Banco Santander US (SAN)
NYSE:SAN
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SAN Stock Chart & Stats
$12.81
-$0.04(-0.85%)
At close: 4:00 PM EST
$12.81
-$0.04(-0.85%)
Day’s Range― - ―
52-Week Range$8.02 - $13.78
Previous CloseN/A
Volume865.75K
Average Volume (3M)8.82M
Market Cap
$198.83B
Enterprise Value$471.09B
Total Cash (Recent Filing)$318.20B
Total Debt (Recent Filing)$496.64B
Price to Earnings (P/E)10.9
Beta1.10
Next Earnings
Jul 22, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield1.85%
Share Statistics
EPS (TTM)0.88
Shares Outstanding14,689,319,000
10 Day Avg. Volume9,553,858
30 Day Avg. Volume8,819,697
Financial Highlights & Ratios
PEG Ratio0.79
Price to Book (P/B)1.50
Price to Sales (P/S)1.29
P/FCF Ratio-6.88
Enterprise Value/Market Cap2.37
Enterprise Value/Revenue6.45
Enterprise Value/Gross Profit10.40
Enterprise Value/Ebitda21.82
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.19
Revenue Forecast (FY)$73.12B
Bulls Say, Bears Say
Bulls Say
Diversified Retail & Commercial Banking FranchiseSantander’s multi-geometry retail and commercial banking model creates durable, diversified revenue streams (deposits, lending, fees). A broad retail deposit base and varied fee income reduces single-market exposure and supports stable net interest and commission income over the medium term.
Improving Profitability And ROEMargin and ROE improvement signal operational leverage recovery and better earnings quality versus prior years. Higher profitability enhances internal capital generation and resilience to cyclical shocks, supporting lending capacity and shareholder returns if sustained.
Scale Expansion In UK Via TSB AcquisitionThe TSB acquisition materially expands Santander’s UK retail footprint, increasing customer deposits, branches and SME relationships. Greater scale in a core market enables cross-sell, cost synergies and more stable deposit funding, strengthening structural revenue potential.
Bears Say
Elevated LeverageA higher debt-to-equity ratio increases sensitivity to funding and credit conditions and reduces balance-sheet flexibility. In stressed markets this leverage can amplify losses, constrain lending growth and limit the bank’s capacity to absorb shocks without external capital.
Weak Recent Cash GenerationNegative operating and free cash flow undermines the bank’s ability to self-fund investments, dividends or buybacks, increasing reliance on wholesale funding or capital markets. Persistent weak cash generation raises refinancing and liquidity risks over the medium term.
Reliance On Contingent Capital (AT1 Issuance)Frequent use of AT1 instruments signals dependence on hybrid capital to manage regulatory ratios. AT1s carry higher coupon costs and conversion/ write-down risk, adding complexity and potential investor dilution under stress, and can increase funding costs over time.
Banco Santander SA News
SAN FAQ
What was Banco Santander US’s price range in the past 12 months?
Banco Santander US lowest stock price was $8.02 and its highest was $13.78 in the past 12 months.
What is Banco Santander US’s market cap?
Banco Santander US’s market cap is $198.83B.
When is Banco Santander US’s upcoming earnings report date?
Banco Santander US’s upcoming earnings report date is Jul 22, 2026 which is in 27 days.
How were Banco Santander US’s earnings last quarter?
Banco Santander US released its earnings results on Apr 29, 2026. The company reported $0.421 earnings per share for the quarter, beating the consensus estimate of $0.281 by $0.14.
Is Banco Santander US overvalued?
According to Wall Street analysts Banco Santander US’s price is currently Overvalued.
Does Banco Santander US pay dividends?
Banco Santander US pays a Semiannually dividend of $0.172 which represents an annual dividend yield of 1.85%. See more information on Banco Santander US dividends here
What is Banco Santander US’s EPS estimate?
Banco Santander US’s EPS estimate is 0.3.
How many shares outstanding does Banco Santander US have?
Banco Santander US has 14,689,319,000 shares outstanding.
What happened to Banco Santander US’s price movement after its last earnings report?
Banco Santander US reported an EPS of $0.421 in its last earnings report, beating expectations of $0.281. Following the earnings report the stock price went down -0.752%.
Which hedge fund is a major shareholder of Banco Santander US?
Currently, no hedge funds are holding shares in SAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Banco Santander SA Stock Smart Score
Outperform
1
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5
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8
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10
Analyst Consensus
Moderate Buy
Average Price Target:
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Blogger Sentiment
Bullish
SAN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 57.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.0%
Last 30 Days ▲ 2.4%
Last 30 Days ▲ 2.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
73.13%
12-Months-Change
Fundamentals
Return on Equity
15.73%
Trailing 12-Months
Asset Growth
7.33%
Trailing 12-Months
Company Description
Banco Santander US
Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banking, treasury functions, risk hedging, foreign trade services, confirming, custody, and investment banking. These services are facilitated by its expansive network of 9,879 branches. Established in 1856 and based in Madrid, Spain, the company adopted its current name, Banco Santander, S.A., in June 2007, having previously been known as Banco Santander Central Hispano S.A.
SAN Company Deck
SAN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of FY'25 results with multiple encouraging metrics (record profit, customer growth, higher RoTE, improved efficiency, fee momentum, strong wealth/CIB/payments performance) and a clear strategic rationale for the Webster bolt-on to accelerate U.S. returns. Key near-term negatives are the expected CET1 compression (~140 bps), sizable integration and restructuring costs (EUR ~800m), shareholder dilution from the share consideration, and some operational timing risk (delayed Openbank rollout). Management emphasized disciplined capital hierarchy, conservative synergy recognition and pathways to restore CET1 above 13% by 2027, and set ambitious group RoTE targets (>20% by 2028). Overall, the positives — strong underlying results, credible transformation gains, and an acquisition with quantified synergies and accretion — outweigh the near-term capital and execution headwinds.View all SAN earnings summariesSAN Stock 12 Month Forecast
Average Price Target
―Technical Analysis
Ownership Overview
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Insiders
0.03% Mutual Funds
0.94% Other Institutional Investors
98.91% Public Companies and
Individual Investors