XPN Stock Chart & Stats
$265.00
$0.00(0.00%)
At close: 4:00 PM EDT
$265.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$265.00 - $378.39
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
$178.14B
Enterprise Value$24.87K
Total Cash (Recent Filing)$7.97B
Total Debt (Recent Filing)$92.75B
Price to Earnings (P/E)10.0
Beta0.17
Next Earnings
Nov 24, 2026EPS Estimate
9.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)10.27
Shares Outstanding415,263,060
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)2.01
Price to Sales (P/S)2.59
P/FCF Ratio3.99
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$383.13Price Target Upside44.58% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)181.97
Revenue Forecast (FY)$345.36B
Bulls Say, Bears Say
Bulls Say
Strong Asset GatheringRapid growth in client assets and net new money indicates strong platform relevance, advisor productivity, and customer acquisition. A larger asset base can expand recurring fee opportunities, deepen cross-selling potential, and reinforce XP’s competitive position over the next several quarters.
High Profitability And Cash GenerationStrong margins combined with free cash flow that closely tracks net income indicate attractive earnings quality and effective cash conversion. This supports internal funding for technology, product expansion, and capital returns while providing resilience as the platform continues to scale.
Diversified Corporate GrowthFast growth in wholesale and corporate activities broadens XP beyond retail brokerage and increases exposure to derivatives, foreign exchange, credit, and institutional services. Greater product breadth can improve client retention and create more diversified, durable revenue streams.
Bears Say
High LeverageHigh leverage remains the principal balance-sheet constraint because it reduces financial flexibility when market conditions tighten. Significant debt can increase sensitivity to funding costs and credit conditions, limiting the capacity to absorb stress or invest aggressively without careful capital management.
Market-Sensitive Revenue VolatilityMaterial mark-to-market effects show that reported revenue and profitability can be meaningfully influenced by market movements and warehousing exposures. This volatility makes earnings less predictable and can obscure underlying operating progress, particularly when capital-markets activity weakens.
Lower-Fee Mix And Rising Capital UsageThe shift toward lower-take fixed-income products pressures fee margins even as volumes grow, while expanding credit and corporate activity consumes more risk-weighted capital. Together, these dynamics may constrain incremental profitability and require tighter balance-sheet and mix management.
XP News
XPN FAQ
What was XP’s price range in the past 12 months?
XP lowest stock price was $265.00 and its highest was $378.39 in the past 12 months.
What is XP’s market cap?
XP’s market cap is $178.14B.
When is XP’s upcoming earnings report date?
XP’s upcoming earnings report date is Nov 24, 2026 which is in 64 days.
How were XP’s earnings last quarter?
XP released its earnings results on Aug 17, 2026. The company reported $8.873 earnings per share for the quarter, beating the consensus estimate of $8.62 by $0.253.
Is XP overvalued?
According to Wall Street analysts XP’s price is currently Undervalued.
Does XP pay dividends?
XP does not currently pay dividends.
What is XP’s EPS estimate?
XP’s EPS estimate is 9.11.
How many shares outstanding does XP have?
XP has 415,263,060 shares outstanding.
What happened to XP’s price movement after its last earnings report?
XP reported an EPS of $8.873 in its last earnings report, beating expectations of $8.62. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of XP?
Currently, no hedge funds are holding shares in MX:XPN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
XP Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$383.13 (44.58% Upside)
$383.13 (44.58% Upside)
Blogger Sentiment
Bullish
MX:XPN Sentiment 100%
Sector Average 59%
Sector Average 59%
Insider Transactions
Sold Shares
Worth $41.4M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.81%
12-Months-Change
Fundamentals
Return on Equity
3.02%
Trailing 12-Months
Asset Growth
15.09%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
XP
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.
XPN Company Deck
XPN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented solid business momentum: strong client asset growth (+17% YoY), robust net new money ($28bn), meaningful top-line and EBT expansion (+8% and +15% YoY respectively), exceptional corporate segment performance (+117% YoY), plus disciplined capital returns (buybacks, dividends, share cancellation) and a healthy capital ratio (20.3%). Offsetting these positives were material mark-to-market losses (~BRL 420m H1), a weak primary debt market and a shift toward lower-fee daily liquidity fixed income products that compressed fee margins, alongside rising RWAs and near-term seasonal cost headwinds. On balance the positives – growth, profitability expansion, strong corporate and retail underlying momentum, and active capital management – outweigh the challenges, though management highlighted risks tied to market volatility and mix shifts.View all MX:XPN earnings summariesXPN Stock 12 Month Forecast
Average Price Target
$383.13
▲(44.58% Upside)