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American Realty Investors
(NYSE:ARL)
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Rating:51Neutral
Price Target:
$15.00
▲(1.42% Upside)
Action:Reiterated
Date:08/07/26
Overall score reflects a mixed fundamental picture: a stronger, de-risked balance sheet is offset by weak cash generation (negative free cash flow) and soft operating profitability signals. Technical indicators are also unfavorable with the stock trading below key moving averages and negative MACD, while valuation appears roughly middle-of-the-road at a ~20 P/E.
Positive Factors
Conservative Balance Sheet
The absence of reported debt and a sizable equity base represent durable de-risking versus prior years. A conservative capital structure lowers refinancing and interest risk, preserves flexibility for opportunistic acquisitions or distress absorption, and strengthens resilience across cycles.
Negative Factors
Negative Free Cash Flow and Weak Cash Conversion
Accounting profits are not translating into durable cash after investments. Negative free cash flow and poor conversion of net income increase reliance on external funding, constrain reinvestment or distributions, and pose medium-term liquidity and funding risks if persistent.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative Balance Sheet
The absence of reported debt and a sizable equity base represent durable de-risking versus prior years. A conservative capital structure lowers refinancing and interest risk, preserves flexibility for opportunistic acquisitions or distress absorption, and strengthens resilience across cycles.
Read all positive factors
American Realty Investors (ARL) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$241.80M
Dividend YieldN/A
Average Volume (3M)1.31K
Price to Earnings (P/E)29.1
Beta (1Y)0.77
Revenue Growth6.77%
EPS GrowthN/A
CountryUS
EmployeesN/A
SectorReal Estate
Sector Strength53
IndustryReal Estate - Services
Share Statistics
EPS (TTM)0.52
Shares Outstanding16,152,042
10 Day Avg. Volume1,259
30 Day Avg. Volume1,314
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.42
Price to Sales (P/S)5.19
P/FCF Ratio-46.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
American Realty Investors Business Overview & Revenue Model
Company Description
American Realty Investors, Inc. (ARL), along with its affiliated entities, focuses on the acquisition, development, and ownership of both residential apartment complexes and various commercial real estate assets. Its operational footprint extends ...
How the Company Makes Money
ARL primarily makes money through real-estate operating revenues generated by its property portfolio. Key revenue streams generally include: (1) Rental and lease income: recurring payments from tenants under residential leases (multifamily) and co...
American Realty Investors Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
78
Positive
Cash Flow
32
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 51.05M | 50.01M | 47.32M | 50.50M | 37.54M | 42.04M |
| Gross Profit | -20.24M | -12.55M | 20.25M | 22.60M | 19.20M | 21.18M |
| EBITDA | 35.23M | 40.61M | 3.07M | 30.78M | 604.07M | 43.83M |
| Net Income | 8.35M | 15.70M | -14.70M | 3.97M | 373.35M | 3.35M |
Balance Sheet | ||||||
| Total Assets | 1.09B | 1.10B | 1.03B | 1.02B | 1.20B | 770.57M |
| Cash, Cash Equivalents and Short-Term Investments | 84.29M | 89.14M | 99.72M | 127.19M | 233.23M | 66.75M |
| Total Debt | 218.03M | 214.37M | 185.40M | 182.68M | 505.23M | 556.24M |
| Total Liabilities | 276.48M | 277.60M | 230.53M | 206.97M | 385.31M | 433.72M |
| Stockholders Equity | 618.65M | 617.40M | 601.82M | 617.00M | 613.49M | 240.14M |
Cash Flow | ||||||
| Free Cash Flow | -8.30M | -5.55M | 1.09M | -31.05M | -45.39M | -135.24M |
| Operating Cash Flow | 3.25M | -5.55M | 1.09M | -31.05M | -45.39M | -11.52M |
| Investing Cash Flow | -12.73M | -33.05M | -41.34M | 26.81M | 307.36M | 100.82M |
| Financing Cash Flow | -2.64M | 27.55M | 1.66M | -139.02M | -112.38M | -103.58M |
American Realty Investors Technical Analysis
Negative
14.79
Price Trends
16.75
Negative
15.54
Negative
15.92
Negative
Market Momentum
-0.30
Negative
43.68
Neutral
51.54
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ARL, the sentiment is Negative. The current price of 14.79 is below the 20-day moving average (MA) of 15.18, below the 50-day MA of 16.75, and below the 200-day MA of 15.92, indicating a bearish trend. The MACD of -0.30 indicates Negative momentum. The RSI at 43.68 is Neutral, neither overbought nor oversold. The STOCH value of 51.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for ARL.
American Realty Investors Risk Analysis
American Realty Investors disclosed 20 risk factors in its most recent earnings report. American Realty Investors reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
American Realty Investors Peers Comparison
UnderperformOutperform
Sector (65)
ARL
American Realty Investors
15.00
-0.21
-1.38%
AXR
Amrep
22.95
0.65
2.91%
AMBR
Amber International Holding
1.09
-2.80
-71.98%
AEI
Alset EHome International
1.47
-0.01
-0.68%
OZ
Belpointe PREP
47.76
-15.04
-23.95%
MRNO
Murano Global Investments
0.21
-5.51
-96.30%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.