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Assets by Segment
Breaks down the bank’s assets across loans, securities, cash and other holdings by segment. Reveals where capital is deployed, the level of credit and interest-rate exposure, liquidity strength, and any concentration risks that could affect stability or growth.Ameris is visibly reshaping its balance sheet: SBA lending was exited in early‑2024 while premium‑finance, warehouse lending and core banking assets have grown, shifting mix toward fee‑rich and commercial lending. That shift helps explain stronger fee income, PPNR and enabled buybacks while keeping capital robust, but concentrates exposure in CRE/construction and leaves mortgage banking revenue rate‑sensitive. Management’s mid‑single‑digit loan growth target and expected slight NIM compression mean growth must be funded carefully—watch deposit costs and mortgage volatility as key margin risks.
Date | Banking | Retail Mortgage | Warehouse Lending | SBA | Premium Finance |
|---|---|---|---|---|---|
Mar 31, 2026 | $20.56B | $4.47B | $1.25B | $0.00 | $1.83B |
Dec 31, 2025 | $19.94B | $4.66B | $1.17B | $0.00 | $1.75B |
Sep 30, 2025 | $19.51B | $4.69B | $1.11B | $0.00 | $1.79B |
Jun 30, 2025 | $19.14B | $4.72B | $1.11B | $0.00 | $1.70B |
Mar 31, 2025 | $19.29B | $4.76B | $911.36M | $0.00 | $1.55B |
Dec 31, 2024 | $18.95B | $4.83B | $983.23M | $0.00 | $1.50B |
Sep 30, 2024 | $19.39B | $4.90B | $597.67M | $0.00 | $1.52B |
Jun 30, 2024 | $18.93B | $5.10B | $1.09B | $0.00 | $1.40B |
Mar 31, 2024 | $18.55B | $4.97B | $897.46M | $0.00 | $1.23B |
Dec 31, 2023 | $18.04B | $4.92B | $825.41M | $249.76M | $1.17B |