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3P Learning Ltd. (AU:3PL)
ASX:3PL
Australian Market
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3P Learning Ltd. (3PL) AI Stock Analysis

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AU:3PL

3P Learning Ltd.

(Sydney:3PL)

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Neutral 65 (OpenAI - Gpt-5.6Sol)
Rating:65Neutral
Price Target:
AU$0.37
▼(-40.97% Downside)
Action:Reiterated
Date:08/26/26
The score is primarily supported by improving profitability, healthy cash conversion, and an exceptionally low-debt balance sheet. Offsetting this, the stock faces near-term technical overextension and a longer-term downtrend signal, while valuation is a meaningful headwind due to a very high P/E and no dividend support.
Positive Factors
Very low leverage
A conservatively funded balance sheet limits interest and refinancing pressure, preserving flexibility to invest in products, content and customer acquisition while absorbing operating volatility.
Negative Factors
Revenue contraction
Repeated revenue decline points to pressure on customer acquisition, renewals or usage, and could limit operating leverage unless the company restores durable growth across its school and family subscription base.
Read all positive and negative factors
Positive Factors
Negative Factors
Very low leverage
A conservatively funded balance sheet limits interest and refinancing pressure, preserving flexibility to invest in products, content and customer acquisition while absorbing operating volatility.
Read all positive factors

3P Learning Ltd. (3PL) vs. iShares MSCI Australia ETF (EWA)

3P Learning Ltd. Business Overview & Revenue Model

Company Description
3P Learning Limited, along with its subsidiaries, specializes in developing, marketing, and distributing educational software and digital books to schools and parents of school-aged children. The company offers online learning platforms that facil...
How the Company Makes Money
3P Learning primarily makes money by selling access to its digital learning products via recurring subscriptions/licenses. Key revenue streams generally include: (1) School/institutional subscriptions (B2B/B2G): licenses sold to schools, school di...

3P Learning Ltd. Financial Statement Overview

Summary
Financial position is strong with very low leverage (debt-to-equity ~0.01) and profitability rebounded in 2026 (net income 9.9m vs. -57.1m in 2024; net margin ~9.7%). Cash conversion is supportive (FCF 8.8m vs. net income 9.9m), but the score is tempered by two years of revenue decline, thin EBIT margin (~0.8%), and prior earnings/cash-flow volatility (including negative cash flow in 2024).
Income Statement
66
Positive
Balance Sheet
86
Very Positive
Cash Flow
63
Positive
BreakdownJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue102.09M108.89M109.95M106.90M97.22M
Gross Profit24.88M108.89M25.15M32.40M25.59M
EBITDA18.76M11.08M-44.57M19.29M14.94M
Net Income9.87M210.00K-57.06M6.37M-536.00K
Balance Sheet
Total Assets204.08M199.04M198.69M262.74M257.74M
Cash, Cash Equivalents and Short-Term Investments15.69M8.74M2.33M21.30M31.17M
Total Debt1.50M884.00K3.09M1.54M2.16M
Total Liabilities52.86M58.50M59.32M62.09M63.85M
Stockholders Equity149.97M140.54M139.37M200.69M193.90M
Cash Flow
Free Cash Flow8.84M7.77M-16.42M4.64M6.26M
Operating Cash Flow9.00M12.57M-12.19M8.72M11.37M
Investing Cash Flow-7.22M-4.55M4.58M-25.21M-4.53M
Financing Cash Flow-671.00K-1.79M-4.25M-635.00K-2.08M

3P Learning Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price0.62
Price Trends
50DMA
0.31
Positive
100DMA
0.29
Positive
200DMA
0.41
Negative
Market Momentum
MACD
<0.01
Negative
RSI
72.00
Negative
STOCH
85.64
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:3PL, the sentiment is Positive. The current price of 0.62 is above the 20-day moving average (MA) of 0.31, above the 50-day MA of 0.31, and above the 200-day MA of 0.41, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 72.00 is Negative, neither overbought nor oversold. The STOCH value of 85.64 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:3PL.

3P Learning Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
AU$38.32M15.9313.76%3.07%-4.20%
69
Neutral
AU$83.50M8.1712.32%14.29%26.36%11.51%
65
Neutral
AU$92.79M9.670.87%-5.02%4425.00%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
62
Neutral
AU$79.43M9.275.78%12.92%1.98%-72.40%
51
Neutral
AU$115.73M-0.28-43.21%40.74%-10.83%-649.32%
40
Underperform
AU$4.11M-0.62-111.42%-3.52%55.08%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:3PL
3P Learning Ltd.
0.35
-0.27
-43.55%
AU:EVO
Evolve Education Group Ltd
0.42
-0.20
-32.52%
AU:GEM
G8 Education Limited
0.14
-0.69
-83.19%
AU:CLU
Cluey Ltd
0.01
-0.07
-87.50%
AU:KME
Kip McGrath Education Centres Limited
0.73
0.12
20.03%
AU:NDO
Nido Education Limited
0.34
-0.29
-46.12%

3P Learning Ltd. Corporate Events

3P Learning Tightens Governance With Updated Securities Trading Policy
Aug 25, 2026
3P Learning Limited, an ASX-listed education technology provider, develops and distributes online learning platforms in mathematics, literacy and writing. Through products including Mathletics, Reading Eggs, Mathseeds, Writing Legends, LiteracyPla...
3P Learning Details Governance Framework in 2026 Statement
Aug 25, 2026
3P Learning Ltd. has released its 2026 Corporate Governance Statement, underscoring its commitment to high governance standards as a cornerstone for long-term shareholder value and stakeholder confidence. The statement aligns the company with the ...
3P Learning Brings Forward Dividend Payment for FY2026
Aug 25, 2026
3P Learning Ltd. has updated its dividend notification for the ordinary fully paid 3PL shares, confirming that the annual distribution relates to the financial year ended 30 June 2026. The dividend timetable remains anchored by an ex&#8209;dividen...
3P Learning Outlines FY26 Performance in Cautious Investor Briefing
Aug 24, 2026
3P Learning Limited has issued an investor and analyst briefing summarising its activities and financial results for the full year ended 30 June 2026. The materials were presented on 25 August 2026 by senior executives, underscoring the company&#8...
3P Learning lifts FY26 profit, resumes dividends amid AI-driven efficiency
Aug 24, 2026
3P Learning Ltd. reported full-year FY26 revenue and other income of $112.9 million, up 3.5%, and a statutory net profit after tax of $9.9 million, sharply higher than $0.2 million a year earlier. Underlying EBITDA rose 26% to $19.5 million and ne...
3P Learning Declares Annual Dividend for FY2026
Aug 24, 2026
3P Learning Limited, an ASX-listed education technology provider, delivers online learning platforms for school-age students, offering subscription-based, curriculum-aligned programs. Its ordinary fully paid shares trade under the ticker 3PL, and ...
3P Learning Delivers Profit Rebound and Declares Final Dividend Despite Revenue Dip
Aug 24, 2026
3P Learning Limited reported revenue from ordinary activities of $104.1 million for the year ended 30 June 2026, a 4.4% decline from the prior year, but delivered a sharp turnaround in profitability with profit after tax rising to $9.9 million fro...
3P Learning Sets Date for FY2026 Results and Investor Webcast
Jul 8, 2026
3P Learning Limited has scheduled the release of its FY2026 full year results for 25 August 2026, with senior executives including the chairman, chief executive officer and chief commercial officer set to present the outcomes. The company will hos...
3P Learning overhauls leadership as it splits business into B2B and B2C divisions
Jun 22, 2026
3P Learning Limited has restructured its leadership to align with a new operating model that separates its business into dedicated B2B (Schools) and B2C (Homes) divisions. The company aims to sharpen strategic focus and support growth by appointin...
3P Learning to Resume Dividends as NZ Deal and Tax Refund Bolster Balance Sheet
Jun 18, 2026
3P Learning has reaffirmed guidance for FY26, expecting revenue of $105 million to $107 million, underlying EBITDA of $13 million to $15 million and net cash of $16 million to $18 million, while launching an AI-assisted efficiency program that del...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 26, 2026