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AI Financial Corporation
(NASDAQ:AIFC)
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Rating:43Neutral
Price Target:
$0.53
▼(-55.00% Downside)
Action:Reiterated
Date:06/11/26
The score is held down primarily by very weak profitability and cash generation (large net loss, negative operating cash flow, and deeply negative free cash flow), reinforced by bearish technicals (price below key moving averages and negative MACD). A positive corporate update on liquidity flexibility provides some offset, but losses and cash burn remain the dominant risks.
Positive Factors
Improved Liquidity via Token Holdings
Management’s disclosure that a large portion of WLFI holdings (~$380M aggregate value) can be used as collateral or will become transferable materially improves near-term liquidity and mitigates prior going-concern doubts. This provides durable funding optionality and runway for at least 12 months to support operations and strategic initiatives without immediate asset sales.
Negative Factors
Severe Cash Burn and Losses
Extremely large net losses and deeply negative free cash flow reflect substantial cash burn that is not sustainable without recurring external funding or asset monetization. Over a multi-month horizon, persistent negative operating cash flow undermines financial flexibility and heightens reliance on token collateralization or capital raises to fund operations.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Liquidity via Token Holdings
Management’s disclosure that a large portion of WLFI holdings (~$380M aggregate value) can be used as collateral or will become transferable materially improves near-term liquidity and mitigates prior going-concern doubts. This provides durable funding optionality and runway for at least 12 months to support operations and strategic initiatives without immediate asset sales.
Read all positive factors
AI Financial Corporation (AIFC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$76.91M
Dividend YieldN/A
Average Volume (3M)4.77M
Price to Earnings (P/E)―
Beta (1Y)0.86
Revenue Growth33.20%
EPS Growth-1060.09%
CountryUS
Employees16
SectorTechnology
Sector Strength88
IndustryEnvironmental Services
Share Statistics
EPS (TTM)-6.54
Shares Outstanding139,836,520
10 Day Avg. Volume3,126,422
30 Day Avg. Volume4,771,777
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.06
Price to Sales (P/S)2.58
P/FCF Ratio-0.09
Enterprise Value/Market Cap1.53
Enterprise Value/Revenue4.75
Enterprise Value/Gross Profit12.69
Enterprise Value/Ebitda-6.92
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.6
Revenue Forecast (FY)$35.75M
AI Financial Corporation Business Overview & Revenue Model
Company Description
AI Financial Corporation, a global entity operating through its various subsidiaries, specializes in distributed ledger technology solutions. The company's activities are strategically divided into two primary segments: Fintech and Biotechnology. ...
How the Company Makes Money
ALT5 Sigma’s revenue model is tied to monetizing usage of its digital-asset and payments platform. Reported monetization mechanisms are typically described at a high level as: (1) transaction-based revenues (e.g., fees/spreads associated with exec...
AI Financial Corporation Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
52
Neutral
Cash Flow
14
Very Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 24.84M | 12.53M | 0.00 | 0.00 | 40.02M |
| Gross Profit | 10.19M | 6.29M | 0.00 | 0.00 | 8.87M |
| EBITDA | -19.46M | -4.97M | -3.29M | -3.15M | 1.90M |
| Net Income | -344.51M | -6.25M | -7.81M | 10.99M | -16.89M |
Balance Sheet | |||||
| Total Assets | 1.22B | 82.44M | 18.49M | 46.76M | 15.16M |
| Cash, Cash Equivalents and Short-Term Investments | 6.22M | 7.18M | 5.00K | 61.00K | 705.00K |
| Total Debt | 15.37M | 13.07M | 707.00K | 7.67M | 6.64M |
| Total Liabilities | 64.11M | 57.63M | 21.80M | 44.45M | 23.84M |
| Stockholders Equity | 1.15B | 20.89M | -3.31M | 2.31M | -8.68M |
Cash Flow | |||||
| Free Cash Flow | -725.88M | 1.78M | 1.46M | -3.06M | -7.02M |
| Operating Cash Flow | -7.16M | 1.78M | 1.46M | -3.06M | -5.29M |
| Investing Cash Flow | -706.61M | 5.85M | -155.00K | -1.51M | -1.72M |
| Financing Cash Flow | 716.80M | 6.09M | -1.44M | 3.98M | 7.37M |
AI Financial Corporation Technical Analysis
Negative
1.18
Price Trends
0.81
Negative
1.08
Negative
1.63
Negative
Market Momentum
-0.07
Positive
31.84
Neutral
4.54
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AIFC, the sentiment is Negative. The current price of 1.18 is above the 20-day moving average (MA) of 0.69, above the 50-day MA of 0.81, and below the 200-day MA of 1.63, indicating a bearish trend. The MACD of -0.07 indicates Positive momentum. The RSI at 31.84 is Neutral, neither overbought nor oversold. The STOCH value of 4.54 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AIFC.
AI Financial Corporation Risk Analysis
AI Financial Corporation disclosed 19 risk factors in its most recent earnings report. AI Financial Corporation reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
AI Financial Corporation Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
67 Neutral | $379.65M | 35.61 | 1.82% | ― | 9.23% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
60 Neutral | $587.51M | -33.29 | -6.98% | ― | -2.33% | -425.96% | |
56 Neutral | $240.11M | -15.95 | -36.37% | ― | 3.55% | 29.77% | |
52 Neutral | $235.26M | -9.31 | -10.61% | ― | -9.70% | 61.30% | |
52 Neutral | $236.01M | -5.33 | -32.73% | ― | 11.07% | 27.51% | |
43 Neutral | $76.91M | -0.14 | -50.06% | ― | 33.20% | -1060.09% |
* Technology Sector Average
AIFC
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AI Financial Corporation Corporate Events
Business Operations and StrategyFinancial DisclosuresRegulatory Filings and Compliance
AI Financial Highlights WLFI Holdings, Eases Liquidity Concerns
Positive
Jun 10, 2026
On June 10, 2026, AI Financial Corporation announced that 3,321,690,994 of its WLFI tokens, valued at more than $180 million based on recent prices, are currently available for use as collateral, staking or in lending transactions, with these toke...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.