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National Healthcare Corp. (NHC)
XASE:NHC
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National Healthcare (NHC) AI Stock Analysis

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NHC

National Healthcare

(NYSE MKT:NHC)

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Outperform 79 (OpenAI - 5.2)
Rating:79Outperform
Price Target:
$242.00
▲(76.41% Upside)
Action:Reiterated
Date:07/02/26
NHC scores well primarily due to strong financial quality (improving profitability, solid free cash flow, and very low leverage) and a clear technical uptrend. The main offsets are a less attractive valuation (P/E 26.44, ~1.23% yield) and the notable TTM revenue decline, while corporate actions (acquisition and dividend increase) provide a supportive but secondary positive.
Positive Factors
Balance sheet strength
Very low leverage provides durable financial flexibility: with debt-to-equity near 0.04 TTM, NHC can absorb acquisitions, capital needs, or reimbursement shifts without large financing stress. This supports investment in operations and steady dividend policy over months.
Negative Factors
Sharp TTM revenue decline
A 25.6% TTM revenue drop is a material structural red flag for service volumes and payer mix. If persistent, lower volumes or unfavorable mix can erode margins, reduce fixed-cost absorption at facilities, and pressure cash flow and organic investment over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance sheet strength
Very low leverage provides durable financial flexibility: with debt-to-equity near 0.04 TTM, NHC can absorb acquisitions, capital needs, or reimbursement shifts without large financing stress. This supports investment in operations and steady dividend policy over months.
Read all positive factors

National Healthcare (NHC) vs. SPDR S&P 500 ETF (SPY)

National Healthcare Business Overview & Revenue Model

Company Description
National HealthCare Corporation (NHC) is a prominent provider in the healthcare sector, involved in the operation, management, and service provision for a wide array of elder care and health facilities. Its diverse portfolio includes skilled nursi...
How the Company Makes Money
NHC primarily makes money by providing and managing senior care and post-acute healthcare services and collecting reimbursement and private-pay fees for those services. 1) Patient/resident care revenue (core operating revenue) - Skilled nursing (...

National Healthcare Financial Statement Overview

Summary
Strong overall fundamentals: profitability and margins improved materially since 2022 (net margin ~7.9% in 2025 and ~8.2% TTM), free cash flow is healthy ($148.6M in 2025; $168.4M TTM), and leverage is very low (debt-to-equity ~0.04 TTM). The key risk is the sharp TTM revenue decline (-25.6%) after several years of growth, which could pressure future earnings if it persists.
Income Statement
72
Positive
Balance Sheet
86
Very Positive
Cash Flow
78
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.52B1.51B1.30B1.14B1.07B1.01B
Gross Profit567.07M1.02B487.01M429.20M388.11M344.88M
EBITDA213.62M213.72M182.53M131.10M68.28M191.56M
Net Income123.67M120.02M101.93M66.80M22.45M138.59M
Balance Sheet
Total Assets1.52B1.53B1.52B1.31B1.28B1.40B
Cash, Cash Equivalents and Short-Term Investments311.57M309.18M216.19M223.62M182.59M256.02M
Total Debt39.31M87.07M214.77M93.39M125.94M166.66M
Total Liabilities427.48M451.90M541.27M400.32M397.94M494.94M
Stockholders Equity1.09B1.07B980.16M908.75M874.28M903.00M
Cash Flow
Free Cash Flow168.41M148.63M79.70M83.31M-21.46M23.00M
Operating Cash Flow208.36M185.08M107.30M111.22M8.74M62.39M
Investing Cash Flow-40.75M-33.86M-236.69M-17.57M-5.98M-65.89M
Financing Cash Flow-177.44M-135.96M100.34M-42.55M-47.64M-35.26M

National Healthcare Technical Analysis

Technical Analysis Sentiment
Positive
Last Price137.18
Price Trends
50DMA
189.32
Positive
100DMA
175.84
Positive
200DMA
152.77
Positive
Market Momentum
MACD
6.93
Negative
RSI
74.28
Negative
STOCH
92.61
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NHC, the sentiment is Positive. The current price of 137.18 is below the 20-day moving average (MA) of 198.77, below the 50-day MA of 189.32, and below the 200-day MA of 152.77, indicating a bullish trend. The MACD of 6.93 indicates Negative momentum. The RSI at 74.28 is Negative, neither overbought nor oversold. The STOCH value of 92.61 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for NHC.

National Healthcare Risk Analysis

National Healthcare disclosed 32 risk factors in its most recent earnings report. National Healthcare reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

National Healthcare Peers Comparison

Overall Rating
UnderperformOutperform
Sector (51)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
$3.41B27.3711.68%1.80%11.40%13.96%
77
Outperform
$1.96B19.449.34%19.55%21.54%
69
Neutral
$1.70B6.39241.47%20.49%4335.46%
56
Neutral
$2.05B15.157.83%1.69%-10.76%-20.86%
51
Neutral
$7.86B-0.30-43.30%2.27%22.53%-2.21%
49
Neutral
$2.93B-2.61-43.82%6.80%-698.20%
47
Neutral
$3.26B9999.00%-0.36%16.69%
* Healthcare Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NHC
National Healthcare
218.44
115.98
113.18%
ACHC
Acadia Healthcare
31.91
8.59
36.84%
ADUS
Addus Homecare
105.17
-5.45
-4.93%
BKD
Brookdale Senior Living
15.87
9.18
137.22%
SEM
Select Medical
16.51
1.95
13.40%
AVAH
Aveanna Healthcare Holdings
9.10
4.80
111.63%

National Healthcare Corporate Events

Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
National Healthcare Expands Credit Facility to Fund Acquisition
Positive
Jul 1, 2026
On June 29, 2026, National Healthcare Corporation amended its credit agreement, increasing its senior unsecured revolving credit facility from $50 million to $75 million while leaving other terms unchanged, and simultaneously terminated an older 2...
Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
National Healthcare Secures New Credit Facility for Acquisition
Positive
May 27, 2026
On May 26, 2026, National HealthCare Corporation entered into a new unsecured Credit Agreement providing a $475 million term loan and a $50 million revolving credit facility arranged by Bank of America and other lenders. The facilities, which matu...
Business Operations and StrategyM&A Transactions
National Healthcare to Acquire Five Skilled Nursing Facilities
Positive
May 15, 2026
On May 14, 2026, National HealthCare Corporation’s subsidiary NHC/OP, L.P. agreed to purchase the land, buildings and related assets of a portfolio of five skilled nursing facilities, four in Tennessee and one in South Carolina, from Nationa...
Executive/Board ChangesShareholder Meetings
National HealthCare Shareholders Back Board and Executive Pay
Positive
May 13, 2026
National HealthCare Corporation held its Annual Meeting of Shareholders on May 7, 2026, with 12,216,578 of 15,599,046 eligible common shares represented in person or by proxy, establishing a quorum for voting. Shareholders re-elected directors Emi...
DividendsFinancial Disclosures
National Healthcare Raises Quarterly Dividend, Signals Financial Strength
Positive
May 7, 2026
National HealthCare Corporation announced on May 7, 2026, that it will pay a quarterly dividend of $0.67 per common share, to shareholders of record on June 30, 2026, with payment scheduled for July 31, 2026. The move represents a 4.7% increase ov...
Business Operations and StrategyM&A Transactions
National Healthcare Advances Ownership Strategy With Major Acquisition
Positive
Apr 22, 2026
On April 21, 2026, National HealthCare Corporation said a subsidiary entered into a $560 million agreement to buy from National Health Investors the real estate of 32 skilled nursing facilities and three independent living facilities that it curre...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 02, 2026