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8570 Stock Chart & Stats
¥1580.00
-¥6.00(-0.38%)
At close: 4:00 PM EDT
¥1580.00
-¥6.00(-0.38%)
Day’s Range― - ―
52-Week Range¥1,375.00 - ¥1,860.00
Previous CloseN/A
Volume343.60K
Average Volume (3M)507.78K
Market Cap
¥338.97B
Enterprise Value¥4.80M
Total Cash (Recent Filing)¥2.04T
Total Debt (Recent Filing)¥6.89T
Price to Earnings (P/E)13.2
Beta0.65
Next Earnings
Oct 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.37%
Share Statistics
EPS (TTM)97.71
Shares Outstanding216,010,130
10 Day Avg. Volume523,320
30 Day Avg. Volume507,783
Financial Highlights & Ratios
PEG Ratio2.25
Price to Book (P/B)0.80
Price to Sales (P/S)0.69
P/FCF Ratio1.10
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,422.00Price Target Upside-10.00% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering5
EPS Forecast (FY)88.18
Revenue Forecast (FY)¥613.03B
Bulls Say, Bears Say
Bulls Say
Group Distribution And Cross-sellAEON Financial leverages AEON Group retail traffic to drive card issuance, usage, and cross-selling. That captive distribution creates a durable customer acquisition channel and steady transaction volume, supporting stable merchant fees and lending opportunities over multiple years.
Accelerating Revenue And Solid Operating ProfitsStrong 2026 top-line acceleration with consistent operating-level profitability indicates product-market fit and scalable core operations. Sustained revenue growth paired with solid EBIT suggests the company can expand margins and reinvest in digital channels if credit quality remains controlled.
Digital Lending Approval And Governance ReformRegulatory approval to launch digital lending is a structural expansion of product capability and distribution, potentially lowering origination costs and improving scale. Coupled with clearer board/executive separation, this strengthens oversight and long-term strategic execution.
Bears Say
High And Variable LeverageExtremely high and fluctuating leverage increases funding and refinancing risk and magnifies earnings sensitivity to interest rates or credit stress. Capital structure rigidity limits strategic flexibility, raises financing costs, and heightens vulnerability during economic downturns.
Inconsistent Cash GenerationLarge year-to-year swings in operating and free cash flow reduce predictability for debt servicing, dividends, and reinvestment. Irregular cash conversion complicates capital planning and increases reliance on external funding when internal cash is disrupted.
Modest ROE And Volatile Net IncomeLow-to-moderate ROE despite high leverage signals limited capital efficiency. Coupled with volatile net income, this constrains retained-earnings growth and makes it harder to justify incremental risk-taking or absorb shocks without raising capital or cutting dividends.
AEON Financial Service Co News
8570 FAQ
What was AEON Financial Service Co Ltd’s price range in the past 12 months?
AEON Financial Service Co Ltd lowest stock price was ¥1375.00 and its highest was ¥1860.00 in the past 12 months.
What is AEON Financial Service Co Ltd’s market cap?
AEON Financial Service Co Ltd’s market cap is ¥338.97B.
When is AEON Financial Service Co Ltd’s upcoming earnings report date?
AEON Financial Service Co Ltd’s upcoming earnings report date is Oct 13, 2026 which is in 70 days.
How were AEON Financial Service Co Ltd’s earnings last quarter?
AEON Financial Service Co Ltd released its earnings results on Jul 09, 2026. The company reported ¥41.53 earnings per share for the quarter, beating the consensus estimate of ¥15.08 by ¥26.45.
Is AEON Financial Service Co Ltd overvalued?
According to Wall Street analysts AEON Financial Service Co Ltd’s price is currently Overvalued.
Does AEON Financial Service Co Ltd pay dividends?
AEON Financial Service Co Ltd pays a Semiannually dividend of ¥25 which represents an annual dividend yield of 3.37%. See more information on AEON Financial Service Co Ltd dividends here
What is AEON Financial Service Co Ltd’s EPS estimate?
AEON Financial Service Co Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does AEON Financial Service Co Ltd have?
AEON Financial Service Co Ltd has 216,010,130 shares outstanding.
What happened to AEON Financial Service Co Ltd’s price movement after its last earnings report?
AEON Financial Service Co Ltd reported an EPS of ¥41.53 in its last earnings report, beating expectations of ¥15.08. Following the earnings report the stock price went down -0.065%.
Which hedge fund is a major shareholder of AEON Financial Service Co Ltd?
Currently, no hedge funds are holding shares in JP:8570
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
AEON Financial Service Co Ltd
AEON Financial Service Co., Ltd., through its subsidiaries, provides various financial services in Japan. It operates in five segments: Retail, Solutions, China Area, Mekong Area, and Malaysia Area. The company engages in banking and insurance business; provision of financial services, including database of processing and installment payments, as well as credit cards and loans. It is also involved in bank and business management activities; life insurance sales business; non-life insurance agency business; management, collection and purchase of specified monetary claims, and backup servicing business; and provision of housing related loans, property leases, short-term small amount insurance services, as well as digital solutions for local governments. AEON Financial Service Co., Ltd. was incorporated in 1981 and is based in Tokyo, Japan.
8570 Stock 12 Month Forecast
Average Price Target
¥1,422.00
▼(-10.00% Downside)