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Winmark Corp. (WINA)
NASDAQ:WINA
US Market
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Winmark (WINA) AI Stock Analysis

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WINA

Winmark

(NASDAQ:WINA)

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Neutral 66 (OpenAI - Gpt-5.6Sol)
Rating:66Neutral
Price Target:
$370.00
▲(11.27% Upside)
Action:Reiterated
Date:07/16/26
The score is driven primarily by strong financial performance—exceptional margins and high-quality free cash flow—tempered by meaningful balance-sheet risk from negative equity and sizable debt. Technicals are a notable drag given the stock is below major moving averages with negative momentum indicators. Valuation is mixed (high P/E but solid dividend yield), while corporate events are mildly supportive but not transformative.
Positive Factors
Exceptional Profitability
The unusually high margins reflect Winmark’s asset-light franchising model, which can convert a large share of royalty revenue into earnings and support resilience if franchisee sales remain healthy.
Negative Factors
Negative Shareholders’ Equity
Persistent negative equity and sizable debt create an aggressive capital structure. Although cash generation supports obligations, the equity deficit reduces financial flexibility and leaves less protection against operating setbacks.
Read all positive and negative factors
Positive Factors
Negative Factors
Exceptional Profitability
The unusually high margins reflect Winmark’s asset-light franchising model, which can convert a large share of royalty revenue into earnings and support resilience if franchisee sales remain healthy.
Read all positive factors

Winmark (WINA) vs. SPDR S&P 500 ETF (SPY)

Winmark Business Overview & Revenue Model

Company Description
Winmark Corporation, founded in 1988 and headquartered in Minneapolis, Minnesota, functions as a franchisor managing retail concepts centered on the buying, selling, trading, and consignment of pre-owned goods. Its business predominantly spans the...
How the Company Makes Money
Winmark primarily makes money through franchising its retail concepts. Key revenue streams include: (1) Initial franchise fees: one-time payments from new franchisees for the right to open a store under a Winmark brand and access the company’s ope...

Winmark Financial Statement Overview

Summary
Operations are very strong with exceptionally high profitability (TTM gross margin ~96.7%, net margin ~59.6%) and excellent cash generation (TTM operating cash flow ~$55.0M; free cash flow ~$54.9M; FCF to net income ~1.00). The main offset is balance-sheet risk: persistent negative equity (TTM about -$32.2M) alongside meaningful debt (TTM ~$62.0M) reduces financial flexibility, and revenue growth has been volatile despite a very strong TTM step-up (+182.3%).
Income Statement
86
Very Positive
Balance Sheet
28
Negative
Cash Flow
90
Very Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue86.53M86.06M81.29M83.24M81.41M78.22M
Gross Profit83.65M82.95M77.87M78.38M76.71M73.43M
EBITDA56.03M56.68M55.20M55.52M54.57M52.01M
Net Income40.72M41.65M39.95M40.18M39.42M39.92M
Balance Sheet
Total Assets43.19M24.88M26.84M28.97M30.46M26.90M
Cash, Cash Equivalents and Short-Term Investments25.83M10.46M12.19M13.44M13.96M14.30M
Total Debt62.02M64.79M63.04M72.78M77.57M52.42M
Total Liabilities80.81M78.57M77.89M88.12M92.09M65.98M
Stockholders Equity-37.62M-53.68M-51.05M-59.16M-61.63M-39.08M
Cash Flow
Free Cash Flow43.22M44.70M41.96M43.61M40.11M48.06M
Operating Cash Flow43.38M44.90M42.16M43.99M43.79M48.35M
Investing Cash Flow-2.35M-192.30K-194.90K-383.90K-3.67M-283.10K
Financing Cash Flow-43.97M-46.57M-43.02M-43.90M-37.88M-43.31M

Winmark Technical Analysis

Technical Analysis Sentiment
Negative
Last Price332.52
Price Trends
50DMA
376.83
Negative
100DMA
381.39
Negative
200DMA
404.89
Negative
Market Momentum
MACD
-6.24
Negative
RSI
42.95
Neutral
STOCH
12.91
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For WINA, the sentiment is Negative. The current price of 332.52 is below the 20-day moving average (MA) of 348.99, below the 50-day MA of 376.83, and below the 200-day MA of 404.89, indicating a bearish trend. The MACD of -6.24 indicates Negative momentum. The RSI at 42.95 is Neutral, neither overbought nor oversold. The STOCH value of 12.91 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for WINA.

Winmark Risk Analysis

Winmark disclosed 16 risk factors in its most recent earnings report. Winmark reported the most risks in the "Ability to Sell" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Winmark Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$1.37B40.3315.18%5.18%24.25%
67
Neutral
$389.45M16.4031.49%47.74%162.62%
67
Neutral
$2.41B23.1431.18%
66
Neutral
$1.27B30.05-99.42%4.07%3.76%-2.25%
61
Neutral
$18.38B12.79-2.54%3.03%1.52%-15.83%
57
Neutral
$1.74B65.445.75%10.03%-24.86%
48
Neutral
$387.44M-15.40-37.30%15.58%64.75%
* Consumer Cyclical Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
WINA
Winmark
342.89
-91.19
-21.01%
LQDT
Liquidity Services
42.75
15.55
57.17%
ELA
Envela
14.10
6.81
93.42%
TDUP
thredUP
2.75
-8.93
-76.46%
SVV
Savers Value Village Inc.
10.47
-0.94
-8.24%
BOBS
Bob's Discount Furniture, Inc.
18.05
1.03
6.05%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 16, 2026