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New Jersey Resources Corporation (NJR)
NYSE:NJR
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New Jersey Resources (NJR) AI Stock Analysis

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NJR

New Jersey Resources

(NYSE:NJR)

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Neutral 66 (OpenAI - Gpt-5.6Sol)
Rating:66Neutral
Price Target:
$59.00
â–¼(-1.75% Downside)
Action:Reiterated
Date:08/21/26
The score is driven primarily by improving profitability and a return to positive free cash flow, supported by a positive earnings outlook with tightened FY2026 guidance. Offsetting these strengths are a leveraged balance sheet and weak near-term technical momentum (negative MACD, RSI below 50, and price below key short-term moving averages). Valuation is supportive with a moderate P/E and a solid dividend yield.
Positive Factors
Improving profitability and cash generation
Stronger margins and the return to positive free cash flow indicate improved earnings quality and internal funding capacity. If sustained, this can support infrastructure investment, debt service and growth without relying entirely on external financing.
Negative Factors
Meaningful leverage limits financial flexibility
NJR carries a substantial debt burden relative to equity, increasing sensitivity to refinancing needs, interest costs and execution setbacks. Elevated leverage can constrain flexibility if capital requirements rise or operating cash flow weakens.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving profitability and cash generation
Stronger margins and the return to positive free cash flow indicate improved earnings quality and internal funding capacity. If sustained, this can support infrastructure investment, debt service and growth without relying entirely on external financing.
Read all positive factors

New Jersey Resources (NJR) vs. SPDR S&P 500 ETF (SPY)

New Jersey Resources Business Overview & Revenue Model

Company Description
New Jersey Resources Corporation functions as a diversified energy holding company, offering regulated natural gas distribution along with both retail and wholesale energy solutions. The company's business activities are categorized into four prim...
How the Company Makes Money
NJR makes money through a combination of regulated utility earnings and revenues from non-regulated energy businesses. (1) Regulated natural gas distribution: The company’s core earnings are generated by delivering natural gas to residential, comm...

New Jersey Resources Earnings Call Summary

Earnings Call Date:Aug 03, 2026
(Q3-2026)
|
% Change Since: |
Next Earnings Date:Nov 12, 2026
Earnings Call Sentiment Positive
The call conveyed a predominantly positive tone: materially improved quarter-over-quarter financial results (NFE and EPS up ~82–83%), tightened FY2026 guidance with a higher midpoint, regulatory progress (FERC certificate) for S&T, scaling at CEV, and a strong liquidity/credit profile. Lowlights were limited to a higher near-term CapEx profile, the absence of last year’s one-time CEV sale gain making year-to-date comparisons less favorable, and the normal but ongoing regulatory/rate-case uncertainty. Overall, operational resilience and diversified, visible cash generation underpin a constructive outlook.
Positive Updates
Strong Quarter — NFE and EPS Growth
Consolidated net financial earnings (NFE) for Q3 were $11.3 million ($0.11 per share) versus $6.2 million ($0.06 per share) in Q3 FY2025 — an increase of ~82% in NFE and ~83% in NFE EPS year-over-year, driven by higher earnings at Clean Energy Ventures (CEV) and Storage & Transportation (S&T).
Negative Updates
Higher FY2026 CapEx Could Increase Near-Term Funding Needs
FY2026 capital expectations rose to $815–$950 million (up from $775–$930 million). Although management expects cash generation to fund the plan and reaffirmed credit metrics, the higher capital intensity increases execution and funding requirements in the near term.
Read all updates
Q3-2026 Updates
Negative
Strong Quarter — NFE and EPS Growth
Consolidated net financial earnings (NFE) for Q3 were $11.3 million ($0.11 per share) versus $6.2 million ($0.06 per share) in Q3 FY2025 — an increase of ~82% in NFE and ~83% in NFE EPS year-over-year, driven by higher earnings at Clean Energy Ventures (CEV) and Storage & Transportation (S&T).
Read all positive updates
Company Guidance
Management tightened fiscal 2026 NFEPS guidance to $3.52–$3.62 per share (raising the midpoint), reiterated a 7%–9% long‑term NFEPS growth target (with $2.73 for FY2025 as the base) and affirmed FY2027 estimates; they will revisit segment mix and roll forward guidance in November. Year‑to‑date NJR deployed roughly $630 million of capital (about two‑thirds at New Jersey Natural Gas) and raised FY2026 CapEx to $815–$950 million (from $775–$930 million), while keeping CEV’s investment range unchanged and reaffirming a five‑year CapEx plan of $4.8–$5.2 billion through FY2030. Quarterly and balance‑sheet metrics highlighted Q3 consolidated NFE of $11.3 million ($0.11/share) versus $6.2 million ($0.06) a year ago, an expected doubling of Storage & Transportation earnings from FY2025 to FY2027 driven by recontracting, and a projected adjusted FFO-to-adjusted-debt ratio above 20% in FY2026.

New Jersey Resources Financial Statement Overview

Summary
Profitability is strong and improving (TTM net margin ~16.4%, EBITDA margin ~35.4%, ROE ~19.5%) and free cash flow turned positive (~$396M TTM) after multiple years negative. The main constraint is balance-sheet flexibility given meaningful leverage (debt ~$3.88B vs equity ~$2.64B; historically ~1.6–1.7x debt-to-equity) and only moderate cash conversion versus net income.
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue2.24B2.03B1.78B1.93B2.91B2.13B
Gross Profit631.93M435.78M436.70M299.83M397.07M301.05M
EBITDA791.24M743.88M666.35M594.06M565.01M433.52M
Net Income366.16M335.63M289.77M264.72M274.92M117.89M
Balance Sheet
Total Assets8.02B7.58B6.98B6.54B6.26B5.72B
Cash, Cash Equivalents and Short-Term Investments33.95M9.51M14.26M21.75M95.37M77.59M
Total Debt3.88B3.77B3.52B3.29B3.13B2.76B
Total Liabilities5.38B5.19B4.78B4.55B4.44B4.09B
Stockholders Equity2.64B2.39B2.20B1.99B1.82B1.63B
Cash Flow
Free Cash Flow76.09M-239.73M-143.91M-61.93M-274.95M-233.66M
Operating Cash Flow1.25B466.35M427.41M478.99M323.48M390.95M
Investing Cash Flow-1.19B-568.27M-569.07M-538.63M-590.61M-622.12M
Financing Cash Flow100.42M101.96M141.76M59.70M262.54M117.78M

New Jersey Resources Technical Analysis

Technical Analysis Sentiment
Negative
Last Price60.05
Price Trends
50DMA
56.82
Negative
100DMA
56.16
Negative
200DMA
52.32
Positive
Market Momentum
MACD
-0.72
Positive
RSI
40.80
Neutral
STOCH
54.92
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NJR, the sentiment is Negative. The current price of 60.05 is above the 20-day moving average (MA) of 56.55, above the 50-day MA of 56.82, and above the 200-day MA of 52.32, indicating a neutral trend. The MACD of -0.72 indicates Positive momentum. The RSI at 40.80 is Neutral, neither overbought nor oversold. The STOCH value of 54.92 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NJR.

New Jersey Resources Risk Analysis

New Jersey Resources disclosed 1 risk factors in its most recent earnings report. New Jersey Resources reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

New Jersey Resources Peers Comparison

Overall Rating
UnderperformOutperform
Sector (66)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
$3.30B21.849.33%2.05%14.61%11.96%
70
Outperform
$8.27B12.1513.15%4.07%-0.50%60.66%
66
Neutral
$5.59B15.0814.42%3.16%7.08%-11.82%
66
Neutral
$17.65B18.105.60%3.62%6.62%11.55%
65
Neutral
$6.65B12.7212.89%2.69%-63.47%166.76%
63
Neutral
$5.12B17.478.42%3.35%-0.78%10.67%
55
Neutral
$4.94B9.2721.42%3.95%4.12%93.82%
* Utilities Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NJR
New Jersey Resources
53.52
7.40
16.04%
CPK
Chesapeake Utilities
134.13
9.72
7.81%
SR
Spire
80.92
6.10
8.16%
SWX
Southwest Gas
88.87
12.88
16.95%
UGI
UGI
37.59
3.71
10.95%
OGS
ONE Gas
78.83
4.33
5.82%

New Jersey Resources Corporate Events

Business Operations and StrategyPrivate Placements and Financing
New Jersey Resources Issues Secured Senior Notes Financing
Positive
Aug 20, 2026
On August 20, 2026, New Jersey Natural Gas Company entered into a private Note Purchase Agreement with institutional investors to issue $150 million of secured senior notes, split into three series maturing in 2036 and 2056. The Series A and B not...
Business Operations and StrategyFinancial Disclosures
New Jersey Resources Tightens Fiscal 2026 Earnings Guidance
Positive
Aug 3, 2026
On August 3, 2026, New Jersey Resources reported fiscal 2026 third‑quarter results for the period ended June 30, showing a swing to consolidated net income of $9.7 million, or $0.10 per share, from a loss of $15.1 million, or $(0.15) per sha...
Business Operations and StrategyRegulatory Filings and Compliance
New Jersey Resources Proposes Rate Cut, Investment Recovery Plan
Positive
Jun 1, 2026
On June 1, 2026, New Jersey Natural Gas submitted a package of filings to the New Jersey Board of Public Utilities that combine an 8.9% cut in customer bills for the 2026‑2027 winter with a request to recover about $950 million of past relia...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 21, 2026