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S41 Stock Chart & Stats
S$2.63
S$0.00(0.00%)
At close: 4:00 PM EST
S$2.63
S$0.00(0.00%)
Day’s Range― - ―
52-Week RangeS$2.48 - S$2.80
Previous CloseN/A
Volume111.10K
Average Volume (3M)171.59K
Market Cap
S$1.13B
Enterprise ValueS$218.83
Total Cash (Recent Filing)S$903.24M
Total Debt (Recent Filing)S$474.00K
Price to Earnings (P/E)11.6
Beta0.30
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.53%
Share Statistics
EPS (TTM)N/A
Shares Outstanding449,997,800
10 Day Avg. Volume99,460
30 Day Avg. Volume171,586
Financial Highlights & Ratios
PEG Ratio-0.48
Price to Book (P/B)0.56
Price to Sales (P/S)2.56
P/FCF Ratio6.05
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage across recent years indicates high capital resilience and loss-absorption capacity. A conservatively levered balance sheet supports continued lending, regulatory compliance and flexibility to fund growth or withstand credit stress without immediate external funding needs.
Sustained Profitability MarginsMid-to-high teen net margins across recent years show persistent earnings power from core lending and fee activities. Sustainable margins help cover provisions and operating costs, support dividend capacity, and provide buffer versus cyclical earnings volatility in an already mature business model.
Strong 2025 Cash-flow ReboundA large 2025 operating and free cash flow outcome, roughly matching net income, signals higher quality earnings and improved internal funding. Durable FCF enhances ability to fund lending, capital expenditures, dividends, and provisions without relying on external capital in the medium term.
Bears Say
Volatile Revenue GrowthMaterial revenue swings and an uneven top-line trajectory reduce predictability of future earnings and loan book expansion. For a deposit-taking lender, inconsistent revenue complicates pricing, provisioning and strategic planning, weakening visibility into sustainable growth drivers.
Inconsistent Cash-generation HistoryRepeated multi-year swings between negative and positive cash flows imply unstable internal funding capacity. That pattern elevates rollover and liquidity risk, complicates dividend and lending policies, and forces greater reliance on short-term balance-sheet management during down cycles.
Moderate Returns On EquityMid-single-digit ROE suggests limited capital efficiency versus peers, constraining long-term shareholder value creation. Modest returns reduce excess capital for reinvestment, may pressure dividend growth, and require either higher leverage or material business improvement to lift profitability sustainably.
Hong Leong Finance Limited News
S41 FAQ
What was Hong Leong Finance Limited’s price range in the past 12 months?
Hong Leong Finance Limited lowest share price was S$2.48 and its highest was S$2.80 in the past 12 months.
What is Hong Leong Finance Limited’s market cap?
Hong Leong Finance Limited’s market cap is S$1.13B.
When is Hong Leong Finance Limited’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Hong Leong Finance Limited’s earnings last quarter?
Currently, no data Available
Is Hong Leong Finance Limited overvalued?
According to Wall Street analysts Hong Leong Finance Limited’s price is currently Overvalued.
Does Hong Leong Finance Limited pay dividends?
Hong Leong Finance Limited pays a Notavailable dividend of S$0.061 which represents an annual dividend yield of 3.53%. See more information on Hong Leong Finance Limited dividends here
What is Hong Leong Finance Limited’s EPS estimate?
Hong Leong Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Hong Leong Finance Limited have?
Hong Leong Finance Limited has 449,997,800 shares outstanding.
What happened to Hong Leong Finance Limited’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Hong Leong Finance Limited?
Currently, no hedge funds are holding shares in SG:S41
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Hong Leong Finance Limited Stock Smart Score
Underperform
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10
Technicals
SMA
―
20 days / 200 days
Momentum
11.20%
12-Months-Change
Fundamentals
Return on Equity
3.53%
Trailing 12-Months
Asset Growth
0.88%
Trailing 12-Months
Company Description
Hong Leong Finance Limited
Hong Leong Finance Limited operates as a financial services company for consumer, and small and medium-sized enterprises (SMEs) markets in Singapore. The company offers a range of deposits and savings, which includes fixed deposit and saving accounts, saving accounts, and premium saver accounts, as well as silver 40 plus and golden 55 plus accounts; and business current accounts, fixed deposit and saving accounts, fixed saving accounts, and premium saver accounts. It also provides personal loans, including car and home loans, private property loan, mortgage equity, credit plus share loan, premium, and share financing, as well as HLF digital and safe deposit box personal services. In addition, the company offers corporate finance services, including corporate finance advisory services, such as capital restructuring, project and investment evaluation, financial advisory, mergers and acquisitions, independent financial advisory; and equity capital market and fund-raising services comprising initial public offering, secondary and dual listings, reverse takeovers and rights issues and private placements. Further, it provides SME loans, which includes equipment and commercial vehicle; vehicle and charger green loans; new clinic and clinic expansion loan, medical, dental equipment, dental property loan, and working capital loan for medical practitioners; commercial property plus and property development loan; working capital loans, accounts receivable financing, BizCap, revolving working capital, suppliers’ invoice financing, and letters of credit; government assistance schemes, SME working capital, and trade loans. Additionally, the company offers corporate finance advisory services, and deposits and business current account, as well as eGuarantee services. The company was formerly known as Singapore Finance Limited. Hong Leong Finance Limited was incorporated in 1961 and is based in Singapore.
Technical Analysis
UOB
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Yangzijiang Financial Holding Ltd.
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