Want to see JP:8544 full AI Analyst Report?
8544 Stock Chart & Stats
¥1733.00
¥4.00(0.51%)
At close: 4:00 PM EST
¥1733.00
¥4.00(0.51%)
Day’s Range― - ―
52-Week Range¥1,265.00 - ¥3,060.00
Previous CloseN/A
Volume277.70K
Average Volume (3M)318.44K
Market Cap
¥288.41B
Enterprise Value-¥114.24B
Total Cash (Recent Filing)¥1.01T
Total Debt (Recent Filing)¥590.80B
Price to Earnings (P/E)16.7
Beta1.45
Next Earnings
Nov 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.25%
Share Statistics
EPS (TTM)150.56
Shares Outstanding126,427,860
10 Day Avg. Volume390,000
30 Day Avg. Volume318,440
Financial Highlights & Ratios
PEG Ratio0.58
Price to Book (P/B)0.75
Price to Sales (P/S)2.30
P/FCF Ratio93.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthThe sharp FY2026 revenue acceleration indicates stronger earning activity across the bank’s core business and provides a larger base for future profitability. If sustained, this growth can improve operating scale, support investment in customer relationships, and strengthen the bank’s regional competitive position.
ProfitabilityHigher net income alongside a healthy roughly 15% net margin demonstrates that Keiyo Bank is converting substantial operating activity into earnings. This profitability supports internal capital formation, strengthens resilience, and gives management more flexibility to fund lending and customer-service initiatives.
Diversified Banking RevenueKeiyo Bank’s earnings model combines lending spreads with payment, settlement, account, product-distribution, and treasury income. This mix gives the business multiple recurring revenue channels and reduces reliance on a single service, while relationship banking can support durable customer retention in its local market.
Bears Say
Volatile Cash GenerationThe steep decline in operating cash flow and prior negative years show that reported earnings have not translated consistently into cash. This weakens confidence in earnings quality, can constrain internally funded growth, and makes capital planning more sensitive to changes in balance-sheet flows.
Meaningful LeverageAlthough leverage improved, debt-to-equity remains meaningful and has shown substantial year-to-year swings, including a much higher level in FY2022. Elevated leverage can reduce financial flexibility, increase sensitivity to credit deterioration, and limit the room available for discretionary capital allocation.
Margin CompressionRecent margin narrowing indicates that strong revenue growth has not fully translated into proportionate profitability improvement. If the pressure persists, it could limit earnings growth, reduce the benefit of operating scale, and make future results more dependent on continued top-line expansion.
Keiyo Bank, Ltd. News
8544 FAQ
What was Keiyo Bank, Ltd.’s price range in the past 12 months?
Keiyo Bank, Ltd. lowest stock price was ¥1265.00 and its highest was ¥3060.00 in the past 12 months.
What is Keiyo Bank, Ltd.’s market cap?
Keiyo Bank, Ltd.’s market cap is ¥288.41B.
When is Keiyo Bank, Ltd.’s upcoming earnings report date?
Keiyo Bank, Ltd.’s upcoming earnings report date is Nov 10, 2026 which is in 12 days.
How were Keiyo Bank, Ltd.’s earnings last quarter?
Keiyo Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥52.83 earnings per share for the quarter.
Is Keiyo Bank, Ltd. overvalued?
According to Wall Street analysts Keiyo Bank, Ltd.’s price is currently Overvalued.
Does Keiyo Bank, Ltd. pay dividends?
Keiyo Bank, Ltd. pays a Semiannually dividend of ¥33 which represents an annual dividend yield of 2.25%. See more information on Keiyo Bank, Ltd. dividends here
What is Keiyo Bank, Ltd.’s EPS estimate?
Keiyo Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Keiyo Bank, Ltd. have?
Keiyo Bank, Ltd. has 126,427,860 shares outstanding.
What happened to Keiyo Bank, Ltd.’s price movement after its last earnings report?
Keiyo Bank, Ltd. reported an EPS of ¥52.83 in its last earnings report. Following the earnings report the stock price went down -0.898%.
Which hedge fund is a major shareholder of Keiyo Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8544
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Keiyo Bank, Ltd.
Keiyo Bank, Ltd. is a Japanese financial institution that delivers a broad spectrum of banking solutions and services. The bank manages customer deposits and provides various credit facilities, including residential mortgages, general consumer financing, and loans tailored for small and medium-sized businesses. As of March 31, 2021, its operations spanned 122 different locations. The company was founded in 1943 and maintains its corporate headquarters in Chiba, Japan.
Technical Analysis
Kiyo Bank
―
Hokkoku Financial Holdings,Inc.
―
Ogaki Kyoritsu Bank, Ltd.
―
Nanto Bank Ltd.
―
Hyakujushi Bank, Ltd.
―