate Events
Cash Converters Sets Virtual 2026 AGM and Moves to Digital Shareholder Communications
Cash Converters International Limited has called its 2026 Annual General Meeting for 19 November, to be held virtually via the Computershare Meeting Platform from 9:00am AWST. The company is shifting away from routine physical mail-outs of AGM docume...
Cash Converters boosts ASX-listed share count with new ordinary issue
Cash Converters International has applied for quotation on the ASX of 5,062,399 new ordinary fully paid shares, to be issued on October 7, 2026. The additional securities, lodged as a new announcement under the exchange’s Appendix 2A rules, will expa...
Cash Converters Sets 2026 AGM Date and Director Nomination Deadline
Cash Converters International Limited is a leading consumer lender and second-hand goods retailer with global operations centered in Australia, New Zealand and the United Kingdom. The company acts as a Master Franchisor in its core markets and is pur...
Cash Converters Director Restructures Shareholdings via Off-Market Transfer
Cash Converters International Limited has reported a change in director Sam William Budiselik’s relevant interests in the company’s securities, as required under ASX listing rules. The notice details that Budiselik has transferred 2,364,865 fully pai...
Cash Converters Updates Dividend Reinvestment and NZD Payment Details
Cash Converters International has updated its dividend notification for ordinary fully paid shares for the six-month period ended 30 June 2026, with a record date of 4 September 2026. The latest announcement, dated 17 September 2026, amends the prior...
Cash Converters lapses 7.9 million performance rights after conditions unmet
Cash Converters International has reported the cessation of 7,940,795 performance rights, which were due to expire on 30 September 2026, after the conditional rights lapsed because their vesting conditions were not met or could no longer be satisfied...
Cash Converters Details Director Equity Change After Performance Rights Vesting
Cash Converters International has reported a change in the interests of director Sam William Budiselik following the vesting and lapse of performance rights under the company’s Incentive Rights Plan. A total of 2,364,865 performance rights vested and...
Cash Converters Expands Share Base with Conversion of Unquoted Securities
Cash Converters International has issued 6,511,897 new ordinary fully paid shares following the conversion or exercise of previously unquoted securities. The issuance, effective 1 September 2026, increases the company’s share base and reflects the tr...
Cash Converters Reaffirms Governance Standards for 2026
Cash Converters has detailed its corporate governance framework for the year ended 30 June 2026, outlining Board responsibility for strategy, oversight, and stakeholder interests across its global operations. The model includes dedicated Audit & Risk...
Cash Converters streamlines lending and retail model for global growth
Cash Converters has repositioned itself as a simplified consumer lending and retail platform, combining lower-risk, longer-term personal loans with a global, scalable store footprint. Its streamlined Cashies Loan product, offering amounts up to $10,0...
Cash Converters shifts lending mix as store and luxury growth drive FY26 revenue
Cash Converters reported FY26 revenue up 11.4% to $429.2 million and operating EBITDA up 11.1% to $67.0 million, driven by strong same-store sales growth and the acquisition of 42 franchise stores plus five new greenfield locations. Statutory NPAT fe...
Cash Converters Declares Interim Dividend for June 2026 Half-Year
Cash Converters International has declared an ordinary dividend of AUD 0.01 per share, relating to the six-month period ended 30 June 2026 and payable on 7 October 2026 to holders of CCV ordinary fully paid shares. The ex-dividend date is set for 3 S...
Cash Converters Releases Comprehensive 2026 Annual Report
Cash Converters International Limited has released its Annual Report for the financial year ended 30 June 2026, detailing its corporate governance, directors’ reports, audited financial statements, and shareholder information. The comprehensive discl...
Cash Converters to Host FY2026 Results Investor Webcast
Cash Converters has scheduled an investor webcast to discuss its FY2026 financial results, signaling an effort to engage closely with shareholders on performance and strategy. The call, led by CEO and Managing Director Sam Budiselik, will be held via...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 24, 2026