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3P Learning Ltd. (3PL) AI Stock Analysis

AU:3PL

3P Learning Ltd.

(ASX:3PL)

Select Model
Rating:62Neutral
Price Target:AUD 0.37â–²(19.68% Upside)
Action:reiterated
Date:08/26/26

The overall score of 62 reflects a company with a very strong, debt-free balance sheet and a successful pivot to profitability, which are the most significant positive factors. This is offset by a concerning decline in revenue and a very high P/E ratio that suggests the stock is expensive relative to its current growth trajectory. Bullish technical momentum provides some near-term support but is showing signs of being overextended.

Positive Factors
Conservative Balance SheetMinimal leverage reduces interest and refinancing exposure, preserving capital for product development, customer acquisition, and platform investment. The substantial equity base also gives 3P Learning flexibility to absorb operating volatility.
Negative Factors
Declining RevenueFalling revenue indicates pressure on customer acquisition, renewals, usage, or pricing within the digital learning portfolio. Persistent contraction could limit operating leverage and weaken the platform’s ability to fund growth initiatives.

3P Learning Ltd. (3PL) vs. iShares MSCI Australia ETF (EWA)

-80%-60%-40%-20%0%20%AU:3PL-44.84%EWA+14.93%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
Market Cap
AUD 84.60M
Dividend Yield
11.35%
Average Volume (3M)
44.42K
Price to Earnings (P/E)
8.6
Beta (1Y)
0.74
Revenue Growth
-5.02%
EPS Growth
4425.00%
Country
Australia
Employees
310
Sector
Consumer Defensive
Sector Strength
62
Industry
Education & Training Services

3P Learning Ltd. Business Overview & Revenue Model

Company Description

3P Learning Limited, along with its subsidiaries, specializes in developing, marketing, and distributing educational software and digital books to schools and parents of school-aged children. The company offers online learning platforms that facilita...

How the Company Makes Money

3P Learning primarily makes money by selling access to its digital learning products via recurring subscriptions/licenses. Key revenue streams generally include: (1) School/institutional subscriptions (B2B/B2G): licenses sold to schools, school distr...

3P Learning Ltd. Financial Statement Overview

Summary

Financial performance is mixed. The balance sheet is a fortress with negligible debt, and the company has returned to profitability with solid cash flow conversion. However, revenue is declining and gross margins remain compressed, which tempers the overall score.

Income Statement

45Neutral

Balance Sheet

82Very Positive

Cash Flow

68Positive
Financial statement breakdown
BreakdownTTMJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue102.09M102.09M108.89M109.95M106.90M97.22M
Gross Profit24.88M24.88M108.89M25.15M32.40M25.59M
EBITDA18.76M18.76M18.69M-44.57M19.29M14.94M
Net Income9.87M9.87M210.00K-57.06M6.37M-536.00K
Balance Sheet
Total Assets204.08M204.08M199.04M198.69M262.74M257.74M
Cash, Cash Equivalents and Short-Term Investments12.74M12.74M8.74M2.33M21.30M31.17M
Total Debt1.50M1.50M884.00K3.09M1.54M2.16M
Total Liabilities54.11M54.11M58.50M59.32M62.09M63.85M
Stockholders Equity149.97M149.97M140.54M139.37M200.69M193.90M
Cash Flow
Free Cash Flow8.84M8.84M7.77M-16.42M4.64M6.26M
Operating Cash Flow9.00M9.00M12.57M-12.19M8.72M11.37M
Investing Cash Flow-7.22M-7.22M-4.55M4.58M-25.21M-4.53M
Financing Cash Flow-671.00K-671.00K-1.79M-4.25M-635.00K-2.08M

3P Learning Ltd. Technical Analysis

Technical Analysis SentimentNegative
Last Price0.31

Price Trends

50DMA0.32Negative
100DMA0.30Positive
200DMA0.31Negative

Market Momentum

MACD-0.00Positive
RSI43.09Neutral
STOCH73.33Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:3PL, the sentiment is Negative. The current price of 0.31 is below the 20-day moving average (MA) of 0.32, below the 50-day MA of 0.32, and below the 200-day MA of 0.31, indicating a bearish trend. The MACD of -0.00 indicates Positive momentum. The RSI at 43.09 is Neutral, neither overbought nor oversold. The STOCH value of 73.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:3PL.

3P Learning Ltd. Peers Comparison

Overall Rating

UnderperformOutperform
Sector (62)

Financial Indicators

AU:3PL against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
AU:KMEAU:KME64NeutralAUD 37.27M15.8213.76%9.72%-4.20%―
Sector *62Neutral$20.33B14.63-3.31%3.23%1.93%-12.26%
AU:3PLAU:3PL62NeutralAUD 85.97M8.566.79%11.35%-5.02%4425.00%
AU:EVOAU:EVO59NeutralAUD 75.35M-10.63-9.41%16.22%5.99%-145.93%
AU:NDOAU:NDO52NeutralAUD 59.00M15.063.46%34.02%1.98%-72.40%
AU:GEMAU:GEM38UnderperformAUD 77.16M-0.19-72.04%―-10.83%-649.32%

* Consumer Defensive Sector Average

Performance Comparison

-50%0%AU:3PLAU:EVOAU:GEMAU:KMEAU:NDODec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26Nov '26
AU:3PL and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
AU:3PL3P Learning Ltd.0.31-0.24-43.94%
AU:EVOEvolve Education Group Ltd0.37-0.22-37.71%
AU:GEMG8 Education Limited0.10-0.60-86.43%
AU:KMEKip McGrath Education Centres Limited0.720.1936.62%
AU:NDONido Education Limited0.27-0.31-54.31%

3P Learning Ltd. Corporate Events

3P Learning Tightens Governance With Updated Securities Trading Policy

Aug 25, 2026

3P Learning Limited, an ASX-listed education technology provider, develops and distributes online learning platforms in mathematics, literacy and writing. Through products including Mathletics, Reading Eggs, Mathseeds, Writing Legends, LiteracyPlanet...

3P Learning Details Governance Framework in 2026 Statement

Aug 25, 2026

3P Learning Ltd. has released its 2026 Corporate Governance Statement, underscoring its commitment to high governance standards as a cornerstone for long-term shareholder value and stakeholder confidence. The statement aligns the company with the ASX...

3P Learning Brings Forward Dividend Payment for FY2026

Aug 25, 2026

3P Learning Ltd. has updated its dividend notification for the ordinary fully paid 3PL shares, confirming that the annual distribution relates to the financial year ended 30 June 2026. The dividend timetable remains anchored by an ex‑dividend d...

3P Learning Outlines FY26 Performance in Cautious Investor Briefing

Aug 24, 2026

3P Learning Limited has issued an investor and analyst briefing summarising its activities and financial results for the full year ended 30 June 2026. The materials were presented on 25 August 2026 by senior executives, underscoring the company&#8217...

3P Learning lifts FY26 profit, resumes dividends amid AI-driven efficiency

Aug 24, 2026

3P Learning Ltd. reported full-year FY26 revenue and other income of $112.9 million, up 3.5%, and a statutory net profit after tax of $9.9 million, sharply higher than $0.2 million a year earlier. Underlying EBITDA rose 26% to $19.5 million and net c...

3P Learning Declares Annual Dividend for FY2026

Aug 24, 2026

3P Learning Limited, an ASX-listed education technology provider, delivers online learning platforms for school-age students, offering subscription-based, curriculum-aligned programs. Its ordinary fully paid shares trade under the ticker 3PL, and the...

3P Learning Delivers Profit Rebound and Declares Final Dividend Despite Revenue Dip

Aug 24, 2026

3P Learning Limited reported revenue from ordinary activities of $104.1 million for the year ended 30 June 2026, a 4.4% decline from the prior year, but delivered a sharp turnaround in profitability with profit after tax rising to $9.9 million from $...

3P Learning Sets Date for FY2026 Results and Investor Webcast

Jul 8, 2026

3P Learning Limited has scheduled the release of its FY2026 full year results for 25 August 2026, with senior executives including the chairman, chief executive officer and chief commercial officer set to present the outcomes. The company will host a...

3P Learning overhauls leadership as it splits business into B2B and B2C divisions

Jun 22, 2026

3P Learning Limited has restructured its leadership to align with a new operating model that separates its business into dedicated B2B (Schools) and B2C (Homes) divisions. The company aims to sharpen strategic focus and support growth by appointing s...

3P Learning to Resume Dividends as NZ Deal and Tax Refund Bolster Balance Sheet

Jun 18, 2026

3P Learning has reaffirmed guidance for FY26, expecting revenue of $105 million to $107 million, underlying EBITDA of $13 million to $15 million and net cash of $16 million to $18 million, while launching an AI-assisted efficiency program that delive...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 26, 2026